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$654,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,061 Sq. Ft.
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Another Gulf Access Paradise at an Unbeatable Price - Don't Miss This Opportunity! This beautiful 3-bedroom 2 bathroom Gulf access home is a rare find - and best of all, it's NOT in a flood zone. With city assessments PAID in full, A Boater's Dream - Just 2.35 miles to open water and with Gulf access in about 25 minutes. Complete with a seawall, concrete dock, 10,000 lb Boat Lift and a relaxing heated pool - perfect for entertaining or unwinding after a day on the water. Move-In Ready with Brand-New Roof (2022) Fresh Paint & Porcelain Flooring through out & Updated Kitchen & Appliances, Spacious Primary Suite with his & her walk-in closet, 2nd bedroom bright with water view & pool access, currently being used as home office, 3rd guest bedroom perfect for afternoon nap! Enjoy your private screened-in water front pool area, designed for soaking up the Florida sunshine or hosting unforgettable gatherings. Prime Location - Tucked away just off Santa Barbara Blvd, you're minutes from shopping, dining, and all the excitement Cape Coral has to offer. Whether you're searching for your forever home, a vacation escape, or a smart investment, this property delivers the perfect blend of luxury, lifestyle, and location. Don't let this slice of Gulf-access paradise slip away. The garage has loads of storage. Recent updates include updated hot water heater, and a 2-year-old roof, gutters, whole house re-piped, Pool heater & hurricane accordion shutters. Conveniently located near dining, shopping, and entertainment, this home offers the ultimate Florida life.

Full Property Details for 403 SE 28th Terrace

General

  • Price: $654,900
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2025022408
  • Updated: 12/21/2025
  • Added to Site: 50 day(s) ago

Interior

  • Number of Rooms: 8
  • Interior Features: Split Bedrooms, Volume Ceiling, Walk-In Closet(s), Pantry
  • Appliances: Refrigerator with Icemaker, Self-Cleaning Oven, Washer, Dishwasher, Disposal, Microwave
  • Furnishings: Negotiable
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Shower Only

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Dining Room: Breakfast Bar, Formal
  • Laundry: Inside, Sink

Additional Information

  • Shared Amenities: None, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Equipment Stays, Electric Heat, Screen Enclosure
  • Security/Safety: Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Boat Lift, Concrete Dock, Dock Included, Elec Avail at dock, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: 2+ Spaces, Driveway Paved, Garage Door Opener, Attached

Location

  • Area: CC13 - Cape Coral Unit 19-21, 25, 26, 89
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Direction Faces: South

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric
  • Ceiling Fan(s): 5

Utilities

  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Jalousie, Single Hung, Shutters, Window Coverings
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,061
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,061 Sq. Ft.
  • Year Built: 1996

Lot Features

  • Property View: Basin, Canal, Intersecting Canal, Water
  • Lot Size (Acres): 0.27
  • Lot Size (Sq. Ft.): 11,761
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 145 x 145
  • Frontage: No Access Road
  • Frontage Feet: 80
  • Road Maintenance: County Maintained
  • Irrigation System: Assessment Paid
  • Lot Features: Regular
  • Trees/Vegetation: Fruit Trees
  • Zoning: R1-W
  • Lot Description: Regular

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front, Intersecting Canal, Navigable Water, Seawall
  • Canal Width: Canal Width 81-120

Financial Considerations

  • Tax Year: 2025
  • Terms: Buyer Finance/Cash, FHA, VA Loan

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: Cape Coral Unit 26 Blk 879 PB 14 PG 132 LOTs 66 + 67
  • Property ID: 36-44-23-C4-00879.0660
  • Section: 36
  • Block: 879
  • Lot Number: 66.67
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 403 SE 28th Terrace —

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NMLS#: 1598647

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Be ready to buy your new home!

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NMLS#: 1598647

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Schools serving 403 SE 28th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-51.3 mi
Skyline Elementary School
620 Southwest 19th Street, Cape Coral, FL 33991
K-51.8 mi
Patriot Elementary School
711 Southwest 18th Street, Cape Coral, FL 33991
K-52 mi
Challenger Middle School, Cape Coral, FL
624 Trafalgar Parkway, Cape Coral, FL 33991
6-82.1 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-83 mi
Caloosa Middle School
610 Del Prado Boulevard South, Cape Coral, FL 33990
6-83.4 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-121 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-123.2 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-125.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 403 SE 28th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/29/2025
Listed
$654,900
197.82%
MLS
3/23/2009
Sold
$219,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 403 SE 28th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,767
-19%
$286,770
3%
2024
$4,627
3%
$278,688
3%
2023
$4,471
3%
$270,571
-19%
2021
$4,327
3%
$333,004
27%
2022
$4,210
-3%
$262,690
4%
2021
$4,327
1%
$251,518
2%
2019
$4,271
—
$245,863
2%
2018
$4,266
—
$241,279
2%
2017
$4,249
2%
$236,316
2%
2016
$4,169
-1%
$231,455
-9%
2015
$4,215
-1%
$254,789
-2%
2014
$4,241
4%
$259,195
9%
2013
$4,089
—
$237,489
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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403 SE 28th Ter, Cape Coral, FL 33904 (MLS# 2025022408) is a Single Family property with 3 bedrooms and 2 full bathrooms. 403 SE 28th Ter is currently listed for $654,900 and was received on November 29, 2025. This property is listed by Anita Lee from our Fort Myers Office.Want to learn more about 403 SE 28th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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