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$1,699,999

  • For Sale
  • Active
  • Condo / Townhouse
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,220 Sq. Ft.
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This impeccably designed residence offers three spacious bedrooms and an abundant open living area, beautifully furnished with designer pieces that enhance both comfort and style. A striking mahogany double-door entry with opaque glass sets a dramatic tone upon arrival, leading into living spaces finished with wood-look plank tile and extensive windows that frame breathtaking panoramic views of the Choctawhatchee Bay. The chef's kitchen is a true showpiece, featuring gorgeous floor-to-ceiling cabinetry, a brick-inspired tiled backsplash, granite countertops, and high-end Viking appliances, including a wine cooler. Two fabulous, oversized kitchen islands create exceptional flow for entertaining and everyday living. A long, elegant hallway is accented with custom built-in bookshelves, while the guest half bath is elevated with sleek, sophisticated wallpaper. Each bedroom is finished with cozy plush carpet, and the primary suite offers a private retreat complete with professionally designed closets and an opulent spa-like bath featuring a spacious soaking tub and a separate walk-in shower. Additional interior highlights include a large laundry room, a bonus room ideal for flexible use, and fabulous designer fixtures throughout. Outdoor living is equally impressive, with a wraparound balcony that dramatically expands your space. The balcony is fully equipped with an outdoor grill, refrigerator, and sink, perfect for cooking, dining, and enjoying the coastal breeze and stunning bay views. Resort-style amenities complete this exceptional offering, including a two-tier pool and hot tub, fitness center, spa and sauna, dog park, hobby and game rooms, guest suites, and two deeded covered parking spacesdelivering luxury, convenience, and lifestyle all in one remarkable residence. The Kelly Plantation neighborhood encompasses miles of walking trails, rubico and hard tennis courts, pickleball, basketball, ponds, a community gathering center, a gym, a huge pool and gated security at both entrances.

Full Property Details for 400 Kelly Plantation Dr #UNIT 1103

General

  • Price: $1,699,999
  • Taxes: $12,889 (2024)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Emerald_Coast
  • MLS ID: 991571
  • Updated: 12/19/2025
  • Added to Site: 30 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Den, Dining Room, Kitchen, Living Room, Master Bathroom, Master Bedroom, Storage
  • Interior Features: Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Fireplace Gas, Floor Tile, Floor WW Carpet, Furnished - Some, Kitchen Island, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Window Bay, Woodwork Painted
  • Appliances: Dishwasher, Disposal, Dryer, Fire Alarm/Sprinkler, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room
  • Den: Yes
  • Storage: Storage

Additional Information

  • Shared Amenities: Community Room, Elevators, Exercise Room, Fishing, Game Room, Gated Community, Golf, No Rental, Pavillion/Gazebo, Picnic Area, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
  • Pool: Yes

Exterior

  • Exterior Features: Balcony, BBQ Pit/Grill, Columns

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: One Water Place
  • Driving Directions: From highway 98, head north on midbay bridge road, turn left into Kelly Plantation (just before the bridge, ) stop at the guard gate, once through the gate, go .2 miles and One Water Place is on your right. The unit is in the first building o the right. Park outside in front of the building in guest parking.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - High Efficiency, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Heat High Efficiency, Water Heater - Elect

Utilities

  • Utility Description: Electric, Gas - Natural, Phone, Public Sewer, Public Water, Underground

Structural Information

  • Construction: Concrete, Foundation On Piling, Roof Flat, Roof Membrane, Stucco
  • Stories/Levels: 0
  • Stories in Building: 16
  • Square Feet: 3,220
  • Sq. Ft. Source: County PA Records
  • Year Built: 2007

Unit Information

  • Units in Building: 54

Lot Features

  • Property View: Bay, Gulf, Lake

Water Features

  • Water Front Type: Bay

Financial Considerations

  • Assessment Amount: $2,299
  • Assmt Payment Freq: Monthly
  • Tax Amount: $12,889
  • Tax Year: 2024
  • Terms: Conventional

Disclosures and Reports

  • Legal Description: ONE WATER PLACE @ KELLY PLANTATION UNIT 1103
  • Assessment: Yes
  • APN: 00-2S-22-1325-0000-1103

Listed by Mainsail Realty Company

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— 400 Kelly Plantation Dr #UNIT 1103 —

  • Mainsail Realty Company

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 400 Kelly Plantation Dr #UNIT 1103

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-80.2 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-43.8 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1212.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 400 Kelly Plantation Dr #UNIT 1103 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/19/2025
Listed
$1,699,999
16.04%
MLS
1/08/2025
Sold
$1,465,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 400 Kelly Plantation Dr #UNIT 1103

Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,914
—
$1,228,000
—
2024
$12,889
-6%
$1,224,000
-8%
2023
$13,680
17%
$1,324,000
22%
2022
$11,658
80%
$1,086,000
75%
2021
$6,490
—
$621,154
1%
2021
$6,490
2%
$612,578
2%
2019
$6,394
1%
$598,805
2%
2018
$6,355
—
$587,640
2%
2017
$6,342
3%
$575,553
2%
2016
$6,169
-2%
$563,715
1%
2015
$6,323
-1%
$559,796
1%
2014
$6,356
2%
$555,353
1%
2013
$6,255
—
$547,146
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 400 Kelly Plantation Dr #UNIT 1103

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Listed by Mainsail Realty Company

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400 Kelly Plantation Drive #UNIT 1103, Destin, FL 32541 (MLS# 991571) is a Condo / Townhouse property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 400 Kelly Plantation Drive #UNIT 1103 is currently listed for $1,699,999 and was received on December 19, 2025. Want to learn more about 400 Kelly Plantation Drive #UNIT 1103? Do you have questions about finding other Condo / Townhouse real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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