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$424,999
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Property Description
Rare find! This 3-bedroom plus den/office home in NW Cape features fully paid municipal water and sewer assessments-a $30,000+ savings! Located in one of Cape Coral's up and coming neighborhoods with an assumable loan available at just 5.1% interest for qualified buyers, this home sits high and dry in a NO FLOOD ZONE and offers a rare blend of comfort and financial advantage. Featuring 2,236 square feet of thoughtfully designed living space, this home is move-in ready. Whether you're searching for a full-time residence, a vacation retreat, or an income-producing property with potential to earn up to $50,000 annually, this home offers endless versatility. Recent enhancements include a brand-new roof installed in 2023, interior and exterior paint, an upgraded irrigation system, a new vinyl privacy fence, and an energy-efficient air conditioning system with a Nest thermostat. Inside, natural light fills the open-concept layout with soaring cathedral ceilings, creating a spacious and inviting atmosphere. The split-bedroom design offers both privacy and flow, while two separate living areas provide plenty of space for entertaining or quiet relaxation. The chef's kitchen features granite countertops, wood cabinetry, glass backsplash, dual pantries, and a center island, and newer stainless-steel appliances. The large master bedroom has crown molding, dual closets, and a spa-inspired bathroom showcasing a glass-enclosed tiled shower and a separate soaking tub. Large tile flooring runs throughout the main living areas, as well as 5-inch baseboards offering style, durability, and easy maintenance. The screened-in pool with pavestone decking and a covered lanai is the perfect setting for gatherings, barbecues, or a quiet evening outdoors. This property also comes with valuable perks: city water (not well water) and sewer assessments are fully paid! Located in a low-risk Evacuation Zone C, and there are no HOA fees or flood zone requirements to worry about. Conveniently situated near popular dining, shopping, and entertainment. Also, this home is located near hospitals and essential services, including the Lee County VA Clinic, providing easy access to everything Cape Coral has to offer! With its low-interest assumable loan option, 2023 roof, fenced in back yard, and city water and sewer assessments paid off, this is more than a home...it's a rare opportunity!
Full Property Details
Full Property Details for 1404 NW 4th St
General
- Price: $424,999
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025014882
- Updated: 12/10/2025
- Added to Site: 93 day(s) ago
Interior
- Interior Features: Split Bedrooms, Den - Study, Family Room, Home Office, Bar, Cathedral Ceiling(s), Pantry, Vaulted Ceiling(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: None
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Breakfast Bar, Dining - Family, Formal
Additional Information
- Shared Amenities: None, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
- Security/Safety: Smoke Detector(s)
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Carports: Yes
- Carport Spaces: 2
- Covered Spaces: 4
- Parking Features: Garage Door Opener, Attached, Attached Carport
Location
- Area: CC41 - Cape Coral Unit 37-43, 48, 49
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Other, Shutters - Manual
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,236
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,236 Sq. Ft.
- Year Built: 2006
Lot Features
- Property View: None/Other
- Lot Size (Acres): 0.244
- Lot Size (Sq. Ft.): 10,628
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 120 x 120
- Frontage Feet: 80
- Street/Road Desc.: Paved
- Fence: Yes
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Zoning: R1-D
- Lot Description: Regular
- Fencing (Description): Fenced
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Tax Year: 2024
- Terms: Assumable, Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 48 BLK 3672 PB 17 PG 142 LOTS 35 + 36
- Property ID: 10-44-23-C4-03672.0350
- Section: 10
- Block: 3672
- Lot Number: 35
Listed by Keller Williams Elite Realty
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Schools
Schools serving 1404 NW 4th St
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 1.8 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 2.8 mi |
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 2.9 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 0.2 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 2.7 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 2.7 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 0.5 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 3.8 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1404 NW 4th St
Date
Details
Price
Change
Source
10/16/2025
Listed
$424,999
-15%
MLS
5/23/2022
Sold
$500,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1404 NW 4th St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,511
-16%
$335,179
3%
2024
$5,385
-16%
$325,733
-17%
2023
$6,430
110%
$392,293
60%
2021
$3,061
1%
$245,267
32%
2022
$3,024
-1%
$186,276
4%
2021
$3,061
3%
$178,353
4%
2018
$2,985
1%
$171,092
2%
2017
$2,964
2%
$167,573
2%
2016
$2,892
—
$164,126
-6%
2015
$2,905
1%
$174,913
8%
2014
$2,879
-4%
$161,691
-7%
2019
$2,999
-11%
$174,343
17%
2013
$3,353
—
$149,201
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1404 NW 4th St
1404 NW 4th St, Cape Coral, FL 33993 (MLS# 2025014882) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1404 NW 4th St is currently listed for $424,999 and was received on October 16, 2025. Want to learn more about 1404 NW 4th St? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

