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$439,000
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Property Description
Destin waterfront home, recently renovated with motivated sellers offering $8,000 toward buyer's closing! Beautiful 3 bed, 2 bath, 2 story, with bonus room. Spectacular Destin Bay views from your living room, kitchen, dining area, back deck, and master bedroom! This home has been renovated from the floors to ceilings, including new LVP flooring, new cabinets, countertops, new wiring, paint, new stainless appliances, and even a new roof, all since 2021. This is a very popular and private Destin bayfront neighborhood with lush shade trees, an Olympic size community pool, clubhouse, dock, boat launch, boat parking, lots of walkable green space, and plenty of parking. I represented the selling couple in the purchase of a larger home in Destin, so this one is empty and needs to sell fast!
Full Property Details
Full Property Details for 3871 Indian Trail #5A
General
- Price: $439,000
- Taxes: $4,030 (2024)
- Status: Active
- Type: Townhouse
- Source: Emerald_Coast
- MLS ID: 988457
- Updated: 1/9/2026
- Added to Site: 81 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Area, Family Room, Kitchen, Living Room, Master Bedroom, Sitting Room
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Living Room: Living Room
- Family Room: Family Room
- Sitting Room: Sitting Room
- Kitchen: Kitchen
Additional Information
- Shared Amenities: Boat Launch, Community Room, Deed Access, Dock, Fishing, Minimum Rental Prd, Pets Allowed, Pool, TV Cable, Waterfront
- Pool: Yes
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Mossy Cove
- Driving Directions: Take 98 (Emerald Coast Pkwy) in Destin and turn North on Main Street, go to end of street and turn right. Mossey Cove is the third set of townhomes on the left. Turn in to main entrance go to end and turn left go through parking lot and across the pavers. Building A is on your right on the bay.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Ceiling Fans
Utilities
- Utility Description: Community Sewer, Electric, Public Sewer, Public Water, TV Cable
Structural Information
- Architectural Style: Townhome
- Stories/Levels: 2
- Square Feet: 1,476
- Sq. Ft. Source: County PA Records
- Year Built: 1977
Lot Features
- Property View: Bay
- Lot Size (Acres): 0.02
- Lot Features: Sidewalk, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water Front Type: Bay, Intracoastal Wtrwy, Shore - Seawall, Unit Waterfront
Financial Considerations
- Assessment Amount: $365
- Assmt Payment Freq: Monthly
- Tax Amount: $4,030
- Tax Year: 2024
- Terms: Conventional, FHA, Seller Pays Cls Cost, VA
Disclosures and Reports
- Legal Description: Mossy Cove Townhomes Unit 17 (5 A by address)
- Assessment: Yes
- APN: Parcel ID:00-2S-22-4250-0000-0017
Listed by Coconut Palm Real Estate LLC
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Schools
Schools serving 3871 Indian Trail #5A
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.1 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 3.1 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 9.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3871 Indian Trail #5A
Date
Details
Price
Change
Source
1/09/2026
Price Reduced
$439,000
-4.57%
MLS
10/28/2025
Listed
$460,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3871 Indian Trail #5A
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,723
-8%
$353,413
4%
2024
$4,031
1%
$340,233
2%
2023
$3,994
63%
$334,322
66%
2021
$2,456
-9%
$201,759
-14%
2022
$2,685
9%
$233,498
32%
2021
$2,456
17%
$176,462
7%
2019
$2,099
3%
$165,442
4%
2018
$2,036
3%
$158,582
4%
2017
$1,984
4%
$151,802
3%
2016
$1,914
1%
$147,360
3%
2015
$1,893
-6%
$142,894
-5%
2014
$2,009
7%
$149,832
8%
2013
$1,874
—
$138,613
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3871 Indian Trail #5A
3871 Indian Trail #5A, Destin, FL 32541 (MLS# 988457) is a Townhouse property with 3 bedrooms and 2 full bathrooms. 3871 Indian Trail #5A is currently listed for $439,000 and was received on October 28, 2025. Want to learn more about 3871 Indian Trail #5A? Do you have questions about finding other Townhouse real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

