This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/48
$1,825,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/48
Property Description
Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of America, you'll enjoy a short walk to the private gated beach access where you can spend the day on Destin's sugar-white sand and emerald waters. With spacious accommodations, exceptional outdoor living, premier boating amenities, and an unbeatable Holiday Isle location, this property offers outstanding rental potential and the coastal lifestyle buyers are looking for.
Full Property Details
Full Property Details for 521 Gulf Shore Dr
General
- Price: $1,825,000
- Taxes: $12,372 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1009704
- Updated: 9/17/2026
- Added to Site: 59 day(s) ago
Interior
- Number of Rooms: 9
- Interior Features: Breakfast Bar, Fireplace, Newly Painted, Pantry, Washer/Dryer Hookup
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile, Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Exterior
- Exterior Features: Rain Gutter, Balcony, Boat Slip, Boatlift, Dock
- Porch/Patio/Deck: Deck Covered, Deck Open, Patio Covered, Patio Open, Po
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: HOLIDAY ISLE
- Driving Directions: Take 98 east or west and then go south on Gulf Shore Dr., home will be on your right.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Master Association
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water
Structural Information
- Architectural Style: Beach House
- Construction: Concrete, Block, Siding CmntFbrHrdBrd
- Exterior Const.: Concrete, Block, Siding CmntFbrHrdBrd
- Stories/Levels: 2
- Square Feet: 3,276
- Sq. Ft. Source: County PA Records
- Year Built: 1972
Lot Features
- Property View: Harbor, Gulf, Canal, Bayou
- Lot Size (Acres): 0.27
- Lot Size (Sq. Ft.): 11,761.2
- Lot Dimensions: 90 x 130
- Frontage: City Street
- Street/Road Desc.: Paved
- Lot Features: Interior, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Intracoastal Wtrwy, Canal, Harbor
Financial Considerations
- Assessment Amount: $593
- Tax Amount: $12,372.12
- Tax Year: 2025
Disclosures and Reports
- Legal Description: HOLIDAY ISLE LOT 104 BLK F 865-363
- APN: 00-2S-24-2186-000F-1040
- Property ID: 00-2S-24-2186-000F-1040
Listed by Innerscope Realty LLC
Get Pre-Approved Today
Schools
Schools serving 521 Gulf Shore Dr
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.2 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 4.4 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 8.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 521 Gulf Shore Dr
Date
Details
Price
Change
Source
9/17/2026
Price Reduced
$1,825,000
-2.67%
MLS
8/27/2026
Price Reduced
$1,875,000
-1.32%
MLS
8/12/2026
Listed
$1,900,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 521 Gulf Shore Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,372
6%
$1,171,104
3%
2024
$11,631
3%
$1,135,429
—
2023
$11,253
38%
$1,137,444
69%
2021
$8,148
-14%
$671,867
-24%
2022
$9,472
16%
$879,063
51%
2021
$8,148
14%
$583,338
3%
2019
$7,150
5%
$563,667
7%
2018
$6,788
6%
$525,449
5%
2017
$6,400
9%
$501,546
8%
2016
$5,849
11%
$464,452
18%
2015
$5,284
-6%
$394,777
-5%
2014
$5,603
5%
$413,698
6%
2013
$5,341
—
$390,946
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 521 Gulf Shore Dr
521 Gulf Shore Drive, Destin, FL 32541 (MLS# 1009704) is a Single Family property with 5 bedrooms and 3 full bathrooms. 521 Gulf Shore Drive is currently listed for $1,825,000 and was received on August 12, 2026. Want to learn more about 521 Gulf Shore Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

