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$1,549,900 -$25,100 (-1.59%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,408 Sq. Ft.
  • Updated 4 hours ago
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Luxury single-level home for sale in Regatta Bay, Destin, Florida -- Nestled on a premier homesite with stunning lake and golf course views, this elegant European-style estate offers the ultimate resort living. Boasting a dramatic 35-foot wall of windows, the open floor plan seamlessly blends indoor outdoor living with a sparkling private pool and private backyard oasis. Inside, discover two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, and 2.5 bathrooms. The gourmet chef's kitchen shines with high-end Café appliances, Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite features refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access. Additional bedrooms are generously sized, and the two garages accommodate three vehicles plus 580 sq ft of floored attic storage. Regatta Bay delivers an unmatched lifestyle in this gated golf and boating community: hop in your golf cart for quick access to dinner, shopping, the marina, schools, and beaches. Enjoy a red-light exit onto Highway 98, plus world-class amenities including a golf academy, member's covered practice area, pool and playground, tennis and pickleball courts, member's lounge, library, on-course beverage carts, Lulu's Restaurant & Bar on the Bay, private bayfront pool, boat storage, and more. A perfect fusion of luxury, functionality, and prime location -- this move-in-ready gem won't last long. Ideal for those seeking a golf course home with waterfront resort vibes on Florida's Emerald Coast.

Full Property Details for 428 Captains Cir

General

  • Price: $1,549,900
  • Taxes: $7,571 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 984522
  • Updated: 4/18/2026
  • Added to Site: 228 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Not Allowed, BBQ Pit/Grill, Boat Launch, Fishing, Gated Community, Golf, Pets Allowed, Playground, Pool, Tennis, Waterfront

Interior

  • Number of Rooms: 15
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Wet Bar
  • Fireplace: Yes
  • Fireplace(s): Fireplace Gas
  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas
  • Flooring: Floor Tile, Floor WW Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Pool - Heated, Pool - In-Ground, Pool Type

Exterior

  • Exterior Features: BBQ Pit/Grill, Lawn Pump, Pool - Enclosed, Sprinkler System, Summer Kitchen
  • Porch/Patio/Deck: Patio Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: REGATTA BAY PH 1
  • Driving Directions: Hwy 98 * east of Mid Bay Bridge & Destin Commons * through Regatta Bay guard gate * right on Commodore Point * to 2nd Captain's Circle sign * house on left corner

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Legal, Management, Security

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Natural Gas
  • Heating/Cooling: Natural Gas, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water, Underground

Structural Information

  • Architectural Style: Other
  • Construction: Frame, Stucco
  • Exterior Const.: Frame, Stucco
  • Stories/Levels: 1
  • Square Feet: 3,408
  • Sq. Ft. Source: County PA Records
  • Year Built: 2005

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.66
  • Lot Size (Sq. Ft.): 28,749.6
  • Lot Dimensions: 273 x 91
  • Frontage: City Street
  • Street/Road Desc.: Paved
  • Lot Features: Corner, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water, Wooded
  • Zoning: Resid Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Assessment Amount: $1,075
  • Tax Amount: $7,571.53
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: COMMODORE POINT S/D LOT 1
  • APN: 00-2S-22-0515-0000-0010
  • Property ID: 00-2S-22-0515-0000-0010

Listed by Florida Sales Realty and Destin Luxury Real Estate and Rental

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Listing agents

— 428 Captains Cir —

  • Florida Sales Realty

  • Destin Luxury Real Estate and Rental

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 428 Captains Cir

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-80.6 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-44.6 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1213.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 428 Captains Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/18/2026
Price Reduced
$1,549,900
-1.59%
MLS
9/02/2025
Listed
$1,575,000
5.01%
MLS
3/07/2024
Sold
$1,499,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 428 Captains Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,071
73%
$1,242,908
64%
2024
$7,572
2%
$756,234
3%
2023
$7,410
2%
$734,208
6%
2021
$7,277
—
$692,061
-3%
2022
$7,255
—
$712,823
4%
2021
$7,277
-1%
$682,506
—
2019
$7,350
-2%
$682,836
5%
2018
$7,530
—
$653,371
2%
2017
$7,501
7%
$638,241
7%
2016
$6,985
1%
$598,391
4%
2015
$6,927
6%
$574,982
8%
2014
$6,506
11%
$532,815
3%
2013
$5,876
—
$516,103
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Florida Sales Realty and Destin Luxury Real Estate and Rental

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428 Captains Circle, Destin, FL 32541 (MLS# 984522) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 428 Captains Circle is currently listed for $1,549,900 and was received on September 03, 2025. Want to learn more about 428 Captains Circle? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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