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$995,000
Property Description
Charming Beach Cottage with Inviting Outdoor Living!! This beautifully designed beach cottage offers the perfect blend of coastal charm and modern comfort. Warm wood-plank flooring welcomes you into the main living area, while plush carpeting adds comfort in the bedrooms. The open-concept floor plan seamlessly connects the living room, dining area, and kitchen, creating an ideal space for entertaining or relaxing after a day at the beach. The well-appointed kitchen features granite countertops, white cabinetry, stainless steel appliances, a farmhouse sink, and a spacious pantry, providing both style and functionality. The private primary suite offers a relaxing retreat with a luxurious bath and walk-in closet. Mere minutes from beach access! Two additional bedrooms share a beautifully designed hall bath, making this home perfect for family and guests. One of the home's standout features is the charming side porch, accessible from both the kitchen and the primary bedroom--an ideal spot for morning coffee, coastal breezes, or quiet evening relaxation. Whether you're looking for a primary residence, vacation getaway, or investment property, this inviting beach cottage offers the perfect setting to enjoy the Emerald Coast lifestyle. Crystal Beach Cottages are vacation rental (STR) friendly but this home home has been utilized as a second home which explains its pristine condition!
Full Property Details
Full Property Details for 4497 Clipper Cove
General
- Price: $995,000
- Taxes: $7,829 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 997433
- Updated: 4/15/2026
- Added to Site: 37 day(s) ago
Rental Information
- Complex Features: Pets Allowed, Picnic Area, Pool
Interior
- Number of Rooms: 9
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup
- Fireplace: Yes
- Fireplace(s): Fireplace Gas
- Appliances: Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Fenced Back Yard, Hurricane Shutters, Sprinkler System
- Porch/Patio/Deck: Porch, Porch Screened
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: CRYSTAL BEACH COTTAGES PH 2
- Driving Directions: From Hwy 98 turn south on Hutchison St, left on Luke Ave. & then first right into Crystal Beach Cottages. Turn left on Clipper Cove. Home on the left.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating/Cooling: Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground
Structural Information
- Architectural Style: Beach House
- Stories/Levels: 1
- Square Feet: 1,805
- Sq. Ft. Source: County PA Records
- Year Built: 1996
Lot Features
- Lot Dimensions: 60 x 80
- Street/Road Desc.: Paved
- Lot Features: Covenants, Sidewalk, Within 1/2 Mile to Water
- Zoning: Resid Single Family
- Fencing (Description): Fenced Lot-Part
Financial Considerations
- Assessment Amount: $1,151
- Tax Amount: $7,829
- Tax Year: 2024
Disclosures and Reports
- Legal Description: CRYSTAL BCH COTTAGES PH II LOT 16
- APN: 00-2S-22-0583-0000-0160
- Property ID: 00-2S-22-0583-0000-0160
Listed by RE/MAX Coastal Properties
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Schools
Schools serving 4497 Clipper Cove
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 4.2 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 13 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4497 Clipper Cove
Date
Details
Price
Change
Source
3/09/2026
Listed
$995,000
79.28%
MLS
12/12/2019
Sold
$555,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4497 Clipper Cove
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,572
5%
$761,428
—
2024
$8,155
6%
$759,310
4%
2023
$7,713
31%
$732,308
55%
2021
$5,873
-16%
$472,915
-27%
2022
$7,000
19%
$651,205
49%
2021
$5,873
17%
$436,352
15%
2019
$5,013
11%
$377,921
11%
2018
$4,510
6%
$341,235
—
2017
$4,266
9%
$342,375
7%
2016
$3,917
15%
$318,735
24%
2015
$3,396
6%
$256,375
8%
2014
$3,189
9%
$237,820
10%
2013
$2,923
—
$216,196
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4497 Clipper Cove
4497 Clipper Cove, Destin, FL 32541 (MLS# 997433) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4497 Clipper Cove is currently listed for $995,000 and was received on March 09, 2026. Want to learn more about 4497 Clipper Cove? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.
