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$339,000
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Property Description
Charming Florida cottage tucked along a brick-paved lane shaded by magnolias & oaks in a 7-home enclave. 2BR/2BA, 936 SF with cathedral ceiling, gas fireplace, breakfast bar, and a carport plus exterior storage. Kitchen features stainless appliances incl. gas range. Primary with step-in shower; guest bath w/ deep tub/shower. Major systems handled: roof (6/2023), HVAC (2022), water heater (1/2020). Low-maintenance living with low HOA. Central Destin , minutes from shopping, dining & white-sand beaches
Full Property Details
Full Property Details for 3863 Indian Trail #106
General
- Price: $339,000
- Taxes: $2,803 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 987165
- Updated: 1/15/2026
- Added to Site: 100 day(s) ago
Interior
- Rooms/Areas: Bedroom, Kitchen, Living Room, Master Bedroom
- Interior Features: Ceiling Cathedral, Fireplace Gas, Floor Hardwood, Floor Tile, Furnished - None, Washer/Dryer Hookup, Window Treatment All
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Gas, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Living Room: Living Room
- Kitchen: Kitchen
Additional Information
- Shared Amenities: Leasehold, Minimum Rental Prd, Short Term Rental - Not Allowed
Exterior
- Exterior Features: Deck Open, Porch
Parking
- Carports: Yes
- Parking: Carport, Carport Attached
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Oak Harbour T/H Villas
- Driving Directions: Main St North to Indian Trail, turn Right. About a .25 mile down, turn left into the brick driveway at 3863 Indian Trail. #106 is the last one on the left.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Heat Cntrl Gas, Water Heater - Gas
Utilities
- Utility Description: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable
Structural Information
- Architectural Style: Florida Cottage
- Construction: Roof Composite Shngl, Siding Brick Front, Slab
- Stories/Levels: 1
- Square Feet: 936
- Sq. Ft. Source: County PA Records
- Year Built: 1998
Lot Features
- Lot Size (Acres): 0.05
- Lot Dimensions: LT
- Street/Road Desc.: Paved Road
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $150
- Assmt Payment Freq: Monthly
- Tax Amount: $2,803
- Tax Year: 2024
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: unit 106 harbour townhouse villas Plat book 17, pages 69 and 70 of Okaloosa
- Assessment: Yes
- APN: 00-2S-22-4454-0000-1060
Listed by Luxury Estates Realty Group LLC
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Schools
Schools serving 3863 Indian Trail #106
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.1 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 3.2 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 9.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3863 Indian Trail #106
Date
Details
Price
Change
Source
1/15/2026
Price Increased
$339,000
3.04%
MLS
12/15/2025
Price Reduced
$329,000
-0.3%
MLS
12/02/2025
Price Reduced
$330,000
-1.49%
MLS
10/09/2025
Listed
$335,000
76.32%
MLS
5/16/2014
Sold
$190,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3863 Indian Trail #106
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,973
2%
$250,993
2%
2024
$2,921
221%
$246,528
73%
2023
$909
-1%
$142,433
6%
2021
$916
-1%
$134,256
-3%
2022
$925
1%
$138,284
4%
2021
$916
4%
$132,402
2%
2019
$884
2%
$129,425
2%
2018
$869
1%
$127,012
2%
2017
$858
1%
$124,400
2%
2016
$847
-3%
$121,841
1%
2015
$869
-4%
$120,994
17%
2014
$901
1%
$103,303
2%
2013
$889
—
$101,776
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3863 Indian Trail #106
3863 Indian Trail #106, Destin, FL 32541 (MLS# 987165) is a Single Family property with 2 bedrooms and 2 full bathrooms. 3863 Indian Trail #106 is currently listed for $339,000 and was received on October 09, 2025. Want to learn more about 3863 Indian Trail #106? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

