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$1,475,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,408 Sq. Ft.
  • Updated 5 days ago
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Luxury living in the gated golf and boating community of Regatta Bay! Situated on a spacious .66-acre corner lot, this impressive 3-bedroom, 2.5-bath home offers over 3,400 sq.ft. of heated and cooled space with stunning golf course and lake views. Designed for both comfort and entertaining, the home features tall ceilings, a split floor plan and expansive indoor-outdoor living with two fully retractable sliding glass door systems. The heart of the home is a gourmet kitchen with new quartzite countertops, new appliances including a Café gas stove, dual door oven, wine fridge, updated fixtures and a breakfast area, all opening to the family room with a gas fireplace and views of the outdoor living space. Additional living areas include a formal living room, dining room and dedicated office. The private primary suite offers a sitting area, wet bar, oversized walk-in closet with new flooring and shelving and a spacious en-suite bath with a separate shower and large whirlpool tub. Guest bedrooms are connected by a Jack-and-Jill bath, providing both convenience and privacy. Step outside to your screened lanai with a newly updated pool, summer kitchen and tranquil backdrop of natural pine trees for added privacy. Recent exterior upgrades include pool resurfacing and tile, new pool pump and salt system, new fans, stucco paint, and outdoor lighting. Additional features include a 3-car garage, staircase access to attic storage and a well-appointed laundry room with sink and cabinetry. Major mechanical update includes a new heat pump. Located in one of the area's most desirable communities, this home combines privacy, space, and resort-style living with easy access to amenities. Regatta Bay is a serene, gated community that seamlessly blends golf and boating, offering a lifestyle that is truly unparalleled! The essence of the Regatta Bay Lifestyle revolves around convenience, allowing residents to easily access numerous enjoyable destinations within minutes via golf cart, including the beach! Within the community, residents can indulge in golf, swimming, tennis, pickleball, parks, playgrounds, the Regatta Bay Clubhouse, Legendary Marine, and Legendary Yacht Club. Furthermore, Regatta Bay features a private road that leads directly to the Destin Commons, where an array of popular retail stores for both men and women awaits, alongside a diverse selection of restaurants, Whole Foods, Bass Pro, Lowes, an AMC movie theater, and Uncle Buck's Bowling-all easily reachable by golf cart. Regatta Bay is centrally located offering easy access to the airport and only a few miles from Northwest Florida's finest hospital. Schedule your private tour today and experience the elegance of Regatta Bay living.

Full Property Details for 428 Captains Cir

General

  • Price: $1,475,000
  • Taxes: $13,071 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1004876
  • Updated: 6/6/2026
  • Added to Site: 6 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Not Allowed, Pickle Ball, Boat Launch, Community Room, Dock, Fishing, Game Room, Gated Community, Golf, Marina, Pets Allowed, Picnic Area, Playground, Pool, Tennis, Waterfront

Interior

  • Number of Rooms: 7
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Woodwork Painted, Woodwork Stained
  • Fireplace: Yes
  • Fireplace(s): Fireplace Gas
  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Oven Double, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Electric, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas, Water Heater - Tnkls
  • Furnishings: Furnished - None
  • Flooring: Floor Tile, Floor WW Carpet New

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Pool - Heated, Pool - In-Ground, Pool Type

Exterior

  • Exterior Features: BBQ Pit/Grill, Columns, Lawn Pump, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System, Summer Kitchen
  • Porch/Patio/Deck: Porch Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Regatta Bay
  • Driving Directions: Turn into main entrance of Regatta Bay from HWY 98. Go straight. Turn right on Commodore Point Rd. Turn right on Captains Circle. House is on corner of Captains Circle and Commodore Point Rd.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Fort Walton Beach

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping, Land Recreation, Management, Master Association, Recreational Faclty, Security

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans
  • Heating Type: Natural Gas
  • Heating/Cooling: Natural Gas, Ceiling Fans

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water, Underground

Structural Information

  • Architectural Style: Mediterranean
  • Construction: Frame, Stucco
  • Exterior Const.: Frame, Stucco
  • Stories/Levels: 1
  • Square Feet: 3,408
  • Sq. Ft. Source: Building Plan
  • Year Built: 2005

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.66
  • Lot Size (Sq. Ft.): 28,749.6
  • Lot Dimensions: 98 x 275 x 91 x 231
  • Frontage: Private Road
  • Lot Features: Corner, Covenants, Dead End, Restrictions, Survey Available, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Assessment Amount: $1,075
  • Tax Amount: $13,071.05
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: COMMODORE POINT S/D LOT 1
  • APN: 00-2S-22-0515-0000-0010
  • Property ID: 00-2S-22-0515-0000-0010

Listed by Legendary Realty LLC

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Listing agent

— 428 Captains Cir —

  • Legendary Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 428 Captains Cir

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-80.6 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-44.6 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1213.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 428 Captains Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/06/2026
Listed
$1,475,000
-1.66%
MLS
3/07/2024
Sold
$1,499,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 428 Captains Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,071
73%
$1,242,908
64%
2024
$7,572
2%
$756,234
3%
2023
$7,410
2%
$734,208
6%
2021
$7,277
—
$692,061
-3%
2022
$7,255
—
$712,823
4%
2021
$7,277
-1%
$682,506
—
2019
$7,350
-2%
$682,836
5%
2018
$7,530
—
$653,371
2%
2017
$7,501
7%
$638,241
7%
2016
$6,985
1%
$598,391
4%
2015
$6,927
6%
$574,982
8%
2014
$6,506
11%
$532,815
3%
2013
$5,876
—
$516,103
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Legendary Realty LLC

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428 Captains Circle, Destin, FL 32541 (MLS# 1004876) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 428 Captains Circle is currently listed for $1,475,000 and was received on June 06, 2026. Want to learn more about 428 Captains Circle? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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