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$489,000 Just Listed
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Property Description
DIRECT GULF VIEWS FROM THE 10TH FLOOR! Welcome to SunDestin 1004, a beautifully updated 1-bedroom, 1.5-bath Gulf-front condo offering sweeping views of Destin's emerald waters & sugar-white sands. Located within one of Destin's most popular vacation resorts, this inviting condo combines a desirable Gulf-front setting with a highly sought-after resort environment, making it a fantastic vacation rental investment. A mirrored wall in the living room reflects the stunning Gulf views while creating an open, spacious feel, and tile floors flow throughout the common areas. The beautifully updated kitchen features timeless white shaker cabinetry, tile backsplash, granite countertops, and stainless steel appliances. The thoughtfully designed floor plan offers excellent flexibility for both personal use & vacation rentals. The bedroom features an ensuite half bath that also connects to the full bathroom, allowing the bedroom to be locked off for added privacy while still providing convenient bathroom access for guests. A sleeper sofa in the living room brings the sleeping capacity to 4. Step onto the private balcony to take in the expansive Gulf views & enjoy the beauty of the Emerald Coast from your own beachfront retreat. One of SunDestin's most compelling ownership advantages is its exceptionally inclusive association fee, which covers ALL utilities, including electricity, a rare benefit for a Gulf-front vacation rental & one that can help simplify ownership & operating expenses. SunDestin also offers an impressive collection of onsite amenities designed to provide guests with everything they need in one convenient location, including a 24/7 front desk with concierge service, a Gulf-front outdoor pool, a seasonally heated indoor pool (renovation scheduled for completion in 2027), hot tub, sauna, steam room, fitness center, conference room, on-site restaurant, gift shop, and seasonal beach chair & umbrella service. Guests can even enjoy food & drinks served beachside from the on-site restaurant, adding another layer of convenience to the quintessential Gulf-front experience. With so many conveniences & activities available on site, SunDestin functions as a true one-stop beach resort, helping create the kind of memorable guest experience that encourages loyal repeat visitors & supports strong occupancy season after season. Unit 1004 also offers added peace of mind with the building restoration complete, the assessment paid in full, and no pending assessments. Centrally located in Destin, SunDestin places you just minutes from Big Kahuna's, The Track, HarborWalk Village, Destin Commons, and countless restaurants, shopping destinations, and water activities. Whether purchased as a vacation rental investment, personal beach retreat, or both, SunDestin 1004 offers an exceptional opportunity to own a beautifully updated Gulf-front condo with spectacular views, outstanding resort amenities, and the convenience of being in the heart of Destin.
Full Property Details
Full Property Details for 1040 E Hwy 98 #1004
General
- Price: $489,000
- Taxes: $4,093 (2025)
- Status: Active
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 1011883
- Updated: 9/12/2026
- Added to Site: 1 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Community Room, Dumpster, Elevators, Exercise Room, Laundry, Picnic Area, Pool, Sauna/Steam Room, TV Cable, Waterfront, Whirlpool
Interior
- Number of Rooms: 6
- Interior Features: Breakfast Bar, Lighting Recessed, Walls Mirrored
- Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 1
Additional Information
- Pool: Yes
- Pool Description: Pool Type
- Security/Safety: Fire Alarm/Sprinkler
Exterior
- Exterior Features: Balcony
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Sundestin
- Driving Directions: On south side of Hwy 98, just west of Airport Road and Hwy 98 intersection.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Fort Walton Beach
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Electricity, Ground Keeping, Insurance, Internet Service, Management, Recreational Faclty, Sewer, Telephone, Water, Cable TV, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Phone, Public Water, TV Cable
Structural Information
- Construction: Concrete
- Exterior Const.: Concrete
- Stories/Levels: 17
- Square Feet: 719
- Sq. Ft. Source: County PA Records
- Year Built: 1984
Lot Features
- Property View: Gulf
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Unit Waterfront, Gulf
Financial Considerations
- Assessment Amount: $1,108
- Tax Amount: $4,093.11
- Tax Year: 2025
Disclosures and Reports
- Legal Description: SUNDESTIN INTERNATL CONDO UNIT 1004
- APN: 00-2S-22-4555-0000-1004
- Property ID: 00-2S-22-4555-0000-1004
Listed by EXP Realty LLC
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Schools
Schools serving 1040 E Hwy 98 #1004
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.8 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 2.8 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 10.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1040 E Hwy 98 #1004
Date
Details
Price
Change
Source
9/12/2026
Listed
$489,000
77.88%
MLS
4/01/2003
Sold
$274,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1040 E Hwy 98 #1004
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,264
-13%
$360,000
-20%
2024
$4,874
4%
$451,000
—
2023
$4,696
27%
$451,000
45%
2021
$3,685
-3%
$310,300
-3%
2022
$3,810
3%
$320,000
23%
2021
$3,685
24%
$260,000
11%
2019
$2,981
3%
$235,000
4%
2018
$2,889
6%
$225,000
7%
2017
$2,738
5%
$209,500
4%
2016
$2,617
3%
$201,500
5%
2015
$2,544
6%
$192,000
6%
2014
$2,391
11%
$181,000
14%
2013
$2,150
—
$159,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1040 E Hwy 98 #1004
1040 E Highway 98 #1004, Destin, FL 32541 (MLS# 1011883) is a Condo property with 1 bedroom, 1 full bathroom and 1 partial bathroom. 1040 E Highway 98 #1004 is currently listed for $489,000 and was received on September 12, 2026. Want to learn more about 1040 E Highway 98 #1004? Do you have questions about finding other Condo real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

