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$285,000

  • For Sale
  • Active
  • Townhouse
  • 2 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,510 Sq. Ft.
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Welcome to 3861 Indian Trail, Unit 104, a well-maintained 3-bed, 2.5 bath townhome in the heart of Destin. This property offers a smart, functional layout with all three bedrooms located upstairs, giving the main level plenty of space for everyday living and easy entertaining.Step into the kitchen and you'll find stainless steel appliances, granite countertops, and ample cabinet storage. The living area opens to a private back patio perfect for morning coffee, quiet evenings, or letting the Florida breeze in.Major systems have been thoughtfully updated for peace of mind, including a 2022 roof, 2021 HVAC, and a 2025 water heater. The community features a sparkling pool so you can enjoy summer without the maintenance. Located along the sought-after Indian Trail corridor, you're minutes from shopping, dining, and Destin's best beaches while still tucked away in a quiet residential pocket. This townhome is move-in ready and positioned for easy living in one of West Destin's most desirable areas.

Full Property Details for 3861 Indian Trail #104

General

  • Price: $285,000
  • Taxes: $2,452 (2024)
  • Status: Active
  • Type: Townhouse
  • Source: Emerald_Coast
  • MLS ID: 990189
  • Updated: 12/13/2025
  • Added to Site: 55 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Bonus Room, Dining Area, Kitchen, Living Room, Master Bathroom
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Vaulted, Floor Tile, Floor WW Carpet, Furnished - None, Renovated, Washer/Dryer Hookup
  • Appliances: Dishwasher, Freezer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Shared Amenities: Pool, Short Term Rental - Not Allowed
  • Pool: Yes

Exterior

  • Exterior Features: Patio Open

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Magnolia Bay Club T/H Ph I Unit 104
  • Driving Directions: From Hwy 98 go North on Main Street. Go all the way to the end and take right on Indian Trail. Magnolia Bay Club townhomes will be on your right hand side.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Architectural Style: Townhome
  • Construction: Brick, Roof Dimensional Shg, Siding Brick Some, Slab, Trim Vinyl
  • Stories/Levels: 3
  • Square Feet: 1,510
  • Sq. Ft. Source: County PA Records
  • Year Built: 1986

Lot Features

  • Lot Size (Acres): 0.02
  • Street/Road Desc.: Paved Road
  • Lot Features: Interior, Level
  • Zoning: Resid Multi-Family

Financial Considerations

  • Assessment Amount: $750
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $2,452
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: MAGNOLIA BAY CLUB T/H PH I UNIT 104
  • Assessment: Yes
  • APN: 00-2S-22-154A-0000-1040

Listed by Realty ONE Group Emerald Coast

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Listing agents

— 3861 Indian Trail #104 —

  • Realty ONE Group Emerald Coast

  • Realty ONE Group Emerald Coast

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3861 Indian Trail #104

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-83.2 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-129.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3861 Indian Trail #104 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/13/2025
Price Reduced
$285,000
-5%
MLS
11/23/2025
Listed
$300,000
57.98%
MLS
11/21/2018
Sold
$189,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3861 Indian Trail #104

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,531
3%
$252,775
3%
2024
$2,452
2%
$245,651
3%
2023
$2,403
10%
$239,655
36%
2021
$2,194
-8%
$176,679
-12%
2022
$2,379
8%
$201,026
23%
2021
$2,194
15%
$163,979
9%
2019
$1,909
46%
$150,484
7%
2018
$1,312
116%
$140,309
67%
2017
$608
3%
$83,900
2%
2016
$591
-2%
$82,174
1%
2015
$601
2%
$81,603
2%
2013
$591
—
$79,759
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3861 Indian Trail #104

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Realty ONE Group Emerald Coast

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3861 Indian Trail #104, Destin, FL 32541 (MLS# 990189) is a Townhouse property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 3861 Indian Trail #104 is currently listed for $285,000 and was received on November 23, 2025. Want to learn more about 3861 Indian Trail #104? Do you have questions about finding other Townhouse real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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