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$487,649
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Property Description
Beautiful 2016 WATERFRONT Home with TRANSFERABLE FLOOD INSURANCE ONLY $1391/YR! Homeowners insurance is ONLY $1593! Less than $3k combined. This home is nestled into the amazing SURFSIDE community! Located on one of the BEST & WIDEST FRESHWATER canals in all of Cape Coral, this 3 + a den has EVERYTHING you will want in this MODERN Florida home. The MASTER BEDROOM has a TRAYED CEILING sporting over 200+ sq ft. The MASTER SHOWER has a jetted-spa style of TUB and DUAL SHOWERHEADS in a FULL WALK-IN SHOWER! All TILE flooring leads into a huge OPEN CONCEPT living room. The kitchen has 42" SHAKER cabinets and QUARTZ countertops and all STAINLESS STEEL APPLIANCES! There is a HUGE ISLAND with bar stools that backs up in to an AMAZING ENCLOSED SUN ROOM/LIVING ROOM that has its own SMART MINI SPLIT system. Watching TV and sitting with FRIENDS & FAMILY w/o mosquitoes is the best way to live ON THE WATER! Feel free to open up the screened-in-windows for the "lanai feel." Wanting to feel the breeze with a little bit of shade? Hang out on the PAVER PAD under the shade of the BRAND NEW GAZEBO! Plenty of room for a pool. The full CONCRETE DOCK is awesome for fishing or for mooring your boat. This property is FULLY FENCED in to keep your fur babies safe 8-) The beauty about having CHEAP FLOOD INSURANCE is that if ANY WATER enters the home from a flood, the payout is $250-$300k plus the HomeOwner's on top of that. Homes can be rebuilt to the most modern tech for 1/4 of that. The average electric bill in this ENERGY EFFICIENT home is ONLY $240/month! Possibly thinking about Snow-Birding? This property can be rented out for $3k-5k depending on the month -- managed by a successful local company to boot. So many opportunities for this property to PAY FOR ITSELF, why not stop by and see one of the only 2016+ WATERFRONT homes on CITY-WATER under $500K?? There are UNBEATABLE FINANCING OPTIONS and SELLER CONCESSIONS available with an ACCEPTED OFFER. Rates as low as 5.5% WAC!! Facetime Showings available for out-of-state BUYERS.
Full Property Details
Full Property Details for 2323 SW 22nd St
General
- Price: $487,649
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025026223
- Updated: 12/31/2025
- Added to Site: 19 day(s) ago
Interior
- Interior Features: Split Bedrooms, Den - Study, Florida Room, Pantry, Tray Ceiling(s)
- Appliances: Dishwasher, Dryer, Range, Refrigerator with Icemaker, Washer
- Furnishings: Unfurnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Multiple Shower Heads, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Dining Room: Breakfast Bar, Dining - Living
- Laundry: Inside
Additional Information
- Shared Amenities: None, Non-Gated
- Security/Safety: Smoke Detectors
Exterior
- Exterior Features: Dock, Concrete Dock, Dock Included, Automatic Sprinkler
- Porch/Patio/Deck: Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: 2+ Spaces, Attached
Location
- Area: CC24 - Cape Coral Unit 71, 92, 94-96
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: use GPS
- Direction Faces: South
School Information
- Elementary School: TRAFALGAR
- Middle School: TRAFALGAR
- High School: IDA BAKER
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
- Ceiling Fan(s): 4
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Double Hung, Shutters - Manual
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,807
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,807 Sq. Ft.
- Year Built: 2016
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Field Measurements
- Lot Dimensions: 80 x 80 x 120 x 120
- Frontage: Public Road
- Frontage Feet: 80
- Irrigation System: Assessment Paid, Central
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front, Freshwater, Navigable Water, Seawall
- Canal Width: Canal Width 81-120
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Special Conditions: Short Sale
- Legal Description: CAPE CORAL UNIT 94 BLK 5992 PB 25 PG 39 LOTS 6 + 7
- Property ID: 28-44-23-C4-05992.0060
- Section: 28
- Block: 5992
- Lot Number: 6
Listed by RE/MAX Realty Team
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Schools
Schools serving 2323 SW 22nd St
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 0.5 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 2.1 mi |
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 2.1 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 0.7 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 1.9 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 1.7 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.7 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 3.8 mi |
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2323 SW 22nd St
Date
Details
Price
Change
Source
12/30/2025
Listed
$487,649
1.59%
MLS
3/03/2023
Sold
$480,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2323 SW 22nd St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,954
-15%
$363,954
3%
2024
$5,812
59%
$353,697
63%
2023
$3,650
6%
$216,808
-8%
2021
$3,459
2%
$236,866
13%
2022
$3,397
-2%
$210,493
4%
2021
$3,459
3%
$201,540
5%
2018
$3,350
-39%
$192,189
-2%
2017
$5,481
61%
$196,219
—
2019
$3,399
32%
$197,009
942%
2016
$2,576
—
$18,906
38%
2015
$2,572
1%
$13,700
17%
2014
$2,550
728%
$11,700
33%
2013
$308
—
$8,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2323 SW 22nd St
2323 SW 22nd St, Cape Coral, FL 33991 (MLS# 2025026223) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2323 SW 22nd St is currently listed for $487,649 and was received on December 30, 2025. Want to learn more about 2323 SW 22nd St? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

