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$1,390,000
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Property Description
Exceptional Gulf-Front Condo in Emerald Towers! Experience coastal luxury in this beautifully remodeled and tastefully furnished 3-bedroom, 3-bathroom condo located in the highly sought-after Emerald Towers. This turn-key unit is being sold fully furnished and ready for immediate enjoyment or rental income. Step into the spacious open-concept living and dining area, complete with a built-in wet bar and direct ''step-out'' access to the terrace, pool, and sugar-white beach. Whether you're entertaining guests or enjoying a quiet evening, the layout is perfect for beachside living. The generously sized master suite and guest bedrooms provide comfort and privacy, while the in-unit washer and dryer offer added convenience. Located in a gated Gulf-front community, Emerald Towers offers outstanding amenities, including a swimming pool, tennis/pickleball courts, gas grilling area, and a fitness center with steam room and sauna. Whether you're seeking a high-performing vacation rental or a serene second home, this is your chance to own a true piece of paradise on the Emerald Coast.
Full Property Details
Full Property Details for 1044 E Hwy 98 #UNIT 101
General
- Price: $1,390,000
- Taxes: $9,803 (2024)
- Status: Active
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 976471
- Updated: 4/13/2026
- Added to Site: 333 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Fishing, Gated Community, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
Interior
- Number of Rooms: 10
- Interior Features: Owner's Closet, Shelving, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool - Heated, Pool - In-Ground, Pool Type
- Security/Safety: Fire Alarm/Sprinkler
Exterior
- Exterior Features: Balcony, Tennis Court
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: EMERALD TOWERS CONDO
- Driving Directions: Near the intersection of Hwy. 98 & Airport Rd., Emerald Towers is on the south side of 98.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Insurance, Land Recreation, Management, Master Association, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Heat Pump Air To Air, Central
- Heating/Cooling: Heat Pump Air To Air, Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water, TV Cable
Structural Information
- Construction: Concrete
- Exterior Const.: Concrete
- Stories/Levels: 15
- Square Feet: 1,701
- Sq. Ft. Source: County PA Records
- Year Built: 1983
Lot Features
- Property View: Gulf
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
Green Features
- Energy Efficient: Doors
Financial Considerations
- Assessment Amount: $4,119
- Tax Amount: $9,803.1
- Tax Year: 2024
Disclosures and Reports
- Legal Description: EMERALD TOWERS UNIT 101
- APN: 00-2S-22-1011-0000-0101
- Property ID: 00-2S-22-1011-0000-0101
Listed by RE/MAX Coastal Properties
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Schools
Schools serving 1044 E Hwy 98 #UNIT 101
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.8 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 2.7 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 10.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1044 E Hwy 98 #UNIT 101
Date
Details
Price
Change
Source
5/16/2025
Listed
$1,390,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1044 E Hwy 98 #UNIT 101
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,878
5%
$654,000
—
2024
$6,574
21%
$654,000
35%
2023
$5,435
23%
$485,000
37%
2021
$4,408
-8%
$355,000
-13%
2022
$4,815
9%
$410,000
24%
2021
$4,408
10%
$330,000
5%
2019
$3,996
5%
$315,000
7%
2018
$3,788
1%
$295,000
3%
2017
$3,738
1%
$286,000
—
2016
$3,715
-1%
$286,000
—
2015
$3,756
18%
$286,000
21%
2013
$3,191
—
$236,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1044 E Hwy 98 #UNIT 101
1044 E Hwy. 98 #UNIT 101, Destin, FL 32541 (MLS# 976471) is a Condo property with 3 bedrooms and 3 full bathrooms. 1044 E Hwy. 98 #UNIT 101 is currently listed for $1,390,000 and was received on May 16, 2025. Want to learn more about 1044 E Hwy. 98 #UNIT 101? Do you have questions about finding other Condo real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

