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$1,095,000
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Property Description
Coastal Luxury Meets Effortless Living in Crystal Beach. Wake up to salty breezes, sun-filled spaces, and the feeling that you've truly arrived. This beautifully renovated in 2025 beach retreat, featuring over $100,000 in upgrades, delivers the coastal lifestyle buyers are searching for polished, peaceful, and designed for unforgettable moments. Located in the gated Villages of Crystal Beach, this home offers rare peace of mind with an X flood zone designation and outside the COBRA zone, helping keep insurance costs lower while staying just minutes from the Gulf. It's a combination that's increasingly hard to find this close to the beach.Step inside and feel the difference immediately. Soaring 9-foot ceilings, 8-foot doors, and oversized 8-inch baseboards create an airy, upscale atmosphere, while the open-concept layout invites both connection and relaxation. Whether you're hosting family and friends or enjoying a quiet coastal morning, the space flows effortlessly. The home has been thoughtfully refreshed from top to bottom with: Brand-new kitchen cabinetry and modern fixtures, Luxury vinyl plank flooring throughout, Fresh interior and exterior paint, New tile on all balconies, Two new HVAC systems for year-round comfort and High-end mattresses and designer furnishings in every room. Every detail was selected to elevate comfort, style, and functionality. The private primary suite feels like a personal retreat, a calming escape after a day at the beach. With two spacious living areas, there's room for everyone to unwind. Enjoy movie nights with flat-screen TVs in every bedroom, friendly competition in the game room with foosball, or set the mood with your favorite playlist through the home's music tower. Covered porches on both the second and third floors capture the coastal breeze and create ideal spaces for morning coffee or sunset cocktails. Outside, the lifestyle truly comes alive. The community's 35,000-square-foot lagoon pool features waterfalls and zero-entry access, creating a true resort-style experience. Relax at the tiki bar, unwind in the hot tub, or gather with friends at the outdoor grilling area. And when it's time for the beach, a complimentary shuttle takes you just 900 yards to Crystal Beach, no parking hassles required. Whether you're searching for a full-time residence, a luxury vacation home, or a strong income-producing investment, this property delivers the perfect balance of elegance, comfort, and coastal charm. This isn't just a home, it's the lifestyle you've been waiting for. Come experience it in person and fall in love. Roof and HWH 2013
Full Property Details
Full Property Details for 4553 E Grand Key Loop E
General
- Price: $1,095,000
- Taxes: $10,656 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 981270
- Updated: 2/7/2026
- Added to Site: 228 day(s) ago
Interior
- Rooms/Areas: Bedroom, Covered Porch, Dining Room, Full Bathroom, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom, Media Room
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Floor Tile, Floor Vinyl, Furnished - All, Newly Painted, Owner's Closet, Pantry, Renovated, Washer/Dryer Hookup, Window Treatment All
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Living Room: Living Room
- Kitchen: Kitchen
- Dining Room: Dining Room
- Theater/Media: Media Room
- Porch: Covered Porch
Additional Information
- Shared Amenities: BBQ Pit/Grill, Beach, Gated Community, Pavillion/Gazebo, Picnic Area, Pool, Short Term Rental - Allowed, TV Cable
- Pool: Yes
Exterior
- Exterior Features: Patio Covered
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Villages Of Crystal Beach
- Driving Directions: From Scenic Hwy 98, turn North on Cobia to the corner of Luke and Cobia. Proceed forward to gate entrance. Once in gate, take the first left, and then another left. 4553 is located around the corner.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Heating/Cooling: AC - 2 or More, Heat Cntrl Electric, Water Heater - Elect
Utilities
- Utility Description: Electric, Public Sewer, Public Water, TV Cable
Structural Information
- Architectural Style: Florida Cottage
- Construction: Roof Metal, Siding CmntFbrHrdBrd
- Stories/Levels: 3
- Square Feet: 2,891
- Sq. Ft. Source: County PA Records
- Year Built: 2013
Lot Features
- Lot Size (Acres): 0.03
- Lot Dimensions: 25 x 46
- Street/Road Desc.: Private Road
- Lot Features: Covenants, Interior, Level, Restrictions
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $1,660
- Assmt Payment Freq: Quarterly
- Tax Amount: $10,656
- Tax Year: 2024
- Terms: Conventional
Disclosures and Reports
- Legal Description: VILLAGES OF CRYSTAL BEACH LOT 118
- Assessment: Yes
- APN: 00-2S-22-1125-0000-1180
Listed by EXP Realty LLC
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Schools
Schools serving 4553 E Grand Key Loop E
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 0.9 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 4.4 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 13.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4553 E Grand Key Loop E
Date
Details
Price
Change
Source
2/07/2026
Price Reduced
$1,095,000
-4.37%
MLS
8/31/2025
Price Reduced
$1,145,000
-2.05%
MLS
7/18/2025
Listed
$1,169,000
137.36%
MLS
6/06/2013
Sold
$492,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4553 E Grand Key Loop E
Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,469
-2%
$976,161
-11%
2024
$10,656
5%
$1,098,581
4%
2023
$10,127
46%
$1,060,968
89%
2021
$6,915
-21%
$562,820
-35%
2022
$8,733
26%
$861,775
72%
2021
$6,915
10%
$501,280
1%
2019
$6,265
2%
$493,932
3%
2018
$6,142
3%
$478,323
5%
2017
$5,952
3%
$455,394
2%
2016
$5,783
—
$445,198
2%
2015
$5,792
-4%
$437,190
-3%
2014
$6,030
513%
$449,658
462%
2013
$983
—
$80,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4553 E Grand Key Loop E
4553 E Grand Key Loop E, Destin, FL 32541 (MLS# 981270) is a Single Family property with 5 bedrooms and 4 full bathrooms. 4553 E Grand Key Loop E is currently listed for $1,095,000 and was received on July 18, 2025. Want to learn more about 4553 E Grand Key Loop E? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

