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$4,500,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 2,336 Sq. Ft.
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A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

Full Property Details for 3430 Scenic Hwy 98

General

  • Price: $4,500,000
  • Taxes: $19,486 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 975555
  • Updated: 1/28/2026
  • Added to Site: 294 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Bunk Room, Living Room
  • Interior Features: Floor Hardwood, Floor Tile, Furnished - All, Lighting Recessed, Lock Out, Newly Painted, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted, Woodwork Stained
  • Appliances: Cooktop, Disposal, Dryer, Fire Alarm/Sprinkler, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Living Room: Living Room

Additional Information

  • Shared Amenities: Beach, Fishing, Short Term Rental - Allowed, TV Cable, Waterfront

Exterior

  • Exterior Features: Fenced Lot-Part, Porch, Porch Screened, Rain Gutter, Renovated, Shower

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Crystal Beach
  • Driving Directions: Driving East towards Destin on Scenic 98, it is located between Sea Oats and Cabana Club.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Fort Walton Beach

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Water Heater - Elect, Water Heater - Two +

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Beach House
  • Construction: Foundation On Piling, Roof Metal, Siding Wood
  • Stories/Levels: 2
  • Square Feet: 2,336
  • Sq. Ft. Source: Appraiser
  • Year Built: 1988

Lot Features

  • Property View: Gulf
  • Lot Size (Acres): 0.37
  • Lot Dimensions: 360 x 60 x 265 x 60
  • Street/Road Desc.: City Road, Paved Road
  • Lot Features: Coastal Setback, Curb & Gutter, Flood Insurance Req, Sidewalk, Within 1/2 Mile to Water
  • Zoning: City, Commercial, Resid Multi-Family

Water Features

  • Water Front Type: Gulf

Financial Considerations

  • Tax Amount: $19,486
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: CRYSTAL BEACH 60 FT OF BLK A LYING S OF HY W OF SLY EXT OF W LINE BLK 1 & E OF SLY EXT OF E LINE OF BLK 2 1047-348
  • APN: 00-2S-22-0580-000A-0050

Listed by Compass

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— 3430 Scenic Hwy 98 —

  • Compass

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3430 Scenic Hwy 98

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-81.4 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-44.8 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1213.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3430 Scenic Hwy 98 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/28/2026
Price Reduced
$4,500,000
-8.16%
MLS
5/05/2025
Listed
$4,900,000
104.17%
MLS
8/17/2020
Sold
$2,400,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3430 Scenic Hwy 98

Year
Property Taxes
Change
Tax Assessment
Change
2025
$20,411
5%
$1,723,374
5%
2024
$19,486
1%
$1,644,883
2%
2023
$19,280
5%
$1,613,886
10%
2021
$18,297
-8%
$1,473,385
-11%
2022
$19,985
9%
$1,658,415
27%
2021
$18,297
25%
$1,309,560
14%
2019
$14,635
1%
$1,153,791
2%
2018
$14,538
4%
$1,132,215
6%
2017
$13,946
2%
$1,067,077
1%
2016
$13,731
4%
$1,057,081
6%
2015
$13,175
-2%
$994,491
—
2014
$13,384
-1%
$997,987
—
2013
$13,506
—
$998,803
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3430 Scenic Hwy 98

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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3430 Scenic Highway 98, Destin, FL 32541 (MLS# 975555) is a Single Family property with 4 bedrooms and 4 full bathrooms. 3430 Scenic Highway 98 is currently listed for $4,500,000 and was received on May 05, 2025. Want to learn more about 3430 Scenic Highway 98? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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