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$249,900
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Property Description
LAKEFRONT LIVING ON BEAUTIFUL LAKE HOWELL! Welcome to Carmel by the Lake, a gated waterfront community offering the relaxed Florida lifestyle you've been looking for. This spacious 4th-floor, 3-bedroom, 2-bath residence offers 1,876 square feet of comfortable living space, elevator access, and a private balcony where you can unwind and enjoy peaceful views of the lake and beautifully maintained grounds. The generous floor plan provides plenty of room for everyday living, entertaining, working from home, or welcoming overnight guests. Large windows and sliding glass doors bring in natural light while connecting the living area to the beautiful outdoor setting. One of the highlights of Carmel by the Lake is private access to Lake Howell, giving residents the opportunity to enjoy boating, fishing, kayaking, and paddleboarding just steps from home. Community amenities also include a sparkling swimming pool, tennis courts, clubhouse, and beautifully landscaped grounds. The HOA adds exceptional convenience by including water, sewer, cable TV, high-speed internet, exterior maintenance, roof maintenance, and grounds care-ideal for buyers looking for a low-maintenance, lock-and-leave lifestyle. Conveniently located near Winter Park, Maitland, Altamonte Springs, Lake Mary, and Downtown Orlando, with easy access to major roadways, shopping, restaurants, medical facilities, entertainment, and everything Central Florida has to offer. Whether you're searching for a full-time residence, seasonal Florida retreat, or waterfront getaway, this is an opportunity to enjoy space, convenience, and lakefront living in one of Seminole County's established waterfront communities. Come experience the views, the amenities, and the lifestyle at Carmel by the Lake. Schedule your private showing today! Some photos have been virtually staged to help illustrate the potential use and furniture placement of the rooms. Furnishings and décor shown in virtually staged photos are not included. Seller Financing Available .
Full Property Details
Full Property Details for 1158 Carmel Cir #430
General
- Price: $249,900
- HOA FEE: $786/month
- Taxes: $5,050 (2025)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: O6425206
- Updated: 10/16/2026
- Added to Site: 97 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Split Bedroom
- Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood
- Furnishings: Unfurnished
- Flooring: Carpet, Parquet, Porcelain Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Cable TV, Elevator(s), Gated, Spa/Hot Tub, Tennis Court(s)
- Security/Safety: Fire Sprinkler System, Gated Community
Exterior
- Exterior Features: Balcony, Tennis Court(s)
Parking
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 1
- Parking Features: Covered, Off Street, Parking Pad
Location
- Area: 32707 - Casselberry
- County: Seminole
- Development Name: 32707 - Casselberry
- Subdivision: CARMEL BY THE LAKE UNIT 2 A CONDO
- Driving Directions: Carmel by the Lake in on 436 (Semoran Blvd) between Howell Branch and Red Bug Lake Rd. The entrance is directly across from the Super Walmart
- Direction Faces: West
Community
- Community Name: 32707 - Casselberry
- Community Features: Dock, Fishing, Lake, Private Boat Ramp, Clubhouse, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Pool, Tennis Court(s)
- Optional Amenities: Cable TV, Elevator(s), Gated, Spa/Hot Tub, Tennis Court(s)
- Association: Yes
- Assoc. Name: Vista Community Association Management
- Assoc. Fees Include: Cable TV, Community Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Sewer, Trash, Water
- Pet Restrictions: Please call Hoa for details Hoa Approval .Pet breed restrictions
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water District: LAKE HOWELL
- Water: Public
- Utility Description: Cable TV Available, Cable Connected, Electricity Available
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Membrane, Tile
- Stories/Levels: One
- Square Feet: 1,876
- Sq. Ft. Source: Appraiser
- Year Built: 1984
Additional Structures
- Other Structures: Storage, Tennis Court(s)
Lot Features
- Property View: Trees/Woods
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water Access: Yes
- Water Access Desc: Lake
- Water Extras: Yes
- Water Front Name: LAKE HOWELL
- Water Front Desc.: Lake, Lake Front
Financial Considerations
- Assoc Fee Desc.: None
- Condo Fee: $786
- Condo Fee Freq: Monthly
- Tax Amount: $5,050
- Tax Year: 2025
Disclosures and Reports
- Ownership: Condominium
- Special Conditions: None
- Legal Description: UNIT 344 CARMEL BY THE LAKE UNIT 2 A CONDO PB 30 PGS 68 TO 71
- Flood Zone Info: X
- APN: 28213051600003440
- Property ID: 28213051600003440
Listed by Lpt Realty, Llc
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Schools
Schools serving 1158 Carmel Cir #430
School District:Seminole County School District
| Name | Grades | Distance |
|---|---|---|
Sterling Park Elementary School 905 Eagle Circle South, Casselberry, FL 32707 | K-5 | 1.3 mi |
Seminole Academy Of Digital Learning 450 Technology Park, Lake Mary, FL 32746 | 6-8 | 7.2 mi |
Lake Howell High School 4200 Dike Road, Winter Park, FL 32792 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1158 Carmel Cir #430
Date
Details
Price
Change
Source
10/04/2026
Price Reduced
$249,900
-3.85%
MLS
8/26/2026
Price Reduced
$259,900
-3.74%
MLS
8/11/2026
Price Reduced
$270,000
-3.57%
MLS
7/17/2026
Listed
$280,000
63.74%
MLS
6/23/2020
Sold
$171,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1158 Carmel Cir #430
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,111
22%
$287,712
16%
2024
$4,206
101%
$248,832
49%
2023
$2,094
1%
$167,054
3%
2022
$2,081
3%
$162,188
3%
2021
$2,018
-18%
$157,464
19%
2019
$2,472
11%
$131,960
—
2018
$2,221
5%
$132,192
5%
2017
$2,106
12%
$126,360
27%
2016
$1,874
-1%
$99,144
—
2015
$1,901
7%
$99,144
—
2014
$1,771
14%
$99,144
21%
2013
$1,552
—
$81,648
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1158 Carmel Cir #430
1158 Carmel Circle #430, Casselberry, FL 32707 (MLS# O6425206) is a Condo property with 3 bedrooms and 2 full bathrooms. 1158 Carmel Circle #430 is currently listed for $249,900 and was received on July 17, 2026. Want to learn more about 1158 Carmel Circle #430? Do you have questions about finding other Condo real estate for sale in Casselberry? You can browse all Casselberry real estate or contact a Coldwell Banker agent to request more information.

