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$665,000
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Property Description
Discover the ultimate Florida waterfront lifestyle in this stunning canal-front home in Southwest Cape Coral, offering direct Gulf access and breathtaking sunset views from your private dock. This immaculate, move-in-ready 3-bedroom, 2.5-bath ranch-style residence features a highly desirable split floor plan and a spacious 2-car garage. Designed for both comfort and peace of mind, the home includes all-new impact windows and doors (2025) and a newer roof (2019). Step outside to your private oasis-perfect for entertaining-with a heated pool powered by a solar system, and a boat dock complete with a lift rated up to 12,000 lbs, ideal for boating enthusiasts. Located in the sought-after SW Cape Coral area off Surfside Blvd, this property combines modern upgrades, prime location, and exceptional waterfront living.
Full Property Details
Full Property Details for 2909 SW 38th Terrace
General
- Price: $665,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026013501
- Updated: 3/29/2026
- Added to Site: 9 day(s) ago
Interior
- Interior Features: Split Bedrooms, Family Room, Built-In Cabinets, Pantry, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Marble, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Primary Bathroom: Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Pantry
- Dining Room: Breakfast Bar, Formal
- Laundry: Inside
Additional Information
- Shared Amenities: None, Boating, No Subdivision, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Solar Heat
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Boat Canopy/Cover, Dock, Boat Lift, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC22 - Cape Coral Unit 69, 70, 72-
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: South
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Impact Resistant, Impact Resistant Windows, Window Coverings
- Doors: Impact Resistant Doors
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,081
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,081 Sq. Ft.
- Year Built: 1990
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.244
- Lot Size (Sq. Ft.): 10,628
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 90 x 80 x 125 x 125
- Frontage Feet: 90
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front, Gulf Frontage
- Canal Width: Canal Width 81-120
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 74 BLK 4910 PB 22 PG 119 LOTS 8 + 9
- Property ID: 05-45-23-C4-04910.0080
- Section: 5
- Block: 4910
- Lot Number: 8
Listed by Kores Realty
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Schools
Schools serving 2909 SW 38th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Gulf Elementary School 3400 Southwest 17th Place, Cape Coral, FL 33914 | K-5 | 1.4 mi |
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 3.4 mi |
Cape Elementary School 4519 Vincennes Boulevard, Cape Coral, FL 33904 | K-5 | 5.5 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 1.5 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 3 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 1.2 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 4 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 6.1 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 9.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2909 SW 38th Terrace
Date
Details
Price
Change
Source
3/23/2026
Listed
$665,000
12.71%
MLS
7/19/2024
Sold
$590,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2909 SW 38th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,631
—
$436,612
57%
2024
$4,631
3%
$277,998
3%
2023
$4,475
4%
$269,901
-20%
2021
$4,321
3%
$339,431
30%
2022
$4,204
-3%
$262,040
4%
2021
$4,321
2%
$250,895
4%
2018
$4,257
—
$240,681
2%
2017
$4,240
—
$235,731
-4%
2019
$4,260
2%
$245,254
6%
2016
$4,161
35%
$230,882
-11%
2015
$3,092
-3%
$260,805
9%
2014
$3,193
9%
$238,593
-6%
2013
$2,930
—
$252,506
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2909 SW 38th Terrace
2909 SW 38th Ter, Cape Coral, FL 33914 (MLS# 2026013501) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 2909 SW 38th Ter is currently listed for $665,000 and was received on March 23, 2026. Want to learn more about 2909 SW 38th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

