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$430,000 Sale Pending
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Property Description
Assumable 2.375% VA Loan - Beachside Bliss with Built-In Savings This updated 2BR/2BA condo at The Enclave offers private beach access, a pool, tennis courts, and more, plus a rare assumable VA loan at 2.375% for qualified buyers. Perched on the 5th floor with floor-to-ceiling windows, the unit features LVP flooring, a spacious great room, stylish kitchen with granite counters, and comes fully furnished. Enjoy a smart split layout, walk-in closet, private laundry and owner's closet, and turnkey comfort. Steps to dining, shopping, and bike paths. Don't miss this opportunity to own in paradise with comfortable monthly payments. Ideal for both personal use and rental potential, this condo offers a true turnkey opportunity in one of Destin's most desirable beachfront communities. The unit includes a private, lockable owner's closet for added storage and convenience, along with a spacious pantry rarely found in similar floorplans. Covered owner parking, elevator access, and additional on-site storage make ownership easy and comfortable. The Enclave is well-known for its strong amenity package and convenient beach lifestyle, with community laundry available for guests on select floors. A great option for buyers seeking low-maintenance coastal living with excellent versatility.
Full Property Details
Full Property Details for 3655 Scenic Hwy 98 #502B
General
- Price: $430,000
- Taxes: $5,199 (2025)
- Status: Pending
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 993916
- Updated: 4/13/2026
- Added to Site: 109 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Exercise Room, Gated Community, Laundry, Pets Allowed, Pool, TV Cable
Interior
- Number of Rooms: 9
- Interior Features: Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup, Woodwork Painted
- Appliances: Dishwasher, Freezer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile, Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Pool: Yes
- Pool Description: Pool - In-Ground, Pool Type
- Security/Safety: Fire Alarm/Sprinkler
Exterior
- Exterior Features: Balcony, Tennis Court
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Guest
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: ENCLAVE PH 2
- Driving Directions: Traveling east on Hwy 98, turn right onto Regatta Bay Blvd. Continue as Regatta Bay Blvd becomes Dolphin St. Follow Dolphin St to Scenic Highway 98 and turn left. Continue on Scenic Hwy 98 past Terra Cotta Way, then turn left into The Enclave.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Insurance, Management, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water, TV Cable
Structural Information
- Construction: Concrete, Steel, Stucco
- Exterior Const.: Concrete, Steel, Stucco
- Stories/Levels: 6
- Square Feet: 1,314
- Sq. Ft. Source: County PA Records
- Year Built: 1980
Lot Features
- Property View: Gulf
Water Features
- Water View: Yes
Financial Considerations
- Assessment Amount: $1,084
- Tax Amount: $5,199.3
- Tax Year: 2025
Disclosures and Reports
- Legal Description: ENCLAVE PH II UNIT B502
- APN: 00-2S-22-082B-000B-5020
- Property ID: 00-2S-22-082B-000B-5020
Listed by REV Realty
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Price & Sales History for 3655 Scenic Hwy 98 #502B
Date
Details
Price
Change
Source
1/28/2026
Listed
$430,000
30.3%
MLS
10/16/2020
Sold
$330,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3655 Scenic Hwy 98 #502B
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,199
102%
$439,000
72%
2024
$2,571
3%
$255,699
3%
2023
$2,505
3%
$248,251
6%
2021
$2,434
—
$234,000
-3%
2022
$2,441
—
$241,020
13%
2021
$2,434
-8%
$214,000
2%
2019
$2,651
94%
$209,000
40%
2018
$1,366
1%
$149,025
2%
2017
$1,353
3%
$145,960
2%
2016
$1,315
-38%
$142,958
-11%
2015
$2,120
96%
$160,000
37%
2014
$1,080
1%
$116,645
2%
2013
$1,067
—
$114,921
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3655 Scenic Hwy 98 #502B
3655 Scenic Highway 98 #502B, Destin, FL 32541 (MLS# 993916) is a Condo property with 2 bedrooms and 2 full bathrooms. 3655 Scenic Highway 98 #502B is currently listed for $430,000 and was received on January 28, 2026. Want to learn more about 3655 Scenic Highway 98 #502B? Do you have questions about finding other Condo real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

