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$1,225,000 -$50,000 (-3.92%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 2,290 Sq. Ft.
  • Updated 8 days ago
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Welcome to your slice of paradise in the ''World's Luckiest Fishing Village'' and steps from the most breathtaking sugar white sand beaches and emerald waters in the world. This stunning new home in Terra Cotta Terrace perfectly blends coastal elegance with modern comfort, offering an exceptional opportunity as both a luxury getaway and a high-performing investment property. All just a short walk from the neighborhood's dedicated beach access. Designed with both relaxation and entertaining in mind, this beautifully furnished home sleeps up to 14 guests and features a private pool surrounded by lush landscaping. Inside, you'll find a thoughtfully designed layout with upscale finishes throughout, including hardwood floors, tile accents, and a bright, open-concept living space. The updated kitchen and spa-inspired bathrooms add a touch of luxury to every stay. It really is like a 5 bedroom house with the built in bunk room on the 1st floor. Currently operating as a successful short-term vacation rental, this property is truly turnkey and ready for immediate income. Whether you're looking for a personal beach retreat, an investment opportunity, or both, this home checks every box. Don't miss your chance to own a piece of paradise in one of Florida's most sought after coastal destinations.

Full Property Details for 106 Terra Cotta Way

General

  • Price: $1,225,000
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 999425
  • Updated: 5/22/2026
  • Added to Site: 59 day(s) ago

Rental Information

  • Complex Features: Community Room, Pool, Tennis

Interior

  • Number of Rooms: 7
  • Interior Features: Kitchen Island, Owner's Closet
  • Appliances: Water Heater - Tnkls
  • Flooring: Floor Hardwood, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool - Heated, Pool Type

Exterior

  • Exterior Features: Fenced Back Yard, Shower
  • Porch/Patio/Deck: Porch

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: TERRA COTTA TERRACE
  • Driving Directions: From Scenic 98, turn north onto Terra Cotta Way. Lot is at the end of Terra Cotta Way on the right.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping, Master Association, Recreational Faclty

Heating & Cooling

  • Heating Type: Heat Pump A/A Two +
  • Heating/Cooling: Heat Pump A/A Two +

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable

Structural Information

  • Architectural Style: Traditional
  • Construction: Stucco
  • Exterior Const.: Stucco
  • Stories/Levels: 2
  • Square Feet: 2,290
  • Sq. Ft. Source: County PA Records
  • Year Built: 2016

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,227.2
  • Lot Dimensions: Irregular
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $226

Disclosures and Reports

  • Legal Description: TERRA COTTA TERRACE LOT 35
  • APN: 00-2S-22-2499-0000-0350
  • Property ID: 00-2S-22-2499-0000-0350

Listed by Emerald Coast Vacation Rentals & Sales

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— 106 Terra Cotta Way —

  • Emerald Coast Vacation Rentals & Sales

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 106 Terra Cotta Way

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-81.9 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-45.6 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1214.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 106 Terra Cotta Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/22/2026
Price Reduced
$1,225,000
-3.92%
MLS
4/01/2026
Listed
$1,275,000
125.66%
MLS
5/20/2016
Sold
$565,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 106 Terra Cotta Way

Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,464
9%
$873,652
8%
2024
$8,689
6%
$809,544
4%
2023
$8,218
31%
$780,833
55%
2021
$6,252
-12%
$503,462
-21%
2022
$7,140
14%
$637,368
38%
2021
$6,252
13%
$463,455
6%
2019
$5,553
3%
$437,777
7%
2018
$5,380
11%
$408,877
10%
2017
$4,858
364%
$371,706
361%
2016
$1,046
-17%
$80,560
-15%
2015
$1,257
9%
$95,000
10%
2014
$1,155
5%
$86,099
6%
2013
$1,098
—
$81,226
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 106 Terra Cotta Way

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Emerald Coast Vacation Rentals & Sales

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106 Terra Cotta Way, Destin, FL 32541 (MLS# 999425) is a Single Family property with 4 bedrooms and 4 full bathrooms. 106 Terra Cotta Way is currently listed for $1,225,000 and was received on April 01, 2026. Want to learn more about 106 Terra Cotta Way? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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