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$1,875,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
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OPEN HOUSE! SATURDAY AUG. 29th from 2PM to 4:30PM, SUNDAY, AUG. 30TH from 10-12:30pm. Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of America, you'll enjoy a short walk to the private gated beach access where you can spend the day on Destin's sugar-white sand and emerald waters. With spacious accommodations, exceptional outdoor living, premier boating amenities, and an unbeatable Holiday Isle location, this property offers outstanding rental potential and the coastal lifestyle buyers are looking for.

Full Property Details for 521 Gulf Shore Dr

General

  • Price: $1,875,000
  • HOA FEE: $49/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 793884
  • Updated: 8/28/2026
  • Added to Site: 47 day(s) ago

Interior

  • Number of Rooms: 10
  • Interior Features: Double Vanity, Tub Shower
  • Fireplace: Yes
  • Appliances: Electric Cooktop, Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Shared Amenities: Beach Rights

Exterior

  • Exterior Features: Deck
  • Porch/Patio/Deck: Deck, Balcony, Covered, Patio

Parking

  • Parking Features: Additional Parking, Circular Driveway

Location

  • County: Okaloosa
  • Subdivision: Holiday Isle
  • Driving Directions: Take 98 east or west and then go south on Gulf Shore Dr., home will be on your right.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Other

Community

  • Community Name: 17 - Okaloosa
  • Association: Yes
  • Assoc. Fees Include: Association Management, Legal/Accounting

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric, Fireplace(s)

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available

Structural Information

  • Architectural Style: Coastal
  • Construction: HardiPlank Type
  • Windows: Double Pane Windows
  • Stories/Levels: 2
  • Sq. Ft. Source: Appraiser
  • Year Built: 1972

Lot Features

  • Property View: Bay, Gulf, Intercoastal
  • Lot Size (Acres): 0.27
  • Lot Size (Sq. Ft.): 11,761
  • Lot Size: .27
  • Lot Dimensions: 90 x 130
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Partial

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bayfront, Gulf, Intracoastal Access
  • Water Front View: Bayfront, Gulf, Intracoastal Access

Financial Considerations

  • Association Fee: $593
  • Assoc Fee Freq.: Annually

Disclosures and Reports

  • Legal Description: HOLIDAY ISLE LOT 104 BLK F 865-363
  • Property ID: 00-2S-24-2186-000F-1040

Listed by Innerscope Realty LLC

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Listing agent

— 521 Gulf Shore Dr —

  • Innerscope Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 521 Gulf Shore Dr

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41.2 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-84.4 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-128.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 521 Gulf Shore Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/26/2026
Price Reduced
$1,875,000
-1.32%
MLS
8/12/2026
Listed
$1,900,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 521 Gulf Shore Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,372
6%
$1,171,104
3%
2024
$11,631
3%
$1,135,429
—
2023
$11,253
38%
$1,137,444
69%
2021
$8,148
-14%
$671,867
-24%
2022
$9,472
16%
$879,063
51%
2021
$8,148
14%
$583,338
3%
2019
$7,150
5%
$563,667
7%
2018
$6,788
6%
$525,449
5%
2017
$6,400
9%
$501,546
8%
2016
$5,849
11%
$464,452
18%
2015
$5,284
-6%
$394,777
-5%
2014
$5,603
5%
$413,698
6%
2013
$5,341
—
$390,946
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Innerscope Realty LLC

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521 Gulf Shore Drive, Destin, FL 32541 (MLS# 793884) is a Single Family property with 5 bedrooms and 3 full bathrooms. 521 Gulf Shore Drive is currently listed for $1,875,000 and was received on August 12, 2026. Want to learn more about 521 Gulf Shore Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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