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$669,000
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Property Description
Back on the market and beautifully refreshed! This stunning Emerald Lakes home features new luxury vinyl plank flooring throughout, new quartz countertops in the kitchen with all new Frigidaire stainless steel appliances. Shiplap accents over the fireplace and bar area add a modern coastal touch, complemented by new ceiling fans. You will also find new quartz countertops and vanity lights in both bathrooms. Enjoy peaceful lake views from your backyard and all the amenities this gated community offers--resort style community pool, tennis and pickleball courts, basketball court, playground, and walking paths. Fresh, stylish, and move-in ready--perfect for relaxing or entertaining in your own Destin retreat!
Full Property Details
Full Property Details for 266 Chipola Cove
General
- Price: $669,000
- Taxes: $2,478 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 988795
- Updated: 11/3/2025
- Added to Site: 77 day(s) ago
Interior
- Rooms/Areas: Bedroom, Breakfast Room, Dining Area, Garage, Great Room, Kitchen, Laundry, Master Bedroom
- Interior Features: Ceiling Crwn Molding, Ceiling Raised, Fireplace Gas, Newly Painted, Pantry, Pull Down Stairs, Washer/Dryer Hookup
- Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Great Room: Great Room
- Kitchen: Kitchen
- Breakfast Room: Breakfast Room
Additional Information
- Shared Amenities: BBQ Pit/Grill, Fishing, Gated Community, Pets Allowed, Pickle Ball, Picnic Area, Playground, Pool, Short Term Rental - Not Allowed, Tennis
- Pool: Yes
Exterior
- Exterior Features: Lawn Pump, Patio Enclosed, Porch Open, Sprinkler System
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking: Garage Attached, Oversized
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Emerald Lakes Ph 1
- Driving Directions: Take Highway 98 east of Destin to the light (at Arby's) Follow the main road- Tequesta Drive into the gated community of Emerald Lakes and then take a right onto Chipola Cove and the home will be on
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Heating/Cooling: AC - Central Gas, Heat Cntrl Gas, Ridge Vent, Water Heater - Gas
Utilities
- Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
Structural Information
- Architectural Style: Traditional
- Construction: Roof Dimensional Shg, Stucco, Trim Vinyl
- Stories/Levels: 1
- Square Feet: 2,055
- Sq. Ft. Source: County PA Records
- Year Built: 1998
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.19
- Lot Dimensions: 147.4 x 61.79 x 139 x 59.34
- Street/Road Desc.: Paved Road, Private Road
- Lot Features: Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water Front Type: Lake
Financial Considerations
- Assessment Amount: $345
- Assmt Payment Freq: Quarterly
- Tax Amount: $2,478
- Tax Year: 2024
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: EMERALD LAKES PH I LOT 22 BLK B
- Assessment: Yes
- APN: 00-2S-22-0979-000B-0220
Listed by RE/MAX by the Sea
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Schools
Schools serving 266 Chipola Cove
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1.5 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 5.4 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 14.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 266 Chipola Cove
Date
Details
Price
Change
Source
11/01/2025
Listed
$669,000
16.35%
MLS
8/09/2024
Sold
$575,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 266 Chipola Cove
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,026
103%
$477,893
75%
2024
$2,479
2%
$272,609
3%
2023
$2,419
2%
$264,669
6%
2021
$2,363
—
$249,476
-3%
2022
$2,361
—
$256,960
4%
2021
$2,363
2%
$246,032
2%
2019
$2,321
1%
$240,500
2%
2018
$2,303
—
$236,016
2%
2017
$2,294
3%
$231,162
2%
2016
$2,232
-2%
$226,407
1%
2015
$2,288
-1%
$224,833
—
2014
$2,311
2%
$224,056
1%
2013
$2,272
—
$220,745
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 266 Chipola Cove
266 Chipola Cove, Destin, FL 32541 (MLS# 988795) is a Single Family property with 3 bedrooms and 2 full bathrooms. 266 Chipola Cove is currently listed for $669,000 and was received on November 01, 2025. Want to learn more about 266 Chipola Cove? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

