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$474,900 Just Listed
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Property Description
Penthouse Coastal Retreat with Private Beach Access, Gulf Views & Spectacular Sunsets - Priced to Sell! Opportunity is knocking! This is the lowest-priced 3-bedroom condo south of Highway 98, offering an exceptional chance to own a beautifully updated beach getaway in one of Destin's most sought-after locations. With financing options available starting at just 10% down, this is an incredible value for a primary residence, second home, or investment property. Perched on the top-floor penthouse level, this beautifully remodeled 3-bedroom, 2-bath residence captures stunning Gulf views and unforgettable western sunsets from its oversized private balcony--the perfect place to unwind after a day at the beach. Accessible from both the living room and the spacious primary suite, this outdoor living space is designed for relaxing, entertaining, and enjoying the coastal breeze year-round. Inside, you'll discover a light-filled interior featuring luxury tile flooring throughout with absolutely no carpet, elegant crown molding, designer furnishings, and a calming coastal color palette that instantly feels like home. The open-concept living area flows effortlessly into a beautifully updated kitchen complete with granite countertops, abundant cabinetry, + more - creating an inviting space for gathering with family, friends and vacationing guests. The spacious primary suite serves as a private retreat with a walk-in closet and direct balcony access, while two additional guest bedrooms provide comfortable accommodations for family and visitors. Located south of Highway 98, St. Martin Beachwalk Villas offers one of Destin's greatest conveniences--private deeded beach access without crossing a busy highway. Simply follow the private beach walkway approximately 200 yards to the sugar-white sands and emerald waters of the Gulf of Mexico. Residents enjoy outstanding community amenities including a sparkling swimming pool, expansive sun deck, picnic area, BBQ grilling stations, lush landscaping, and a peaceful, low-rise atmosphere that feels tucked away while remaining in the heart of Destin. The location is simply unbeatable. You're just minutes from Destin Harbor, Destin Commons, Big Kahuna's Water Park, premier dining, shopping, entertainment, golf, boating, and everything that has made the Emerald Coast one of Florida's most desirable destinations. Whether you're searching for a full-time residence, luxury vacation home, or income-producing investment, this penthouse opportunity combines location, lifestyle, Gulf views, private beach access, and exceptional value into one remarkable property. Priced to sell and ready for its next owner--schedule your private showing today before this incredible beach opportunity is gone.
Full Property Details
Full Property Details for 1006 Hwy 98 #131
General
- Price: $474,900
- Taxes: $4,737 (2025)
- Status: Active
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 1007167
- Updated: 7/9/2026
- Added to Site: 1 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Pavillion/Gazebo, Picnic Area, Pool, Separate Storage, TV Cable
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Continue Clean, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile, Floor WW Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Balcony
- Porch/Patio/Deck: Porch, Porch Open
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: ST MARTIN BEACHWALK VILLAS
- Driving Directions: TRAVELING EAST ON HWY 98 IN DESTIN, TURN RIGHT (TOWARD THE BEACH) AT THE BIG WATER PARK. LOOK FOR ST. MARTIN BEACH WALK VILLAS SIGN SOUTH OF HWY 98
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Ground Keeping, Land Recreation, Licenses/Permits, Master Association, Recreational Faclty, Sewer, Telephone, Cable TV, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water, TV Cable
Structural Information
- Construction: Block
- Exterior Const.: Block
- Square Feet: 1,020
- Sq. Ft. Source: County PA Records
- Year Built: 1993
Lot Features
- Property View: Gulf
Water Features
- Water View: Yes
Green Features
- Energy Efficient: Doors
Financial Considerations
- Assessment Amount: $800
- Tax Amount: $4,737.4
- Tax Year: 2025
Disclosures and Reports
- Legal Description: ST MARTIN BEACHWALK VILLAS UNIT 131
- APN: 00-2S-22-211A-0001-1310
- Property ID: 00-2S-22-211A-0001-1310
Listed by RealJoy Realty LLC
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Schools
Schools serving 1006 Hwy 98 #131
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.5 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 3 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 10.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1006 Hwy 98 #131
Date
Details
Price
Change
Source
7/09/2026
Listed
$474,900
5.07%
MLS
12/01/2021
Sold
$452,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1006 Hwy 98 #131
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,737
-1%
$400,000
-5%
2024
$4,803
4%
$420,000
—
2023
$4,613
81%
$420,000
104%
2021
$2,552
-35%
$205,500
-37%
2022
$3,917
53%
$325,000
66%
2021
$2,552
17%
$195,500
14%
2019
$2,175
7%
$171,500
13%
2018
$2,031
8%
$151,388
—
2017
$1,887
5%
$151,000
—
2016
$1,804
3%
$151,000
3%
2015
$1,749
16%
$147,000
24%
2014
$1,503
18%
$119,000
27%
2013
$1,271
—
$94,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1006 Hwy 98 #131
1006 Highway 98 #131, Destin, FL 32541 (MLS# 1007167) is a Condo property with 3 bedrooms and 2 full bathrooms. 1006 Highway 98 #131 is currently listed for $474,900 and was received on July 09, 2026. Want to learn more about 1006 Highway 98 #131? Do you have questions about finding other Condo real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

