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$1,348,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,206 Sq. Ft.
  • Updated 6 days ago
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As of the end of February 2026, $78,035 is recorded for 2026 with more days open to be filled! 3586 Waverly is a prime coastal investment opportunity offering the perfect blend of relaxation, recreation, and strong rental appeal. This single-family home is ideally located near the beach and overlooks Lake Caroline, creating a tranquil backdrop that vacationers and guests will love. Designed for entertaining and maximizing occupancy, the property features a private pool, ideal for sunny days after the beach or evenings spent unwinding with friends and family. The converted garage adds significant value, serving as a game and entertainment area with additional sleeping accommodations, allowing the home to comfortably host larger groups and increase rental flexibility. Upon entry into the home, you will find 3 bedrooms with 3 bathrooms that are ensuite, the most ideal layout for privacy. On the top floor you will have the kitchen, half bath, and large living space adorned with vaulted ceilings and an abundance of windows providing gorgeous views from every angle! Every floor also has balcony access off of each room expanding the ability to enjoy the fresh beach air and relax. Before you walk out to the pool, there is a screened in porch area to enjoy meals, take a break from the sun, and store beach items. Owners and guests enjoy access to Destin Pointe amenities, including gated beach access, two community pools ( one which is zero entry gulf front) , hot tubs, tennis courts, shuffleboard and scenic walking paths. Whether you're seeking a turnkey income-producing property or a beach-area retreat with excellent investment potential, 3586 Waverly stands out as a rare opportunity in a highly desirable location.

Full Property Details for 3586 Waverly Cir

General

  • Price: $1,348,000
  • Taxes: $15,107 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 993255
  • Updated: 4/27/2026
  • Added to Site: 108 day(s) ago

Rental Information

  • Complex Features: Beach, Community Room, Deed Access, Gated Community, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, TV Cable, Waterfront, Whirlpool

Interior

  • Number of Rooms: 8
  • Interior Features: Breakfast Bar, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Vaulted, Kitchen Island, Lighting Recessed, Upgraded Media Wing, Walls Wainscoting, Washer/Dryer Hookup
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Stove/Oven Electric, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Hardwood, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Pool - In-Ground, Pool Type

Exterior

  • Exterior Features: Balcony, Fenced Back Yard, Shower, Sprinkler System
  • Porch/Patio/Deck: Porch, Porch Screened

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Guest

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: DESTIN POINTE
  • Driving Directions: If headed Eastbound from Fort Walton Beach, turn right onto Gulf Shore Drive, enter Destin Pointe and turn right to stay on Waverly Circle. House will be on your left.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Internet Service, Legal, Licenses/Permits, Management, Recreational Faclty, Security, Cable TV

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable

Structural Information

  • Architectural Style: Beach House
  • Construction: Frame, Siding CmntFbrHrdBrd
  • Exterior Const.: Frame, Siding CmntFbrHrdBrd
  • Stories/Levels: 3
  • Square Feet: 2,206
  • Sq. Ft. Source: County PA Records
  • Year Built: 2006

Lot Features

  • Property View: Lake, Harbor, Gulf
  • Lot Size (Acres): 0.09
  • Lot Size (Sq. Ft.): 3,920.4
  • Lot Dimensions: 60 x 98 x 27 x 100
  • Frontage: Private Road
  • Street/Road Desc.: Paved
  • Lot Features: Covenants, Flood Insurance Req, Restrictions, Sidewalk, Within 1/2 Mile to Water
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced Lot-Part

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Lake

Financial Considerations

  • Assessment Amount: $1,678
  • Tax Amount: $15,107.05
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: DESTIN POINTE LOT 30
  • APN: 00-2S-24-0110-0000-0300
  • Property ID: 00-2S-24-0110-0000-0300

Listed by Keller Williams Realty Destin and Keller Williams Realty SRB

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Listing agents

— 3586 Waverly Cir —

  • Keller Williams Realty Destin

  • Keller Williams Realty SRB

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3586 Waverly Cir

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41.2 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-84.7 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-128.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3586 Waverly Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/27/2026
Price Reduced
$1,348,000
-3.58%
MLS
1/20/2026
Listed
$1,398,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3586 Waverly Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$15,107
1%
$1,275,557
—
2024
$14,942
10%
$1,278,474
13%
2023
$13,543
125%
$1,133,705
117%
2021
$6,021
-23%
$522,884
-24%
2022
$7,824
30%
$687,663
40%
2021
$6,021
4%
$491,958
8%
2019
$5,768
3%
$454,738
4%
2018
$5,598
-2%
$435,976
—
2017
$5,693
7%
$435,575
6%
2016
$5,319
1%
$409,484
3%
2015
$5,252
3%
$397,124
1%
2014
$5,085
16%
$394,137
23%
2013
$4,374
—
$319,461
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3586 Waverly Cir

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Keller Williams Realty Destin and Keller Williams Realty SRB

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3586 Waverly Circle, Destin, FL 32541 (MLS# 993255) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 3586 Waverly Circle is currently listed for $1,348,000 and was received on January 20, 2026. Want to learn more about 3586 Waverly Circle? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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