This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/1
$1,425,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/1
Property Description
LOCATION, LOCATION, LOCATION!Welcome to 406 Bay Oaks Court - a rare gem in the heart of beautiful Destin, Florida. Nestled on a quiet cul-de-sac in Old Destin, just steps from Choctawhatchee Bay, this 2019 custom-built craftsman estate delivers the perfect blend of luxury, comfort, and thoughtful design.From the moment you step through the custom mahogany front door, you'll be captivated by the spacious, open-concept floor plan and the impeccable architectural details throughout. This 4-bedroom, 4-bathroom home also features a dedicated home office (easily used as a 5th bedroom), offering flexible living space! The chef's kitchen is a showstopper, boasting a professional-grade gas stove and oven, custom cabinetry, two built-in refrigerator/freezers, microwave drawer, and an oversized quartz island ideal for entertaining. The living area is equally impressive with coffered ceilings, a gas fireplace, and disappearing glass sliders that open up to your Florida dream lifestyle. The first-floor master suite features a geometric accent wall, dual walk-in closets with custom cabinetry, and a luxurious spa-like bathroom complete with dual shower heads, freestanding soaking tub, and backlit vanity mirrors. The second floor offers a large, private guest suite with its own full bathroom and independent Toshiba mini-split AC system, providing ultimate comfort and privacy. Step outside to your own private paradise. The centerpiece of the backyard is a custom gunite pool with a raised hot tub, surrounded by a pavered lanai perfect for year-round relaxation. Whether you're enjoying a morning swim or an evening soak under the stars, this outdoor space offers resort-style living at its finest. The screened-in porch with cedar tongue-and-groove ceiling, summer kitchen, and second gas fireplace creates the ultimate indoor/outdoor living experience. The backyard is fully fenced, beautifully landscaped, and features automated lighting, a lawn pump, and irrigation system to keep everything lush year-round. Massive 3-car side-entry garage with epoxy-finished showroom floors Brick-paved driveway and 10' x 20' pavered parking pad with 30 AMP outlet for RV or boat Metal roof, impact-resistant windows, spray foam insulation, and brick exterior for long-term durability and favorable insurance rates Generac 22kW whole-house generator for uninterrupted comfort LOMA-F designation in Flood Zone X Situated in a private five-home neighborhood, you're within close proximity to Joe's Bayou boat launch, two waterfront parks, and the bustling Destin Harborwalk Village. Convenient to Eglin AFB, Hurlburt Field, top-rated schools, and just minutes from the world's most beautiful beaches.
Full Property Details
Full Property Details for 406 Bay Oaks Ct
General
- Sold For: $1,425,000
- Taxes: $8,924 (2024)
- Status: Closed
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 983321
- Added to Site: 184 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Room, Foyer, Full Bathroom, Garage, Kitchen, Living Room, Master Bathroom, Master Bedroom, Mud Room, Office, Pantry
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Fireplace Gas, Floor Laminate, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup, Woodwork Painted
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Freezer, Microwave, Range Hood, Refrigerator, Stove/Oven Gas
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Foyer/Entry: Foyer
- Living Room: Living Room
- Kitchen: Kitchen
- Dining Room: Dining Room
- Office: Office
- Pantry: Pantry
- Mud Room: Mud Room
Additional Information
- Pool: Yes
Exterior
- Exterior Features: BBQ Pit/Grill, Fenced Back Yard, Fenced Privacy, Fireplace, Hot Tub, Lawn Pump, Patio Covered, Pool - Gunite Concrt, Pool - In-Ground, Porch Screened, Rain Gutter, Sprinkler System, Summer Kitchen
Parking
- Garage: Yes
- Garage Spaces: 3
- Parking: Garage Attached
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Bay Oaks S/D
- Driving Directions: Hwy 98 turn north on Calhoun and follow until you hit Bay Oaks Ct.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Fort Walton Beach
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Gas, Water Heater - Gas
Utilities
- Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
Structural Information
- Architectural Style: Traditional
- Construction: Roof Metal, Siding Brick Some, Siding CmntFbrHrdBrd, Slab, Trim Wood
- Stories/Levels: 2
- Square Feet: 3,172
- Sq. Ft. Source: County PA Records
- Year Built: 2019
Lot Features
- Lot Size (Acres): 0.35
- Lot Dimensions: 170 x 100
- Street/Road Desc.: City Road, Paved Road
- Lot Features: Cul-De-Sac, Dead End, Interior, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $300
- Assmt Payment Freq: Annually
- Tax Amount: $8,924
- Tax Year: 2024
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: BAY OAKS S/D LOT 4
- Assessment: Yes
- APN: 00-2S-22-0177-0000-0040
Listed and Sold by World Impact Real Estate
Get Pre-Approved Today
Schools
Schools serving 406 Bay Oaks Ct
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 0.9 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 4.8 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 406 Bay Oaks Ct
Date
Details
Price
Change
Source
11/14/2025
Sold
$1,425,000
—
MLS
8/18/2025
Listed
$1,425,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
406 Bay Oaks Court, Destin, FL 32541 (MLS# 983321) is a Single Family property that was sold at $1,425,000 on November 14, 2025. Want to learn more about 406 Bay Oaks Court? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

