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$349,000 Just Listed

  • For Sale
  • Active
  • Condo / Townhouse
  • 2 Beds
  • 2 Full Baths
  • 1,150 Sq. Ft.
  • Updated 5 days ago
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Act fast on this one! Think easy living and easy rentals. Comfortably furnished with some updates this Palms of Destin condo is just steps from the lagoon pool, located on the ground floor, and already producing rental income.This 1,150 sq ft, 2-bedroom, 2-bath condo is fully furnished and move-in or rental ready. Located on the highly desirable first floor, it offers effortless access to the resort's best amenities without stairs or elevators. Inside, you'll find granite countertops, maple cabinetry, and stylish coastal touches throughout. Water heater and HVAC were both replaced in 2021.Quarterly COA dues cover water, electric, internet, TV, and trash, keeping things simple for second-homeowners and investors alike. Recent gross rental income: 2025 YTD: $23,260, 2024: $21,361. Live like you're on vacation every day with unmatched amenities: 11,000 sq ft lagoon pool with waterfall and spa, splash pad, playground, fitness center, pickleball, tennis, basketball, EV charging, Tiki Bar, coffee shop, and an on-site restaurant. Plus, enjoy seasonal beach shuttle service and 24-hour security in this gated resort. All of this is just minutes from Henderson Beach State Park, HarborWalk Village, Mattie Kelly Arts Center, and top shopping and dining. Whether you're looking for a smart rental or a dreamy getaway you'll actually use, this is the one to see. Call or text to schedule your private showing today and take advantage of free home warranty provided by the seller.

Full Property Details for 4203 Indian Bayou Trail #Unit 1116

General

  • Price: $349,000
  • Taxes: $3,856 (2025)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Emerald_Coast
  • MLS ID: 992753
  • Updated: 1/13/2026
  • Added to Site: 5 day(s) ago

Interior

  • Rooms/Areas: Balcony, Bedroom, Dining Area, Full Bathroom, Kitchen, Living Room, Master Bedroom
  • Interior Features: Breakfast Bar, Floor Tile, Furnished - All, Split Bedroom, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Stove/Oven Gas, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Elevators, Exercise Room, Handicap Provisions, Pets Allowed, Pickle Ball, Picnic Area, Playground, Pool, Short Term Rental - Allowed, Tennis, TV Cable, Whirlpool
  • Pool: Yes

Exterior

  • Exterior Features: Balcony
  • Patio/Balcony: Balcony

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: The Palms Of Destin Resort & Conference Center
  • Driving Directions: Directions: From Destin Commons, head west on Hwy 98/Emerald Coast Parkway. Continue approximately 1.5 miles. The Palms of Destin is located on the south side of Hwy 98, directly across from Silver Shells Beach Resort and just west of Walmart, at the corner of Hwy 98 and Indian Bayou Trail.If previously arranged with the listing agent, please stop by the Compass Concierge Desk to pick up key.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Storm Doors, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Construction: Concrete, Foundation On Piling, Roof Metal, Steel
  • Stories/Levels: 0
  • Stories in Building: 12
  • Square Feet: 1,150
  • Sq. Ft. Source: County PA Records
  • Year Built: 2007

Financial Considerations

  • Assessment Amount: $4,392
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $3,856
  • Tax Year: 2025
  • Terms: Conventional, FHA, Other, VA

Disclosures and Reports

  • Legal Description: Unit 1116, Phase II of The Palms of Destin Resort and Conference Center, a Condominium according to the Declaration of Condominium thereof recorded in Official Records Book 2757, page 3305, of the Public Records of Okaloosa County, Florida, and all amendments thereto, together with its undivided share in the common elements.
  • Assessment: Yes
  • APN: 00-2S-22-2311-0000-1116

Listed by The Agency Northwest Florida Beaches

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— 4203 Indian Bayou Trail #Unit 1116 —

  • The Agency Northwest Florida Beaches

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4203 Indian Bayou Trail #Unit 1116

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-81.9 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-42.3 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1211.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4203 Indian Bayou Trail #Unit 1116 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/13/2026
Listed
$349,000
39.6%
MLS
4/01/2021
Sold
$250,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4203 Indian Bayou Trail #Unit 1116

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,857
2%
$329,868
-6%
2024
$3,776
7%
$350,000
5%
2023
$3,540
136%
$332,000
109%
2021
$1,497
-49%
$158,555
-34%
2022
$2,916
95%
$242,000
55%
2021
$1,497
3%
$156,366
2%
2019
$1,460
1%
$152,850
2%
2018
$1,443
-24%
$150,000
3%
2017
$1,902
5%
$145,500
4%
2016
$1,819
-7%
$140,000
-5%
2015
$1,947
-1%
$147,000
—
2014
$1,971
5%
$147,000
6%
2013
$1,880
—
$139,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4203 Indian Bayou Trail #Unit 1116

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by The Agency Northwest Florida Beaches

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4203 Indian Bayou Trail #Unit 1116, Destin, FL 32541 (MLS# 992753) is a Condo / Townhouse property with 2 bedrooms and 2 full bathrooms. 4203 Indian Bayou Trail #Unit 1116 is currently listed for $349,000 and was received on January 13, 2026. Want to learn more about 4203 Indian Bayou Trail #Unit 1116? Do you have questions about finding other Condo / Townhouse real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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