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$495,000 Sale Pending

  • For Sale
  • Pending
  • Duplex
  • 1,765 Sq. Ft.
  • Updated 3 days ago
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You'll want to be first in line to see this beautifully remodeled mid-century modern home in the heart of downtown Loveland. This unique property offers two separate units, making it an excellent low-maintenance investment opportunity. It's ideal for multi-generational living or for a first-time homebuyer looking for the added security of rental income from the secondary unit.The home has been thoughtfully remodeled throughout and boasts a sleek modern electric fireplace, hardwood floors on both levels, convenient in-unit laundry, and brand-new cabinets and appliances, complemented by a contemporary glass range hood.Step outside to an enormous backyard offering endless possibilities - perfect for a large garden, future ADU, or outdoor entertaining. The space is framed by mature trees, providing privacy, shade, and a peaceful setting.

Full Property Details for 522 E 13th St

General

  • Price: $495,000
  • Taxes: $2,276 (2024)
  • Status: Pending
  • Type: Duplex
  • Source: IRES
  • MLS ID: 1050417
  • Updated: 2/19/2026
  • Added to Site: 26 day(s) ago

Interior

  • Interior Features: Washer/Dryer Hookup
  • Fireplace: Yes
  • Fireplace(s): Electric
  • Appliances: Electric Range, Self Cleaning Oven, Dishwasher, Refrigerator, Washer, Dryer, All Appliances, Disposal, Fire Alarm

Additional Information

  • Security/Safety: Fire Alarm

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Highland Park

School Information

  • School District: Thompson R2-J
  • Elementary School: Truscott
  • Middle School: Bill Reed
  • High School: Thompson Valley

Heating & Cooling

  • Cooling Type: Ceiling Fan(s)
  • Heating Type: Forced Air

Utilities

  • Gas: Yes
  • Gas: Xcel Energy
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available

Structural Information

  • Architectural Style: Contemporary
  • Structure Type: Duplex
  • Construction: Frame, Metal Siding
  • Exterior Const.: Frame, Metal Siding
  • Basement: Yes
  • Basement Desc.: Partially Finished
  • Roof: Composition
  • Windows: Window Coverings
  • Square Feet: 1,765
  • Sq. Ft. Source: Assessor
  • Year Built: 1955

Additional Structures

  • Other Structures: Storage

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,240
  • Frontage: City Street
  • Street/Road Desc.: Asphalt
  • Fence: Yes
  • Lot Features: Paved, Curbs, Gutters, Alley, Mineral Rights Excluded
  • Potential Use: Single-Family, Multi-Family, Additional Units
  • Zoning: R3E
  • Fencing (Description): Partial

Green Features

  • Energy Efficient: Southern Exposure

Financial Considerations

  • Operating Expenses: $4,376.5
  • Tax Amount: $2,276
  • Tax Year: 2024
  • Terms: Cash, Conventional, FHA, VA
  • Tenant Pays: Deposit

Disclosures and Reports

  • Special Conditions: Private Owner, Licensed Owner
  • Property ID: R0382272

Listed by HomeSmart Realty Partners FTC (970) 644-5002

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Listing agent

— 522 E 13th St —

  • HomeSmart Realty Partners FTC

    970-644-5002

9706445002

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 522 E 13th St

School District:Thompson School District R-2j
NameGradesDistance
Truscott Elementary School
211 West 6th Street, Loveland, CO 80537
K-50.7 mi
Bill Reed Middle School
370 West 4th Street, Loveland, CO 80537
6-80.9 mi
Thompson Valley High School
1669 Eagle Drive, Loveland, CO 80537
9-122.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 522 E 13th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/28/2026
Listed
$495,000
76.79%
MLS
10/28/2024
Sold
$280,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 522 E 13th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,276
13%
$26,619
-8%
2024
$2,010
4%
$28,877
—
2023
$1,939
6%
$28,877
25%
2021
$1,831
3%
$23,038
3%
2022
$1,782
-3%
$22,393
10%
2021
$1,831
33%
$20,378
22%
2018
$1,375
16%
$16,711
—
2017
$1,184
28%
$16,711
33%
2016
$925
1%
$12,608
—
2015
$917
23%
$12,608
27%
2014
$745
-53%
$9,910
-51%
2019
$1,593
114%
$20,378
106%
2013
$746
—
$9,910
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 522 E 13th St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by HomeSmart Realty Partners FTC (970) 644-5002

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522 E 13th St, Loveland, CO 80537 (MLS# 1050417) is a Duplex property with 0 bedrooms and 0 full bathrooms. 522 E 13th St is currently listed for $495,000 and was received on January 28, 2026. Want to learn more about 522 E 13th St? Do you have questions about finding other Duplex real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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