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$1,400,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 3,028 Sq. Ft.
  • Updated 11 hours ago
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WELCOME TO WATERFRONT FLORIDA LIVING AT ITS BEST! Discover 416 Island Cay Way, a one-of-a-kind waterfront pool home tucked away in the intimate gated community of Island Cay in Apollo Beach. Situated on an impressive .63-acre lot with approximately 127 feet of saltwater canal frontage, this spacious one-story home offers over 3,000 square feet of living space, 4 bedrooms, office/den/5 bedroom, 3 baths, 3 garage spaces and an exceptional multigenerational floor plan. The main residence features 2 bedrooms, office/den/3 bedroom, and 2 baths with spacious living and dining areas designed for comfortable everyday living and entertaining. The kitchen features granite countertops, stainless-steel appliances and solid wood cabinetry. What truly sets this property apart is the separate guest/in-law suite offering 2 additional bedrooms, a full bath, living and dining areas, full kitchen, private entrance, dedicated garage and direct access to the pool area-an incredible setup for extended family, guests or multigenerational living. Step outside and experience your own private Florida retreat! The oversized screened lanai surrounds a solar-heated saltwater pool with plenty of space for entertaining, relaxing and enjoying the Florida sunshine. Beyond the lanai, the spacious fenced backyard provides room to enjoy the outdoors and features a fruit tree, while beautiful palm trees welcome you in the front yard and add to the home's tropical appeal. BRING YOUR BOAT! With approximately 127 feet of saltwater canal frontage, this property is made for those who love life on the water. Enjoy your covered dock with electric and water, and a covered 9,000-lb boat lift providing convenient boating access to Tampa Bay and beyond. Imagine stepping out your back door, lowering your boat and heading out for a day on the water! Additional features include waterproof laminate and tile flooring, an expansive brick-paver circular driveway, irrigation system, 3 total garage spaces and beautifully landscaped grounds. Island Cay offers the privacy of gated waterfront living with NO CDD and low HOA fees, all while being conveniently located near shopping, dining, medical facilities, I-75 and the convenience to the Tampa Bay area. POOL, BOAT LIFT, WATERFRONT, OVERSIZED FENCED BACKYARD AND A PRIVATE IN-LAW/GUEST SUITE-this home offers a combination that is hard to find in Apollo Beach. Come experience the waterfront lifestyle and make 416 Island Cay Way your own!

Full Property Details for 416 Island Cay Way

General

  • Price: $1,400,000
  • HOA FEE: $50/month
  • HOA FEE FREQ.: Annually
  • Taxes: $19,500 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8558864
  • Updated: 10/18/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 14
  • Interior Features: High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Laminate, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Auto Cleaner, Gunite, Lighting, Salt Water, Screen Enclosure
  • Security/Safety: Security Gate, Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sliding Doors
  • Deck/Patio: Covered, Enclosed, Front Porch, Patio, Porch, Screened
  • Porch/Patio/Deck: Covered, Enclosed, Front Porch, Patio, Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3
  • Parking Features: Circular Driveway, Deeded, Driveway, Garage Door Opener, Split Garage

Location

  • Area: 33572 - Apollo Beach / Ruskin
  • County: Hillsborough
  • Development Name: 33572 - Apollo Beach / Ruskin
  • Subdivision: ISLAND CAY
  • Driving Directions: From I-75, take Exit 246 (Big Bend/Apollo Beach) and head est on Big Bend Rd. Turn left on 41 to right on Apollo Beach Blvd. Left on Golf and Sea Blvd (just past the Shell Station) to right on Island Cay through gate. Home is on the right.
  • Direction Faces: East

School Information

  • Elementary School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB

Community

  • Community Name: 33572 - Apollo Beach / Ruskin
  • Community Features: Community Boat Ramp, Deed Restrictions, Gated Community - No Guard
  • Association: Yes
  • Assoc. Name: Stacy Vojik and Mike Zahorsky
  • Assoc. Fees Include: Private Road

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Utility Description: Electricity Connected, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Architectural Info: Ranch
  • Architectural Style: Ranch
  • Exterior Const.: Stucco
  • Roof: Shingle
  • Windows: Blinds
  • Drive-In Doors: Double Entry
  • Stories/Levels: One
  • Square Feet: 3,028
  • Sq. Ft. Source: Public Records
  • Year Built: 2011

Lot Features

  • Property View: Pool, Water
  • Lot Size (Acres): 0.63
  • Lot Size (Sq. Ft.): 27,500
  • Lot Size: 27500
  • Lot Dimensions: 125 x 220
  • Frontage: Street Paved, Private Road
  • Street/Road Desc.: Paved

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater
  • Water Extras: Yes
  • Water Front Desc.: Saltwater Canal

Financial Considerations

  • Association Fee: $600
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $19,500.76
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: ISLAND CAY LOT 2
  • Flood Zone Info: AE
  • APN: U2231191TV00000000002.0
  • Property ID: U2231191TV00000000002.0

Listed by Re/Max Bayside Realty Llc

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Listing agent

— 416 Island Cay Way —

  • Re/Max Bayside Realty Llc

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 416 Island Cay Way

School District:Hillsborough County School District
NameGradesDistance
Apollo Beach Elementary School
501 Apollo Beach Boulevard, Apollo Beach, FL 33572
K-50.3 mi
Eisenhower Middle School
7620 Old Big Bend Road, Gibsonton, FL 33534
6-82.5 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-123.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 416 Island Cay Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/18/2026
Listed
$1,400,000
32.08%
MLS
2/16/2022
Sold
$1,060,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 416 Island Cay Way

Year
Property Taxes
Change
Tax Assessment
Change
2025
$19,501
7%
$943,747
-9%
2024
$18,175
—
$1,033,211
-1%
2024
$18,175
11%
$1,040,383
14%
2023
$16,393
43%
$909,871
48%
2021
$11,461
-14%
$613,899
-29%
2022
$13,318
16%
$860,992
51%
2021
$11,461
12%
$570,743
5%
2019
$10,234
4%
$542,333
6%
2018
$9,797
15%
$513,976
7%
2017
$8,492
—
$480,013
1%
2016
$8,512
89%
$473,525
83%
2015
$4,509
1%
$259,423
1%
2014
$4,482
-38%
$257,364
-34%
2013
$7,260
—
$391,933
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Re/Max Bayside Realty Llc

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416 Island Cay Way, Apollo Beach, FL 33572 (MLS# TB8558864) is a Single Family property with 4 bedrooms and 3 full bathrooms. 416 Island Cay Way is currently listed for $1,400,000 and was received on October 18, 2026. Want to learn more about 416 Island Cay Way? Do you have questions about finding other Single Family real estate for sale in Apollo Beach? You can browse all Apollo Beach real estate or contact a Coldwell Banker agent to request more information.

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