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$819,000 -$30,000 (-3.53%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,059 Sq. Ft.
  • Updated 3 days ago
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BACK ON MARKET AT NO FAULT TO SELLER- INVESTOR ALERT- HAS RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTYTucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Village's restaurants, shops, and entertainment--and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins). Designed for flexibility, this two-story home offers two complete living areas each with a full kitchen, laundry, HVAC, water heater, and private entrances. Upstairs features 3 bedrooms and 2 baths, vaulted 14-foot ceilings, and an open-concept layout filled with natural light. A cozy loft with bay views makes the perfect home office or yoga retreat. Downstairs includes 2 additional bedrooms and 2 baths, fully wheelchair accessible, making it ideal for multigenerational living or a separate rental opportunity. The list of upgrades is extensive: new flooring, cabinetry, countertops, lighting, fresh paint, and recent 2024 improvements including a brand-new roof, new irrigation pump (well system), 100 amp panel in the barn, and a 50-amp Tesla-ready circuit in the garage. A full home inspection from March 2024 is available upon request. Step outside to a spacious backyard with room for a pool, garden, and detached workshop. Whether you're entertaining, investing, or simply looking for space to spread out, this home delivers comfort, convenience, and potential- all just minutes from the best of Destin. Homes like this do not come along very often! A must see.

Full Property Details for 1190 Bay Ct

General

  • Price: $819,000
  • Taxes: $7,105 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 976533
  • Updated: 2/18/2026
  • Added to Site: 280 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Den, Dining Room, Family Room, Kitchen, Master Bedroom
  • Interior Features: Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace Gas, Floor Tile, Floor Vinyl, Lock Out, Split Bedroom, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Disposal, Freezer, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Gas

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Family Room: Family Room
  • Kitchen: Kitchen
  • 2nd Kitchen: Kitchen
  • Dining Room: Dining Room
  • Den: Yes

Additional Information

  • Shared Amenities: Separate Storage, Short Term Rental - Not Allowed

Exterior

  • Exterior Features: Balcony, Barn, BBQ Pit/Grill, Deck Covered, Fenced Lot-Part, Fenced Privacy

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Boat, Carport Detached, Garage, Garage Attached, Oversized, RV

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Bayview Manor 1St Addlot 8 Blk A
  • Driving Directions: Highway 98 East Benning Drive. Take a Right on Bay Court . Home will be on your right.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Gas - Natural, Public Sewer, Public Water

Structural Information

  • Architectural Style: Split Level
  • Construction: Roof Dimensional Shg, Siding Vinyl, Slab, Stucco
  • Stories/Levels: 2
  • Square Feet: 3,059
  • Sq. Ft. Source: County PA Records
  • Year Built: 1998

Lot Features

  • Lot Size (Acres): 0.29
  • Lot Dimensions: 70 x 180
  • Street/Road Desc.: City Road
  • Lot Features: Flood Insurance Req, Sidewalk, Survey Available, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $7,105
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: Lot 8, Block A, BAYVIEW MANOR IST ADDITION, a subdivision according to the plat thereof as recorded in plat Book 9, Page 61, of the Public Records of Okaloosa County, Florida.
  • APN: 00-2S-22-3088-000A-0080

Listed by Watersound Real Estate

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Listing agents

— 1190 Bay Ct —

  • Watersound Real Estate

  • Watersound Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 1190 Bay Ct

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-40.6 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-84.2 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-128.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1190 Bay Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/18/2026
Price Reduced
$819,000
-3.53%
MLS
5/16/2025
Listed
$849,000
21.46%
MLS
4/13/2022
Sold
$699,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1190 Bay Ct

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,185
1%
$606,701
1%
2024
$7,106
2%
$599,822
2%
2023
$6,996
6%
$585,655
7%
2022
$6,621
24%
$549,459
27%
2021
$5,355
—
$431,877
10%
2021
$5,355
16%
$391,542
8%
2019
$4,627
9%
$363,893
10%
2018
$4,237
2%
$329,967
3%
2017
$4,172
8%
$319,383
4%
2016
$3,875
6%
$305,697
7%
2015
$3,657
14%
$286,165
19%
2014
$3,214
8%
$239,670
9%
2013
$2,977
—
$220,158
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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1190 Bay Court, Destin, FL 32541 (MLS# 976533) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 1190 Bay Court is currently listed for $819,000 and was received on May 16, 2025. Want to learn more about 1190 Bay Court? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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