Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$749,500 Just Listed

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1,126 Sq. Ft.
  • Updated 7 days ago
See This Home
Save This Home
See This Home
Save This Home
Buyer defaulted on the contract - their loss is your rare second chance! Back on the market just in time for Memorial Day! Sold fully furnished, turnkey, and ready for immediate summer enjoyment and/or rental income. Experience breathtaking Gulf-front living in this beautiful condominium at gated and fenced Emerald Towers. The open-concept living area flows seamlessly onto a private beachfront balcony, creating the perfect setting for relaxing mornings and unforgettable Destin sunsets. The well-appointed kitchen features quality GE appliances, along with a wet bar and built-in ice maker, perfect for entertaining. Additional conveniences include a dedicated laundry closet and a utility/storage closet. Wake up to panoramic Gulf views from the spacious primary bedroom, complete with a king bed and direct balcony access. The recently renovated en-suite bath offers new floors, new walk-in shower, new dual vanities and cabinet, and a built-in linen closet with generous storage. The guest bedroom is spacious and functional, featuring two closets, including one ideal for an owner's private storage lockout. Recent Upgrades & Turnkey Features: Upgraded $20,000 high-impact balcony sliding door assemblies in the living room and primary bedroom New $8,500 Bryant 2.5-ton heating and cooling system installed in June 2025 Fresh Snowbound White interior paint completed in July 2025, which included white cabinets, doors and trim These items save you $37,000 in repair cost! Emerald Towers Amenities: Gulf-front seasonally heated pool Stainless steel gas grills overlooking the beach Tennis and pickleball courts scheduled for renovation very soon Fitness center including sauna, steam/shower, and workout equipment Gated community with direct beach access Updated photos coming 5/23/2026 Agents - See Agent to Agent Remarks.

Full Property Details for 1044 E Hwy 98 #405

General

  • Price: $749,500
  • Taxes: $7,208 (2025)
  • Status: Active
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 980259
  • Updated: 5/22/2026
  • Added to Site: 7 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Fishing, Gated Community, Handicap Provisions, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Crwn Molding, Elevator, Lighting Recessed, Lighting Track, Newly Painted, Owner's Closet, Pantry, Shelving, Walls Mirrored, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Tile, Floor WW Carpet New

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Pool: Yes
  • Pool Description: Pool - Heated, Pool - In-Ground, Pool Type
  • Security/Safety: Fire Alarm/Sprinkler

Exterior

  • Exterior Features: Balcony, BBQ Pit/Grill, Pool - Enclosed, Sauna/Steam, Shower, Sprinkler System, Tennis Court
  • Porch/Patio/Deck: Deck Open, Patio Open

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: EMERALD TOWERS UNIT 405
  • Driving Directions: From FL-293 (Bay Bridge & Destin Commons, travel west on US 98 W 2.6 miles to Emerald Towers on the left, just past Airport Road and Silber Beach towers. Fom McGuire's Irish Pub at the Marler Bridge and Harborwalk, travel east on Hwy 98 E 3 miles to Emerald Towers on the right, just past Sundestin

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Internet Service, Legal, Management, Master Association, Recreational Faclty, Repairs/Maintenance, Security, Sewer, Water, Cable TV, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Heat Pump Air To Air, Central
  • Heating/Cooling: Heat Pump Air To Air, Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Community Sewer, Public Sewer
  • Utility Description: Community Water, Electric, Public Water, TV Cable

Structural Information

  • Construction: Concrete, Foundation Off Grade, Roof Pitched, Siding EIFS, Steel, Stucco, Trim Aluminum
  • Exterior Const.: Concrete, Foundation Off Grade, Roof Pitched, Siding EIFS, Steel, Stucco, Trim Aluminum
  • Stories/Levels: 15
  • Square Feet: 1,126
  • Sq. Ft. Source: Condo Docs
  • Year Built: 1983

Lot Features

  • Property View: Gulf
  • Fencing (Description): Fenced Lot-All, Fenced Privacy

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Unit Waterfront, Gulf, Shore - Beach, Shore - Natural

Green Features

  • Energy Efficient: Doors

Financial Considerations

  • Assessment Amount: $2,090
  • Tax Amount: $7,208.92
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Accept Backup Offers
  • Legal Description: EMERALD TOWERS UNIT 405
  • APN: 00-2S-22-1011-0000-0405
  • Property ID: 00-2S-22-1011-0000-0405

Listed by Keller Williams Realty Destin

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 1044 E Hwy 98 #405 —

  • Keller Williams Realty Destin

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1044 E Hwy 98 #405

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41.8 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-82.7 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1210.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1044 E Hwy 98 #405 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Price Reduced
$749,500
-2.03%
MLS
2/12/2026
Price Reduced
$765,000
22.4%
MLS
11/06/2025
Sold
$625,000
-19.87%
Public Record
10/30/2025
Price Reduced
$780,000
-1.89%
MLS
7/25/2025
Price Reduced
$795,000
-3.64%
MLS
7/05/2025
Listed
$825,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1044 E Hwy 98 #405

