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$340,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 7 days ago
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This beautifully renovated 1938 home blends classic charm with modern updates and an unbeatable location-just two minutes from downtown Chipley's shops and restaurants. Located in a charming neighborhood, the property spans from Main Street all the way back to 7th Street, offering rare rear access and plenty of parking. Inside, the home has been completely remodeled from top to bottom. Updates include brand-new luxury vinyl plank flooring and carpet, fresh interior paint, new kitchen cabinets, new windows with a lifetime warranty, updated appliances (stove coming soon), new vanities and showers, new light fixtures throughout, and new doors. Major system upgrades include a new water heater, a new HVAC system, and a roof replaced in 2025-providing peace of mind for years to come. The home offers 3 bedrooms and 2 full baths, highlighted by a huge 19x24 primary bedroom filled with beautiful windows that bring in abundant natural light and direct access to a private 12x10 back patio. An exceptionally large laundry room provides flexible space that could serve as a bonus room, home office, or flex area. This well-built home combines timeless character with modern comfort in a prime Chipley location close to dining, shopping, and everyday conveniences.

Full Property Details for 657 Main St

General

  • Price: $340,000
  • Taxes: $1,896 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 783059
  • Updated: 1/8/2026
  • Added to Site: 16 day(s) ago

Interior

  • Number of Rooms: 9
  • Appliances: Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Porch/Patio/Deck: Covered, Patio

Parking

  • Covered Spaces: 1
  • Parking Features: Additional Parking, Drive Through

Location

  • County: Washington
  • Driving Directions: From downtown, go north on Main Street. House is on the right before you get the the red light on Glenmore Ave

School Information

  • Elementary School: Kate M. Smith

Community

  • Community Name: 10 - Washington County

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Coal, Electric, Fireplace(s)

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Wood Frame
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1938

Lot Features

  • Lot Size (Acres): 0.44
  • Lot Size (Sq. Ft.): 19,166
  • Lot Size: .44
  • Lot Dimensions: 301 x 65
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: City

Financial Considerations

  • Tax Amount: $1,896
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 33 5 13 ORB 1041 P 288 LOTS 2 & 19 OF L/A BLK A AND 15' N & S. BY 145' E. & W. IN NWC OF LOT 1 OF L/A BLK A.
  • Property ID: 00000000-00-2752-0000

Listed by Chipola Realty

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Listing agent

— 657 Main St —

  • Chipola Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 657 Main St

School District:Washington County School District, Vernon, FL
NameGradesDistance
Washington Virtual Instruction Program
652 3rd Street, Chipley, FL 32428
K-120.5 mi
Washington Virtual Franchise
753 West Boulevard, Chipley, FL 32428
6-121.2 mi
Kate M. Smith Elementary School
1447 South Boulevard, Chipley, FL 32428
PK-41.5 mi
Roulhac Middle School
1535 Brickyard Road, Chipley, FL 32428
5-82 mi
Vernon Middle School
3190 Moss Hill Road, Vernon, FL 32462
5-815.3 mi
Chipley High School
1545 Brickyard Road, Chipley, FL 32428
9-122.1 mi
Vernon High School
3232 Moss Hill Road, Vernon, FL 32462
9-1215.5 mi
Vernon Elementary School, Vernon, FL
3665 Roche Avenue, Vernon, FL 32462
PK-415 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 657 Main St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/31/2025
Listed
$340,000
466.67%
MLS
1/15/2025
Sold
$60,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 657 Main St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,896
6%
$90,949
-7%
2024
$1,791
9%
$97,757
9%
2023
$1,649
20%
$89,815
30%
2021
$1,370
-9%
$69,267
-16%
2022
$1,512
10%
$82,439
43%
2021
$1,370
15%
$57,523
5%
2019
$1,195
—
$54,942
3%
2018
$1,194
-2%
$53,567
1%
2017
$1,220
—
$53,213
1%
2016
$1,224
-6%
$52,679
-4%
2015
$1,296
-1%
$55,010
—
2014
$1,303
167%
$55,010
-3%
2013
$488
—
$56,574
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Chipola Realty

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657 Main Street, Chipley, FL 32428 (MLS# 783059) is a Single Family property with 3 bedrooms and 2 full bathrooms. 657 Main Street is currently listed for $340,000 and was received on December 31, 2025. Want to learn more about 657 Main Street? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

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