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$575,000
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Property Description
Cape Coral Turnkey Waterfront Home with Gulf Access & Pool Discover the ultimate Florida lifestyle in this turnkey furnished Cape Coral waterfront home with Gulf access - perfect as a primary residence, vacation retreat, or income-producing rental. Inside, the bright, open floor plan is designed to capture breathtaking canal views through expansive windows. Enjoy the privacy of no visible neighbors across the canal. With four spacious bedrooms and 2.5 bathrooms there's plenty of room for family and guests. Step outside to your screened enclosed sparkling private pool with a dedicated pool bath - perfect for sunny Florida days. Situated on a serene saltwater canal, you can launch your boat from your boat lift and be on your way to the Gulf beaches of Sanibel and Ft Myers Beach. This area of Cape Coral is known for its high elevation so no flood insurance is required even though your directly on a gulf access canal. Whether you're seeking a Cape Coral vacation rental investment or your own slice of paradise, this home checks all the boxes.
Full Property Details
Full Property Details for 1309 SE 10th Terrace
General
- Price: $575,000
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025005539
- Updated: 12/30/2025
- Added to Site: 152 day(s) ago
Interior
- Interior Features: Split Bedrooms, Great Room, Family Room, Guest Bath, Pantry, Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Refrigerator with Icemaker, Washer
- Furnishings: Turnkey
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Primary Bathroom: Separate Tub And Shower
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Kitchen: Built-In Desk, Pantry
- Dining Room: Breakfast Bar, Breakfast Room, Dining - Family
- Laundry: Inside
Additional Information
- Shared Amenities: None, Boating, No Subdivision, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: Concrete, Equipment Stays, Pool Bath, Screen Enclosure
- Security/Safety: Smoke Detectors
Exterior
- Exterior Features: Boat Lift, Wooden Dock
- Porch/Patio/Deck: Screened Lanai/Porch, Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Paved, Garage Door Opener, Attached
Location
- Area: CC14 - Cape Coral Unit 16, 18, 22-
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: South
School Information
- Elementary School: LEE COUNTY SCHOOLS
- Middle School: LEE COUNTY SCHOOLS
- High School: LEE COUNTY SCHOOLS
Community
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Utility Description: Cable Not Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Single Hung, Sliding, Shutters
- Doors: French Doors
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,443
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,443 Sq. Ft.
- Year Built: 2003
Lot Features
- Property View: Canal, Landscaped Area, Water
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage: Access Road
- Frontage Feet: 80
- Street/Road Desc.: Paved
- Road Maintenance: County Maintained
- Irrigation System: Assessment Unpaid, Central
- Lot Features: Across From Waterfront, Regular
- Zoning: R3-W
- Lot Description: Across From Waterfront, Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front, Seawall
- Canal Width: Canal Width 81-120
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 22 BLK.792 PB 14 PG 13 LOTS 41 + 42
- Property ID: 19-44-24-C2-00792.0410
- Section: 19
- Block: 792
- Lot Number: 41
Listed by Compass Florida LLC
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Schools
Schools serving 1309 SE 10th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 0.6 mi |
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 2.4 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 2.8 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 0.7 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 2.7 mi |
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909 | 6-8 | 3.6 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.6 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 3 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 4.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1309 SE 10th Terrace
Date
Details
Price
Change
Source
12/30/2025
Price Reduced
$575,000
-4.15%
MLS
10/14/2025
Price Reduced
$599,900
-4.76%
MLS
8/19/2025
Listed
$629,900
-2.34%
MLS
10/05/2023
Sold
$645,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1309 SE 10th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,464
-15%
$485,304
-3%
2024
$8,760
-19%
$500,356
-20%
2023
$10,766
1369%
$624,090
157%
2022
$733
13%
$242,498
-20%
2021
$648
—
$304,643
31%
2021
$648
11%
$232,184
4%
2018
$582
2%
$222,732
2%
2017
$570
9%
$218,151
2%
2016
$525
8%
$213,664
-7%
2015
$486
29%
$229,493
9%
2014
$377
-37%
$210,495
-7%
2019
$601
167%
$226,964
-26%
2013
$225
—
$305,329
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1309 SE 10th Terrace
1309 SE 10th Ter, Cape Coral, FL 33990 (MLS# 2025005539) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 1309 SE 10th Ter is currently listed for $575,000 and was received on August 19, 2025. Want to learn more about 1309 SE 10th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