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,209
5%
$654,000
—
2024
$6,875
4%
$654,000
—
2023
$6,635
37%
$654,000
68%
2021
$4,843
-8%
$390,000
-12%
2022
$5,259
9%
$445,000
24%
2021
$4,843
11%
$360,000
6%
2019
$4,350
9%
$341,000
10%
2018
$3,981
1%
$310,000
3%
2017
$3,934
1%
$301,000
—
2016
$3,910
-1%
$301,000
—
2015
$3,951
18%
$301,000
21%
2013
$3,353
—
$248,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1044 E Hwy 98 #405

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Keller Williams Realty Destin

Similar Properties near 1044 E Hwy 98 #405

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1100 E Hwy 98, Destin, FL 32541 - Photo 1
$750,000

1100 E Hwy 98  #A-602  Destin, FL 32541

  • Condo
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,160
    Sq. Ft.
775 Gulf Shore Dr, Destin, FL 32541 - Photo 1
$750,000

775 Gulf Shore Dr  #unit 2149  Destin, FL 32541

  • Condo
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 950
    Sq. Ft.
2936 Scenic Gulf Dr, Miramar Beach, FL 32550 - Photo 1
$749,000

2936 Scenic Gulf Dr  #UNIT 1204  Miramar Beach, FL 32550

  • Condo
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,113
    Sq. Ft.
2936 Scenic Gulf Dr, Miramar Beach, FL 32550 - Photo 1
$750,000

2936 Scenic Gulf Dr  #Unit 506  Miramar Beach, FL 32550

  • Condo
  • Active
  • Updated 6 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,185
    Sq. Ft.

Just Listed near 1044 E Hwy 98 #405

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

19 A Bayview Dr, Shalimar, FL 32579 - Photo 1 Just Listed
$699,900

19 A Bayview Dr  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 3 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,417
    Sq. Ft.
921 Shalimar Point Dr, Shalimar, FL 32579 - Photo 1 Just Listed
$475,000

921 Shalimar Point Dr  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,197
    Sq. Ft.
Listed by Levin Rinke Realty
2815 Ben Hogan Ct, Shalimar, FL 32579 - Photo 1 Just Listed
$499,900

2815 Ben Hogan Ct  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,192
    Sq. Ft.
53 4th St, Shalimar, FL 32579 - Photo 1 Just Listed
$275,000

53 4th St  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,707
    Sq. Ft.

Price Reduced near 1044 E Hwy 98 #405

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

859 Mande Ct, Shalimar, FL 32579 - Photo 1 Price Reduced
-$10,000 (-2.06%)
$475,000

859 Mande Ct  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,441
    Sq. Ft.
25 Lake Lorraine Cir, Shalimar, FL 32579 - Photo 1 Price Reduced
-$5,900 (-0.98%)
$594,000

25 Lake Lorraine Cir  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,396
    Sq. Ft.
170 5th Ave, Shalimar, FL 32579 - Photo 1 Price Reduced
-$10,000 (-4.35%)
$220,000

170 5th Ave  Shalimar, FL 32579

  • Townhouse
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,260
    Sq. Ft.
27 Magnolia Ave, Shalimar, FL 32579 - Photo 1 Price Reduced
-$5,000 (-1.13%)
$439,000

27 Magnolia Ave  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,458
    Sq. Ft.

Recent Sales near 1044 E Hwy 98 #405

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1040 E 98 Hwy, Destin, FL 32541 - Photo 1 Sold
$650,000

1040 E 98 Hwy  #1701  Destin, FL 32541

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 949
    Sq. Ft.
1080 Hwy 98, Destin, FL 32541 - Photo 1 Sold
$652,500

1080 Hwy 98  #511  Destin, FL 32541

  • Condo
  • Closed
  • Updated 7 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 861
    Sq. Ft.
1100 E Hwy 98, Destin, FL 32541 - Photo 1 Sold
$700,000

1100 E Hwy 98  #C703  Destin, FL 32541

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,160
    Sq. Ft.
Sold by Stephanie Fleener
1008 E Hwy 98, Destin, FL 32541 - Photo 1 Sold
$775,000

1008 E Hwy 98  #83  Destin, FL 32541

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,306
    Sq. Ft.

1044 E Highway 98 #405, Destin, FL 32541 (MLS# 980259) is a Condo property with 2 bedrooms and 2 full bathrooms. 1044 E Highway 98 #405 is currently listed for $749,500 and was received on May 23, 2026. Want to learn more about 1044 E Highway 98 #405? Do you have questions about finding other Condo real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

Tour this property