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$1,699,000

  • For Sale
  • Active
  • Single Family
  • 7 Beds
  • 6 Full Baths
  • 2,829 Sq. Ft.
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Welcome to an exceptional coastal retreat in the heart of Crystal Beach, where location, flexibility, and investment potential converge. Just two blocks from beach access and positioned on a desirable south-facing homesite, this impressive property offers sunshine-filled living and outstanding versatility.Spanning approximately 2,869 square feet, the residence includes a 4-bedroom, 3-bath main home complemented by a separate 3-bedroom, 3-bath guest house--ideal for hosting extended family, accommodating guests, or maximizing rental flexibility. Thoughtfully designed for comfort and function, the layout supports both personal enjoyment and income-producing use. Outdoor living shines with an in-ground pool, elegant paver driveway, and a rare 1.5-lot homesite, a true standout in Crystal Beach. Offered fully furnished, this turn-key property allows for immediate enjoyment or seamless continuation of its current use. The home has been utilized as a short-term rental and has demonstrated strong historical rental performance, with seller-provided figures indicating approximately $90,000-$110,000 in annual gross rental income (buyer to independently verify). Additionally, vacant lots in Crystal Beach have recently been marketed at approximately $1,000,000, underscoring the value of this location. Whether you're seeking a coastal second home, a multi-generational beach retreat, or a property with income potential, this Crystal Beach opportunity delivers on lifestyle and location.

Full Property Details for 4431 Luke Ave

General

  • Price: $1,699,000
  • Taxes: $9,614 (2023)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 971822
  • Updated: 1/29/2026
  • Added to Site: 338 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Full Bathroom, Kitchen, Living Room, Master Bedroom, Other, Owner's Closet
  • Interior Features: Floor Hardwood, Floor Tile, Window Treatment All
  • Appliances: Dishwasher, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 6

Bedrooms

  • Total Bedrooms: 7

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • Other Room 1: Other

Additional Information

  • Shared Amenities: Short Term Rental - Allowed
  • Pool: Yes

Exterior

  • Exterior Features: Guest Quarters, Pool - In-Ground

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Crystal Beach
  • Driving Directions: from I-10, take Exit 56 for FL-85 South and continue for 15 miles. Turn left onto FL-20 East, then right onto the Mid-Bay Bridge (FL-293 South). After crossing, continue on Danny Wuerffel Way, then turn right onto US-98 West. After 1 mile, turn left onto Hutchinson Street, then right onto Luke Avenue. Your destination will be on the right.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Fort Walton Beach

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Double Pane Windows

Utilities

  • Utility Description: Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Siding Vinyl
  • Stories/Levels: 1
  • Square Feet: 2,829
  • Sq. Ft. Source: County PA Records
  • Year Built: 1991

Lot Features

  • Lot Size (Acres): 0.32
  • Lot Dimensions: 164 x 80
  • Zoning: City, Resid Single Family

Financial Considerations

  • Tax Amount: $9,614
  • Tax Year: 2023
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: CRYSTAL BEACH S/D LOT 6 BLK 39 & W 1/2 OF SHIRAH ST E OF LOT
  • APN: 00-2S-22-0580-0039-0060
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 4431 Luke Ave —

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4431 Luke Ave

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-80.9 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-43.9 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1212.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4431 Luke Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/29/2025
Price Reduced
$1,699,000
-5.56%
MLS
3/21/2025
Listed
$1,799,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4431 Luke Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,768
6%
$972,971
2%
2024
$10,161
6%
$953,256
4%
2023
$9,614
31%
$919,679
53%
2021
$7,356
-16%
$600,726
-26%
2022
$8,717
19%
$816,378
47%
2021
$7,356
13%
$555,876
15%
2019
$6,494
12%
$483,264
10%
2018
$5,777
10%
$440,659
10%
2017
$5,237
11%
$400,904
10%
2016
$4,730
6%
$364,181
7%
2015
$4,475
10%
$341,060
12%
2014
$4,079
9%
$304,676
10%
2013
$3,731
—
$275,947
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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4431 Luke Avenue, Destin, FL 32541 (MLS# 971822) is a Single Family property with 7 bedrooms and 6 full bathrooms. 4431 Luke Avenue is currently listed for $1,699,000 and was received on March 21, 2025. This property is listed by Kendra Sheikho from our Crestview Office.Want to learn more about 4431 Luke Avenue? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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