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$380,000 Just Listed

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 3 Full Baths
  • 1,548 Sq. Ft.
  • Updated 3 hours ago
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Beautiful newer construction 3-bedroom, 3-bath, 2-story townhome located in the highly desirable gated community of Monterey Bay offering comfort, convenience, and low-maintenance living. The open concept first floor features a kitchen and family room layout plus a bedroom and full bath ideal for guests or flexible living. Upstairs includes a loft area and two bedrooms, each with its own ensuite bathroom. Stairs and second floor feature luxury vinyl flooring, and the home offers generous closet space throughout along with private outdoor space perfect for relaxing or entertaining. Residents enjoy a community pool, playground, and secure gated entry, all just minutes from I-95, shopping, dining, Atlantic Avenue, and approximately 3 miles from the beach.

Full Property Details for 186 Lake Monterey Cir

General

  • Price: $380,000
  • HOA FEE: $335/month
  • Taxes: $5,465 (2020)
  • Status: Active
  • Type: Townhouse
  • Source: Regional
  • MLS ID: F10554099
  • Updated: Today (2/20/2026)
  • Added to Site: Today

Interior

  • Interior Features: Dual Sinks, High Ceilings, Kitchen/Dining Combo, Living/Dining Room, Tub Shower, Upper Level Primary, Walk-In Closet(s)
  • Fireplace: Yes
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Gas Range, Microwave, Oven, Refrigerator, Water Softener, Water Heater, Water Purifier, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Pool, Trail(s)
  • Pool: Yes
  • Pool Description: Association
  • Security/Safety: Gated Community, Phone Entry, Smoke Detector(s)

Exterior

  • Exterior Features: Balcony, Outdoor Living Area
  • Porch/Patio/Deck: Patio, Porch, Balcony

Parking

  • Parking Features: Assigned, Guest

Location

  • County: Palm Beach
  • Subdivision: Monterey Bay

Community

  • Community Name: 4440
  • Association: Yes
  • Assoc. Fees Include: Common Areas, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Structure Type: Townhouse
  • Construction: Block
  • Stories/Levels: 2
  • Square Feet: 1,548
  • Living Area: 1,548 Sq. Ft.
  • Year Built: 2006
  • Property Condition: Resale

Lot Features

  • Property View: Garden
  • Land Lease Avail: Yes
  • Fencing (Description): Fenced

Financial Considerations

  • Association Fee: $335
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $5,465
  • Tax Year: 2020
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: MONTEREY BAY PUD LT 7 BLK 17
  • Property ID: 8434605170170070

Listed by EXP Realty LLC

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Listing agent

— 186 Lake Monterey Cir —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 186 Lake Monterey Cir

School District:Palm Beach County School District
NameGradesDistance
Crosspointe Elementary School
3015 South Congress Avenue, Boynton Beach, FL 33426
PK-51 mi
Carver Middle School, Delray Beach, FL
101 Barwick Road, Delray Beach, FL 33445
6-82.4 mi
Atlantic High School, Delray Beach, FL
2455 West Atlantic Avenue, Delray Beach, FL 33445
9-121.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 186 Lake Monterey Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/20/2026
Listed
$380,000
70.79%
MLS
11/03/2016
Sold
$222,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 186 Lake Monterey Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,108
32%
$340,000
20%
2024
$6,126
2%
$283,791
3%
2023
$5,979
39%
$275,525
38%
2021
$4,297
-27%
$200,000
-25%
2022
$5,902
37%
$267,500
43%
2021
$4,297
-4%
$187,000
4%
2019
$4,463
4%
$180,363
2%
2018
$4,306
-1%
$177,000
—
2017
$4,346
54%
$177,000
69%
2016
$2,813
-1%
$104,685
1%
2015
$2,840
—
$103,957
1%
2014
$2,837
5%
$103,132
1%
2013
$2,690
—
$101,608
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 186 Lake Monterey Cir

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by EXP Realty LLC

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186 Lake Monterey Circle, Boynton Beach, FL 33426 (MLS# F10554099) is a Townhouse property with 3 bedrooms and 3 full bathrooms. 186 Lake Monterey Circle is currently listed for $380,000 and was received on February 20, 2026. Want to learn more about 186 Lake Monterey Circle? Do you have questions about finding other Townhouse real estate for sale in Boynton Beach? You can browse all Boynton Beach real estate or contact a Coldwell Banker agent to request more information.

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