No photo available
$845,000 Sale Pending
Property Description
Along the protected canals of Destin Harbor, this fully renovated waterfront townhome captures the essence of elevated coastal living with the rare advantage of a deeded 40-foot boat slip complete with a lift. Set on Holiday Isle, moments from private beach access, the residence pairs boating convenience with refined interiors designed for effortless days on the water. Spanning 1,576 square feet across two thoughtfully designed levels, this three-bedroom, three-bath custom townhouse has been meticulously updated from top to bottom. The main living area welcomes with vaulted ceilings and exposed beam detailing, creating an airy architectural statement that frames the open-concept design. Hardwood and tile flooring run throughout, complemented by curated coastal décor and custom furnishings that convey polish without pretense. The renovated kitchen is both stylish and functional, outfitted with stainless steel appliances, ample cabinetry, a generous breakfast bar, and modern lighting that enhances the clean lines of the space. It flows seamlessly into the dining and living areas, making everyday living and entertaining feel equally inviting. Outdoor living unfolds on two distinct levels. At water level, a covered patio offers a shaded retreat just steps from your private slip, ideal for morning coffee before a cruise through the harbor. Above, an expansive upper deck with a built-in grill station creates a natural gathering place for sunset dinners and relaxed evenings carried by harbor breezes. The first-floor primary suite serves as a tranquil escape with direct access to the outdoor living space. A custom closet system maximizes organization, while the beautifully updated bath features a soaking tub, glass-enclosed shower, and designer tile work that lends a spa-inspired feel. A split-bedroom floor plan ensures privacy for family and guests, with two additional bedrooms and two full baths offering comfort and flexibility. With direct water access, a deeded boat slip, refined finishes, and proximity to Holiday Isle beach access, this turnkey residence presents an exceptional opportunity for full-time waterfront living or a sophisticated harbor retreat designed around life on the water.
Full Property Details
Full Property Details for 109 Durango Rd
General
- Price: $845,000
- Taxes: $6,292 (2024)
- Status: Pending
- Type: Townhouse
- Source: Emerald_Coast
- MLS ID: 996465
- Updated: 4/13/2026
- Added to Site: 47 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Ceiling Cathedral, Ceiling Raised, Ceiling Vaulted, Pull Down Stairs, Washer/Dryer Hookup
- Appliances: Dishwasher, Disposal, Water Heater - Elect
- Furnishings: Furnished - None
- Flooring: Floor Tile, Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Boat Slip, Shower
- Porch/Patio/Deck: Deck Open, Patio Covered
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: HOLIDAY ISLE
- Driving Directions: HWY 98 IN DESTIN, SOUTH ON GULFSHORE DR.GO THRU 2 STOP SIGNS, RD. MAKES SHARP RIGHT.KEEP RIGHT-THATS DURANGO.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Fort Walton Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water, TV Cable
Structural Information
- Architectural Style: Townhome
- Construction: Frame, Siding Brick Some, Siding CmntFbrHrdBrd
- Exterior Const.: Frame, Siding Brick Some, Siding CmntFbrHrdBrd
- Stories/Levels: 2
- Square Feet: 1,576
- Sq. Ft. Source: County PA Records
- Year Built: 1982
Lot Features
- Property View: Harbor, Canal
- Lot Dimensions: 16 x
- Frontage: City Street
- Street/Road Desc.: Paved
- Lot Features: Bulkhead/Seawall, Dead End, Flood Insurance Req, Interior, Within 1/2 Mile to Water
- Zoning: Resid Multi-Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Canal
Financial Considerations
- Assessment Amount: $445
- Tax Amount: $6,292
- Tax Year: 2024
Disclosures and Reports
- Legal Description: HOLIDAY ISLE BEG 47.47 FT NE OF SW COR LOT 118 BLK F NE 15.93 FT SE130 FT SW15.93 FT NW130 FT TO BEG UNIT 11
- APN: 00-2S-24-2186-000F-1211
- Property ID: 00-2S-24-2186-000F-1211
Listed by Scenic Sotheby's International Realty
Get Pre-Approved Today
Schools
Schools serving 109 Durango Rd
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.2 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 4.5 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 8.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Durango Rd
Date
Details
Price
Change
Source
2/27/2026
Listed
$845,000
79.79%
MLS
10/21/2019
Sold
$470,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 Durango Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,362
-2%
$537,174
-2%
2024
$6,461
1%
$545,355
2%
2023
$6,388
163%
$534,742
129%
2021
$2,432
—
$233,874
-3%
2022
$2,440
—
$240,890
4%
2021
$2,432
2%
$230,645
2%
2019
$2,381
1%
$225,459
2%
2018
$2,358
1%
$221,255
2%
2017
$2,343
3%
$216,704
2%
2016
$2,280
-2%
$212,247
2%
2015
$2,326
—
$207,721
1%
2014
$2,334
1%
$206,072
1%
2013
$2,313
—
$203,027
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Durango Rd
109 Durango Road, Destin, FL 32541 (MLS# 996465) is a Townhouse property with 3 bedrooms and 3 full bathrooms. 109 Durango Road is currently listed for $845,000 and was received on February 27, 2026. Want to learn more about 109 Durango Road? Do you have questions about finding other Townhouse real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.
