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$849,900
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Property Description
Discover this spacious 3-bedroom home with an office and private pool, ideally situated on a corner lot in the heart of Destin with **no HOA** and just minutes from the area's renowned white-sand beaches. Step inside to a stunning great room featuring soaring cathedral ceilings with exposed beams and expansive views of the screened pool and tranquil water feature. High ceilings throughout create an open, airy feel, while the screened enclosure helps reduce pool maintenance and keeps outdoor living enjoyable year-round. The kitchen is designed for gathering, offering granite countertops, a beautiful tile backsplash, gas range, breakfast bar, and seamless flow into the oversized dining and sitting area. The flexible office space is currently configured as a guest bedroom, offering endless possibilities as a home office, media room, fitness area, or creative studio. Retreat to the primary suite with its elegant double tray ceiling and spa-inspired bath featuring dual vanities, a jetted garden tub, private water closet, and walk-in closet. Enjoy peace of mind with hurricane-rated doors and double-hung windows installed in 2018, helping provide potential insurance savings. Additional features include a Rinnai tankless water heater (2016), and a circular driveway offering ample parking for family and guests. Whether you're seeking a primary residence, second home, or investment opportunity, this Destin gem combines comfort, convenience, and Florida living at its best. Short drive or 20 minute bike ride to Leonard Park with water access, swimming , paddle board or fish.
Full Property Details
Full Property Details for 4086 Indian Trail
General
- Price: $849,900
- Taxes: $7,720 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1004693
- Updated: 6/5/2026
- Added to Site: 7 day(s) ago
Interior
- Number of Rooms: 10
- Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
- Fireplace: Yes
- Fireplace(s): Fireplace Gas
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
- Flooring: Floor Hardwood, Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool - In-Ground, Pool Type
Exterior
- Exterior Features: Fenced Back Yard, Lawn Pump, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System, Yard Building
- Porch/Patio/Deck: Deck Open, Patio Covered, Porch Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: WINDSOR FOREST
- Driving Directions: GPS
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Fort Walton Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground
Structural Information
- Architectural Style: Contemporary
- Construction: Frame, Stucco, Trim Vinyl
- Exterior Const.: Frame, Stucco, Trim Vinyl
- Stories/Levels: 1
- Square Feet: 2,181
- Sq. Ft. Source: County PA Records
- Year Built: 1993
Lot Features
- Lot Size (Acres): 0.34
- Lot Size (Sq. Ft.): 14,810.4
- Lot Dimensions: 100 x 150
- Frontage: County Road
- Street/Road Desc.: Paved
- Lot Features: Corner, Level, Sidewalk, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $7,720.6
- Tax Year: 2025
Disclosures and Reports
- Legal Description: Windsor Forest Lot 54
- APN: 00-2S-22-266A-0000-0540
- Property ID: 00-2S-22-266A-0000-0540
Listed by Pinnacle Beach Properties
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Schools
Schools serving 4086 Indian Trail
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 2 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 2 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 10.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4086 Indian Trail
Date
Details
Price
Change
Source
6/05/2026
Listed
$849,900
30.75%
MLS
4/23/2021
Sold
$650,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4086 Indian Trail
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,042
2%
$723,096
2%
2024
$7,909
4%
$706,248
5%
2023
$7,570
138%
$672,253
128%
2021
$3,186
-57%
$294,580
-55%
2022
$7,402
132%
$652,673
125%
2021
$3,186
2%
$290,513
2%
2019
$3,123
1%
$283,981
2%
2018
$3,096
1%
$278,686
2%
2017
$3,078
3%
$272,954
2%
2016
$2,996
-1%
$267,340
1%
2015
$3,037
—
$265,482
1%
2014
$3,048
1%
$263,375
1%
2013
$3,021
—
$259,483
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4086 Indian Trail
4086 Indian Trail, Destin, FL 32541 (MLS# 1004693) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 4086 Indian Trail is currently listed for $849,900 and was received on June 05, 2026. Want to learn more about 4086 Indian Trail? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

