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$549,000
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Property Description
Rare gem located in the heart of Destin! Bring your boat plus RV and still have plenty of room for parking! Beautifully maintained all-brick home with major updates already complete, including a 2022 roof, main HVAC (2018), MIL-suite HVAC (2023), 2021 water heater, and a powerful 26kW whole-home generator. The spacious main home offers 3 bedrooms, 2 baths, and a loft, while the private 2-bedroom MIL suite--with its own entrance--provides an excellent space for extended family, guests, or rental income. With no HOA and an oversized, fenced-in lot with plenty of parking, including an RV plug, this property is ideal for anyone with a boat, RV, multiple vehicles, or a need for easy in-and-out access. Two powered storage sheds and a bright Florida room add extra functionality. Situated on a rare .37-acre lot in the heart of Destin, this home offers space and flexibility that's hard to findjust minutes from A-rated schools, shopping, dining, and the beach. The interior is ready for your personal updates and vision, making this one of the best value opportunities on the market. Don't miss the potential this property offers! Buyer to verify all information.
Full Property Details
Full Property Details for 504 Kelly St
General
- Price: $549,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 990748
- Updated: 12/4/2025
- Added to Site: 43 day(s) ago
Interior
- Rooms/Areas: Balcony, Bedroom, Florida Room, Living Room, Loft, Master Bedroom
- Interior Features: Breakfast Bar, Floor WW Carpet New, Furnished - None, Guest Quarters, Lock Out, Pantry, Shelving, Washer/Dryer Hookup, Window Treatment All
- Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Security System, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Living Room: Living Room
- Loft: Loft
- Florida Room: Florida Room
Exterior
- Exterior Features: Balcony, Deck Covered, Deck Open, Fenced Back Yard, Fenced Chain Link, Fenced Privacy, Guest Quarters, Hurricane Shutters, Lawn Pump, Patio Open, Porch, Porch Open, Separate Living Area, Shower, Sprinkler System, Workshop, Yard Building
- Patio/Balcony: Balcony
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking: Boat, Garage, Garage Attached, Guest, Oversized, RV
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: N/A
- Driving Directions: Hwy 98 to Benning, Benning to Kelly St. then turn left, 504 Kelly is on the left with a white picket fence.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Fort Walton Beach
Heating & Cooling
- Heating/Cooling: AC - 2 or More, AC - Central Elect
Utilities
- Utility Description: Public Sewer, Public Water
Structural Information
- Architectural Style: Ranch
- Construction: Brick
- Stories/Levels: 2
- Square Feet: 2,783
- Sq. Ft. Source: Agent-Measured
- Year Built: 1978
Lot Features
- Lot Size (Acres): 0.37
- Lot Dimensions: 116.2 x 140.6
- Lot Features: Interior, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Tax Year: 2025
Disclosures and Reports
- Legal Description: POSEY ADDITION LOT 2
- APN: 00-2S-22-0099-0000-0020
Listed by Go Coastal Realty LLC
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Schools
Schools serving 504 Kelly St
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 0.5 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 4.5 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 8.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 504 Kelly St
Date
Details
Price
Change
Source
12/04/2025
Listed
$549,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 504 Kelly St
Year
Property Taxes
Change
Tax Assessment
Change
2025
100%
$207,351
3%
2024
100%
$201,507
6%
2023
-100%
$189,279
6%
2021
$845
-17%
$178,414
-3%
2022
$1,015
20%
$183,766
4%
2021
$845
-14%
$175,951
2%
2019
$984
26%
$171,995
4%
2018
$783
1%
$165,447
2%
2017
$775
-13%
$162,044
2%
2016
$887
-2%
$158,711
1%
2015
$906
—
$157,608
1%
2014
$909
1%
$156,357
2%
2013
$897
—
$154,046
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 504 Kelly St
504 Kelly Street, Destin, FL 32541 (MLS# 990748) is a Single Family property with 5 bedrooms, 2 full bathrooms and 1 partial bathroom. 504 Kelly Street is currently listed for $549,000 and was received on December 04, 2025. Want to learn more about 504 Kelly Street? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

