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$639,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,411 Sq. Ft.
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Modern Home in Emerald Lakes - Perfect for Professionals & Friends! Seller also considering long term rental or lease to own.Looking for the perfect beach vibe? This updated 4 bed/ 3 bath home has everything you need for fun, relaxation, and entertaining. An open-concept with a spacious kitchen w/ marble counters, gas stove, like new appliances - ideal for chefs.L/R stuns w/ high ceilings, tons of natural light, & plank tiles. Key Upgrades: Coded front door (no keys needed!) Tankless Rinnai water heater (hello endless hot showers!), new HVAC, new Sprinkler System, and new garage door motor. Gazebo and fire pit area and Sauna in garage conveys. Neighborhood Perks: Gated community with with its own traffic light off Hwy 98 and a newly updated pool, tennis courts, walking paths, and . and a playground. Amenities such as Destin Commons, Silver Sands outlets, restaurants, and the stunning white-sand beaches. Live minutes from the best spots in Destin and enjoy the Florida lifestyle to the fullest! Perfect for remote work life. Don't miss out - homes like this in this price point go fast! Preferred lender willing to assist with closing costs.

Full Property Details for 265 Chipola Cove

General

  • Price: $639,900
  • Taxes: $4,917 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 979504
  • Updated: 11/2/2025
  • Added to Site: 199 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Living Room, Master Bedroom
  • Interior Features: Breakfast Bar, Ceiling Vaulted, Fireplace, Fireplace Gas, Floor Tile, Floor WW Carpet New, Pantry, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Stove/Oven Gas, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Living Room: Living Room

Additional Information

  • Shared Amenities: Gated Community, Minimum Rental Prd, Pets Allowed, Pickle Ball, Playground, Pool, Tennis
  • Pool: Yes

Exterior

  • Exterior Features: Fenced Back Yard, Fenced Lot-All, Fenced Privacy, Patio Covered

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage, Garage Attached

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Emerald Lakes Ph 1
  • Driving Directions: From Hwy 98 turn onto Tequesta Drive. Go through the gate and 2nd Right is Chipola Cove. House is just past the cul de sac on the right.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Double Pane Windows, Water Heater - Gas, Water Heater - Tnkls

Utilities

  • Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Contemporary
  • Construction: Stucco
  • Stories/Levels: 2
  • Square Feet: 2,411
  • Sq. Ft. Source: County PA Records
  • Year Built: 2003

Lot Features

  • Lot Size (Acres): 0.19
  • Lot Dimensions: 62 x 127 x 63 x 146
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $245
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $4,917
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: EMERALD LAKES PH I LOT 6 BLK B
  • Assessment: Yes
  • APN: 00-2S-22-0979-000B-0060

Listed by EXP Realty LLC

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Listing agents

— 265 Chipola Cove —

  • EXP Realty LLC

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 265 Chipola Cove

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-81.5 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-45.4 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1214.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 265 Chipola Cove Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/26/2025
Price Reduced
$639,900
-1.55%
MLS
7/25/2025
Price Reduced
$650,000
-2.91%
MLS
7/01/2025
Listed
$669,500
4.77%
MLS
2/03/2022
Sold
$639,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 265 Chipola Cove

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,613
-6%
$438,607
-6%
2024
$4,917
—
$466,967
1%
2023
$4,928
134%
$463,579
105%
2021
$2,105
—
$226,218
-3%
2022
$2,104
—
$233,005
4%
2021
$2,105
2%
$223,095
2%
2019
$2,066
1%
$218,079
2%
2018
$2,049
—
$214,013
2%
2017
$2,041
3%
$209,611
2%
2016
$1,986
-2%
$205,300
1%
2015
$2,036
-2%
$203,873
-1%
2014
$2,079
2%
$205,033
1%
2013
$2,043
—
$202,003
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 265 Chipola Cove

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by EXP Realty LLC

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265 Chipola Cove, Destin, FL 32541 (MLS# 979504) is a Single Family property with 4 bedrooms and 3 full bathrooms. 265 Chipola Cove is currently listed for $639,900 and was received on July 01, 2025. Want to learn more about 265 Chipola Cove? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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