645 W 4th St, Loveland, CO 80537 - Photo 1

1/1

$1,380,000

Sold
Closed
Single Family
4 Beds
2 Full Baths
5 Partial Baths
5,999 Sq. Ft.
3 Car Garage

1/1

Property Description

This unique, custom home in the heart of Loveland offers the perfect blend of modern living and small-town charm. Enjoy the convenience of being just blocks from restaurants, coffee shops, breweries, parks, schools, and trails, while residing in a truly one-of-a-kind property. The home boasts incredible updates and investment potential, including a custom design and floor plan, a main-level primary suite, and a private patio with a hot tub and turf dog run. Entertain in the "speakeasy" complete with a private bar and urinal. A separate mother-in-law suite with its own entrance, garage, kitchenette, living room, bedroom, bathroom, and washer/dryer provides flexible living options. Inside the home, you'll find three wet bars, three sets of washers/dryers, three full refrigerators, a La Cornue gas range with double oven, pot filler, a beverage fridge, and on-demand filtered water. The primary suite is a haven with a steam shower and soaking tub. Three bedrooms plus an office, a full finished basement, and an open floor plan complete this stunning home. The list of exceptional features goes on and on!

Full Property Details

Full Property Details for 645 W 4th St

General

Sold For: $1,380,000
Taxes: $5,672 (2024)
Status: Closed
Type: Single Family
Source: IRES
MLS ID: 1026454
Added to Site: 337 day(s) ago

Interior

Interior Features: Study Area, In-Law Floorplan, Eat-In Kitchen, Open Floorplan, Walk-In Closet(s), Loft, Wet Bar, Kitchen Island, Steam Shower, Split Bedroom Floor Plan
Fireplace: Yes
Fireplace(s): Gas, Living Room
Appliances: Gas Range/Oven, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal
Flooring: Wood Floors

Rooms

Bathrooms

Total Bathrooms: 7
Full Bathrooms: 2
3/4 Bathrooms: 2
Half Bathrooms: 3

Bedrooms

Total Bedrooms: 4
Bedroom 1: 14 x 14
Bedroom 2: 12 x 13
Bedroom 3: 12 x 13
Bedroom 4: 13 x 15

Other Rooms

Living Room: 13 x 33
Family Room: 21 x 30
Kitchen: 11 x 29
Dining Room: 11 x 8
Den: 10 x 13
Laundry: Main Level, 8 x 21

Exterior

Exterior Features: Hot Tub Included

Parking

Garage: Yes
Attached garage: Yes
Garage Spaces: 3
Garage Description: Attached

Location

Area: Loveland
County: Larimer
Subdivision: Mountain View

School Information

School District: Thompson R2-J
Elementary School: Garfield
Middle School: Bill Reed
High School: Thompson Valley

Heating & Cooling

Cooling Type: Central Air
Heating Type: Forced Air

Utilities

Gas: Natural Gas
Sewer: City Sewer
Water: City Water, City of Loveland

Structural Information

Architectural Style: Cottage/Bung
Exterior Const.: Wood/Frame
Basement Desc.: Full
Stories/Levels: Two
Square Feet: 5,999
Living Area: 5,821 Sq. Ft.
Finished Above Grnd: 4,273 Sq. Ft.
Finished Below Grnd: 1,726 Sq. Ft.
Year Built: 2018

Lot Features

Lot Size (Acres): 0.15
Lot Dimensions: 6613
Frontage: City Street
Street/Road Desc.: Paved
Lot Features: Curbs, Sidewalks, Corner Lot, Level
Best Use: Single Family, Additional Units
Zoning: R1E
Fencing (Description): Fenced

Financial Considerations

Tax Amount: $5,672.12
Tax Year: 2024

Disclosures and Reports

Exclusions: Seller's personal property

Listed by Group Centerra (970) 613-0700

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Listing agent

— 645 W 4th St —

Group Centerra

970-613-0700

(970) 227-2747

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Schools

Schools serving 645 W 4th St

School District:Thompson School District R-2j

Name	Grades	Distance
Garfield Elementary School 720 North Colorado Avenue, Loveland, CO 80537	K-5	0.3 mi
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537	6-8	0.3 mi
Loveland High School 920 West 29th Street, Loveland, CO 80538	9-12	1.6 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 645 W 4th St

Date

Details

Price

Change

Source

7/25/2025

Sold

$1,380,000

-1.43%

MLS

2/19/2025

Listed

$1,400,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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645 W 4th St, Loveland, CO 80537 (MLS# 1026454) is a Single Family property that was sold at $1,380,000 on July 25, 2025. Want to learn more about 645 W 4th St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

645 W 4th St Loveland, CO 80537