645 W 1st St, Loveland, CO 80537 - Photo 1

1/1

$400,000

Sold
Closed
Single Family
2 Beds
1 Full Bath
879 Sq. Ft.
2 Car Garage

1/1

Property Description

Charming turn of the century 2 bedroom cottage located in a small pocket of county within the city limits zoned FA, larger lot located close to walking trails and pickle ball courts. New interior and exterior paint and carpet. Newer windows, cozy covered patio off eat-in kitchen. Enclosed patio perfect for study or reading nook. 23 x 29 heated shop/garage with alley access and RV parking. Home is sold as-is and has been pre-inspected.

Full Property Details

Full Property Details for 645 W 1st St

General

Sold For: $400,000
Taxes: $1,944 (2024)
Status: Closed
Type: Single Family
Source: IRES
MLS ID: 1038526
Added to Site: 194 day(s) ago

Interior

Interior Features: Study Area, Eat-In Kitchen, Open Floorplan, Sunroom
Appliances: Electric Range/Oven, Dishwasher, Refrigerator

Rooms

Bathrooms

Total Bathrooms: 1
Full Bathrooms: 1

Bedrooms

Total Bedrooms: 2
Bedroom 1: 13 x 11
Bedroom 2: 10 x 13

Other Rooms

Living Room: 17 x 12
Kitchen: 11 x 13
Den: 17 x 6
Laundry: Washer/Dryer Hookups

Exterior

Exterior Features: Lighting

Parking

Garage: Yes
Garage Spaces: 2
Parking Features: Alley Access, RV/Boat Parking, >8' Garage Door, Heated Garage, Oversized
Garage Description: Detached

Location

Area: Loveland
County: Larimer
Subdivision: Loveland

School Information

School District: Thompson R2-J
Elementary School: Garfield
Middle School: Bill Reed
High School: Thompson Valley

Heating & Cooling

Heating Type: Forced Air

Utilities

Gas: Natural Gas, Xcel Energy
Sewer: City Sewer
Water: City Water, City of Loveland

Structural Information

Architectural Style: Cottage/Bung, Ranch
Exterior Const.: Wood/Frame
Basement Desc.: None
Stories/Levels: One
Square Feet: 879
Living Area: 879 Sq. Ft.
Finished Above Grnd: 879 Sq. Ft.
Year Built: 1900

Lot Features

Lot Size (Acres): 0.18
Lot Dimensions: 7836
Frontage: City Street
Street/Road Desc.: Paved, Asphalt
Lot Features: Curbs, Gutters, Sidewalks, Level, Unincorporated
Best Use: Single Family
Zoning: FA
Fencing (Description): Partial

Financial Considerations

Tax Amount: $1,944
Tax Year: 2024

Disclosures and Reports

Exclusions: Seller's Personal Property

Listed by Group Loveland (970) 663-0700

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Listing agent

— 645 W 1st St —

Group Loveland

970-663-0700

(970) 689-6950

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Schools

Schools serving 645 W 1st St

School District:Thompson School District R-2j

Name	Grades	Distance
Garfield Elementary School 720 North Colorado Avenue, Loveland, CO 80537	K-5	0.5 mi
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537	6-8	0.4 mi
Loveland High School 920 West 29th Street, Loveland, CO 80538	9-12	1.8 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 645 W 1st St

Date

Details

Price

Change

Source

9/30/2025

Sold

$400,000

1.27%

MLS

7/07/2025

Listed

$395,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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645 W 1st St, Loveland, CO 80537 (MLS# 1038526) is a Single Family property that was sold at $400,000 on September 30, 2025. Want to learn more about 645 W 1st St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

645 W 1st St Loveland, CO 80537