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$430,000 Just Listed

  • For Sale
  • Active
  • Condo / Townhouse
  • 2 Beds
  • 2 Full Baths
  • 1,314 Sq. Ft.
  • Updated 4 hours ago
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Assumable 2.375% VA Loan - Beachside Bliss with Built-In SavingsThis updated 2BR/2BA condo at The Enclave offers private beach access, a pool, tennis courts, and more, plus a rare assumable VA loan at 2.375% for qualified buyers. Perched on the 5th floor with floor-to-ceiling windows, the unit features LVP flooring, a spacious great room, stylish kitchen with granite counters, and comes fully furnished. Enjoy a smart split layout, walk-in closet, private laundry and owner's closet, and turnkey comfort. Steps to dining, shopping, and bike paths. Don't miss this opportunity to own in paradise with comfortable monthly payments. Ideal for both personal use and rental potential, this condo offers a true turnkey opportunity in one of Destin's most desirable beachfront communities. The unit includes a private, lockable owner's closet for added storage and convenience, along with a spacious pantry rarely found in similar floorplans. Covered owner parking, elevator access, and additional on-site storage make ownership easy and comfortable. The Enclave is well-known for its strong amenity package and convenient beach lifestyle, with community laundry available for guests on select floors. A great option for buyers seeking low-maintenance coastal living with excellent versatility.

Full Property Details for 3655 Scenic Hwy 98 #502B

General

  • Price: $430,000
  • Taxes: $5,199 (2025)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Emerald_Coast
  • MLS ID: 993916
  • Updated: 1/30/2026
  • Added to Site: 2 day(s) ago

Interior

  • Rooms/Areas: Balcony, Bedroom, Dining Room, Foyer, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom
  • Interior Features: Floor Tile, Floor Vinyl, Furnished - All, Newly Painted, Owner's Closet, Pantry, Renovated, Washer/Dryer Hookup, Woodwork Painted
  • Appliances: Dishwasher, Fire Alarm/Sprinkler, Freezer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Foyer/Entry: Foyer
  • Living Room: Living Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Exercise Room, Gated Community, Laundry, Pets Allowed, Pool, Short Term Rental - Allowed, TV Cable
  • Pool: Yes

Exterior

  • Exterior Features: Balcony, Pool - In-Ground, Tennis Court
  • Patio/Balcony: Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage, Guest

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Enclave Ph 2
  • Driving Directions: Traveling east on Hwy 98, turn right onto Regatta Bay Blvd. Continue as Regatta Bay Blvd becomes Dolphin St. Follow Dolphin St to Scenic Highway 98 and turn left. Continue on Scenic Hwy 98 past Terra Cotta Way, then turn left into The Enclave.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, TV Cable

Structural Information

  • Construction: Concrete, Steel, Stucco
  • Stories/Levels: 0
  • Stories in Building: 6
  • Square Feet: 1,314
  • Sq. Ft. Source: County PA Records
  • Year Built: 1980

Unit Information

  • Units in Building: 30

Lot Features

  • Property View: Gulf

Financial Considerations

  • Assessment Amount: $1,084
  • Assmt Payment Freq: Monthly
  • Tax Amount: $5,199
  • Tax Year: 2025
  • Terms: Conventional, VA

Disclosures and Reports

  • Legal Description: ENCLAVE PH II UNIT B502
  • Assessment: Yes
  • APN: 00-2S-22-082B-000B-5020

Listed by REV Realty

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— 3655 Scenic Hwy 98 #502B —

  • REV Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 3655 Scenic Hwy 98 #502B Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/28/2026
Listed
$430,000
30.3%
MLS
10/16/2020
Sold
$330,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3655 Scenic Hwy 98 #502B

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,199
102%
$439,000
72%
2024
$2,571
3%
$255,699
3%
2023
$2,505
3%
$248,251
6%
2021
$2,434
—
$234,000
-3%
2022
$2,441
—
$241,020
13%
2021
$2,434
-8%
$214,000
2%
2019
$2,651
94%
$209,000
40%
2018
$1,366
1%
$149,025
2%
2017
$1,353
3%
$145,960
2%
2016
$1,315
-38%
$142,958
-11%
2015
$2,120
96%
$160,000
37%
2014
$1,080
1%
$116,645
2%
2013
$1,067
—
$114,921
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by REV Realty

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Listed by Bonnie Hall

3655 Scenic Highway 98 #502B, Destin, FL 32541 (MLS# 993916) is a Condo / Townhouse property with 2 bedrooms and 2 full bathrooms. 3655 Scenic Highway 98 #502B is currently listed for $430,000 and was received on January 28, 2026. Want to learn more about 3655 Scenic Highway 98 #502B? Do you have questions about finding other Condo / Townhouse real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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