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$1,575,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,408 Sq. Ft.
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Gated resort Living at its Finest located in Regatta Bay the #4 Ranked Golf Course in Florida! Nestled on a premier homesite with lake and golf course views, this single-level estate exudes European charm. The home features two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, 2.5 bathrooms, and a dedicated office. Walk in to the stunning 35-foot wall of windows showing off the sparkling pool and private back yard, and seamlessly blending indoor and outdoor living. The gourmet kitchen is a chef's dream, equipped with high-end CafA(c) appliances, a Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite offers refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access. Additional bedrooms are thoughtfully designed, complemented by two garages for three vehicles and 580 square feet of floored attic storage. A perfect fusion of luxury and functionality. Location is everything when you can take your Golf Cart to Dinner, Shopping, Marina, School and Beaches within just minutes from your home! Regatta Bay is one of the few Resorts that offers a Red light to exit or cross over Highway 98. Golf Academy & Member's covered practice area with greenside bunkers, Pool and Playground, Tennis & Pickle Ball Courts, Member's Lounge, Library, and Locker Rooms, Trackman Technology from PGA Professionals, GPS System on all golf carts, Discounts at the Pro-Shop and Restaurant, Private Golf Bag Storage, On-course circulating beverage carts, Lulu's Restaurant & Bar on The Bay, Access to the private pool & bar overlooking the Choctawhatchee Bay, Boat Storage Options, Marina Ship Store, Boating classes.

Full Property Details for 428 Captains Cir

General

  • Price: $1,575,000
  • Taxes: $7,571 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 984522
  • Updated: 10/28/2025
  • Added to Site: 135 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Breakfast Room, Dining Area, Family Room, Garage, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom, Office, Owner's Closet, Pantry
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace Gas, Floor Tile, Floor WW Carpet, Furnished - Some, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Window Treatment All
  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Wine Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Family Room: Family Room
  • Kitchen: Kitchen
  • Breakfast Room: Breakfast Room
  • Office: Office
  • Pantry: Pantry

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Boat Launch, Fishing, Gated Community, Golf, Pets Allowed, Playground, Pool, Short Term Rental - Not Allowed, Tennis, Waterfront
  • Pool: Yes

Exterior

  • Exterior Features: BBQ Pit/Grill, Lawn Pump, Patio Covered, Pool - Enclosed, Pool - Heated, Pool - In-Ground, Sprinkler System, Summer Kitchen

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking: Garage Attached

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Regatta Bay Ph 1
  • Driving Directions: Hwy 98 * east of Mid Bay Bridge & Destin Commons * through Regatta Bay guard gate * right on Commodore Point * to 2nd Captain's Circle sign * house on left corner

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Gas, Water Heater - Gas

Utilities

  • Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, Underground

Structural Information

  • Architectural Style: Other
  • Construction: Frame, Roof Tile/Slate, Stucco
  • Stories/Levels: 1
  • Square Feet: 3,408
  • Sq. Ft. Source: County PA Records
  • Year Built: 2005

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.66
  • Lot Dimensions: 273 x 91
  • Street/Road Desc.: City Road, Controlled Access, Paved Road
  • Lot Features: Corner, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water, Wooded
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $975
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $7,571
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: COMMODORE POINT S/D LOT 1
  • Assessment: Yes
  • APN: 00-2S-22-0515-0000-0010

Listed by Florida Sales Realty and Destin Luxury Real Estate and Rental

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Listing agents

— 428 Captains Cir —

  • Florida Sales Realty

  • Destin Luxury Real Estate and Rental

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 428 Captains Cir

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-80.6 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-44.6 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1213.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 428 Captains Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/02/2025
Listed
$1,575,000
5.01%
MLS
3/07/2024
Sold
$1,499,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 428 Captains Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,071
73%
$1,242,908
64%
2024
$7,572
2%
$756,234
3%
2023
$7,410
2%
$734,208
6%
2021
$7,277
—
$692,061
-3%
2022
$7,255
—
$712,823
4%
2021
$7,277
-1%
$682,506
—
2019
$7,350
-2%
$682,836
5%
2018
$7,530
—
$653,371
2%
2017
$7,501
7%
$638,241
7%
2016
$6,985
1%
$598,391
4%
2015
$6,927
6%
$574,982
8%
2014
$6,506
11%
$532,815
3%
2013
$5,876
—
$516,103
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Florida Sales Realty and Destin Luxury Real Estate and Rental

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428 Captains Circle, Destin, FL 32541 (MLS# 984522) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 428 Captains Circle is currently listed for $1,575,000 and was received on September 02, 2025. Want to learn more about 428 Captains Circle? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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