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$1,395,000
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Property Description
WHAT A VIEW! Catch your breath! The Choctawhatchee Bay, the Emerald Bay Golf Course and oh the sunset! This custom built one owner Bay Front home is on the 16th green and perfect for entertaining! Designed for your relaxed, elegant lifestyle! Soaring ceilings, crown molding and architectural details throughout! This house says QUALITY! Meticulously maintained and exquisitely appointed, this spacious home is ready to be enjoyed by you, your friends and family. Enter into the welcoming foyer and step into the expansive tiled great room with fireplace and wet bar. Enjoy sweeping golf course views from nearly every room, as the main living areas and primary suite open seamlessly to the outdoor space. No expense has been spared! The finishes in this home are first class and the space is very well utilized. Great storage, large living space & closets galore. The kitchen is as functional as it is inviting, with granite countertops, stainless steel appliances, a prep island, under-cabinet lighting, tiled backsplash, and custom cabinetry for storage.The en suite bath features a jetted tub, separate shower, dual vanities, a private water closet, and two closets, including a walk-in. Designed with everyday comfort in mind, the home also includes a laundry room and cabinetry. Truly move-in ready, this home offers a turn-key opportunity in one of the area's most sought-after communities. Located in an X flood zone with a low HOA, Emerald Bay provides access to golf, a clubhouse, tennis courts, and a community pool--all just minutes from shopping, dining, and the beach.
Full Property Details
Full Property Details for 120 Garnet Pl
General
- Price: $1,395,000
- Taxes: $4,694 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1001370
- Updated: 4/24/2026
- Added to Site: 15 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Not Allowed, Gated Community, Golf, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, Waterfront
Interior
- Number of Rooms: 18
- Interior Features: Breakfast Bar, Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Wet Bar, Woodwork Painted
- Fireplace: Yes
- Fireplace(s): Fireplace Gas, Fireplace
- Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Tnkls
- Furnishings: Furnished - None
- Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Balcony, Sprinkler System
- Porch/Patio/Deck: Deck Open, Patio Covered, Patio Enclosed, Porch Open,
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: EMERALD BAY PH 1-B
- Driving Directions: Highway 98 at Okaloosa County line go North onto Emerald Bay Blvd, continue to Garnet Place. Home is located at the end of cul-de-sac.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Land Recreation, Management, Master Association, Recreational Faclty, Security
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Natural Gas
- Heating/Cooling: Natural Gas, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Public Water, TV Cable, Underground
Structural Information
- Architectural Style: Traditional
- Construction: Stucco
- Exterior Const.: Stucco
- Stories/Levels: 2
- Square Feet: 3,373
- Sq. Ft. Source: Appraiser
- Year Built: 2002
Lot Features
- Property View: Bay
- Lot Size (Acres): 0.19
- Lot Size (Sq. Ft.): 8,276.4
- Lot Dimensions: 50 x 110 x 112 x 111
- Street/Road Desc.: Paved
- Lot Features: Covenants, Cul-De-Sac, Golf Course, Interior, Restrictions, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water View: Yes
Financial Considerations
- Assessment Amount: $232
- Tax Amount: $4,694.13
- Tax Year: 2025
Disclosures and Reports
- Legal Description: Lot 13, Block U, Emerald Bay, Phase 1-B, PB 13, Page 8 and 9
- APN: 00-2S-22-102A-000U-0130
- Property ID: 00-2S-22-102A-000U-0130
Listed by Scenic Real Estate
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Schools
Schools serving 120 Garnet Pl
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1.6 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 5.6 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 14.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 120 Garnet Pl
Date
Details
Price
Change
Source
4/23/2026
Listed
$1,395,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 120 Garnet Pl
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,694
3%
$488,930
3%
2024
$4,559
2%
$475,151
3%
2023
$4,456
1%
$461,312
6%
2021
$4,416
—
$434,831
-3%
2022
$4,405
—
$447,876
4%
2021
$4,416
2%
$428,827
2%
2019
$4,347
1%
$419,186
2%
2018
$4,324
—
$411,370
2%
2017
$4,312
3%
$402,909
2%
2016
$4,196
-2%
$394,622
1%
2015
$4,300
-1%
$391,879
1%
2014
$4,322
2%
$388,769
1%
2013
$4,252
—
$383,024
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 120 Garnet Pl
120 Garnet Place, Destin, FL 32541 (MLS# 1001370) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 120 Garnet Place is currently listed for $1,395,000 and was received on April 23, 2026. Want to learn more about 120 Garnet Place? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

