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$2,245,000 -$5,000 (-0.22%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,166 Sq. Ft.
  • Updated 6 days ago
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This spacious waterfront home enjoys a stunning location right on a deepwater mooring with two boat lifts and easy access to the harbor and gulf. Even when you're not out on the water, the private pool and hot tub provide canal views while the party-sized observation deck is the ultimate place to view seasonal fireworks and breathtaking sunsets. Inside, the home continues to maximize those waterfront views with an open concept living space and chef's kitchen finished to a high standard of luxury. Gleaming tile floors flow through each beautifully furnished space while the cathedral ceiling provides a sense of airy spaciousness.

Full Property Details for 524 Vera Cruz Dr

General

  • Price: $2,245,000
  • Taxes: $13,066 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 997269
  • Updated: 6/6/2026
  • Added to Site: 98 day(s) ago

Rental Information

  • Complex Features: Beach

Interior

  • Number of Rooms: 6
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Vaulted, Lighting Recessed, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Trash Compactor, Washer, Water Heater - Elect
  • Flooring: Floor Laminate, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool - In-Ground, Pool Type

Exterior

  • Exterior Features: Balcony, Boat Slip, Dock, Hot Tub, Shower
  • Porch/Patio/Deck: Deck Open, Patio Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Parking Features: Garage, Boat, Guest, Oversized

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: HOLIDAY ISLE
  • Driving Directions: Traveling east on Harbor Blvd/Hwy 98, turn right onto Gulf Shore Drive. Continue on Gulf Shore Drive for 1.4 miles. Turn right onto Norriego Road and then turn left onto Vera Cruz Drive. The house is located on the left.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Utility Description: Electric, Public Water, TV Cable

Structural Information

  • Architectural Style: Contemporary
  • Construction: Stucco
  • Exterior Const.: Stucco
  • Stories/Levels: 2
  • Square Feet: 2,166
  • Sq. Ft. Source: County PA Records
  • Year Built: 1981

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.27
  • Lot Size (Sq. Ft.): 11,761.2
  • Lot Dimensions: 90 x 128
  • Frontage: City Street
  • Street/Road Desc.: Paved
  • Lot Features: Bulkhead/Seawall, Cleared, Interior, Within 1/2 Mile to Water
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced Lot-Part, Fenced Privacy

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Intracoastal Wtrwy, Canal

Financial Considerations

  • Assessment Amount: $395
  • Tax Amount: $13,066
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Accept Backup Offers
  • Legal Description: HOLIDAY ISLE LOT 89 BLK F
  • APN: 00-2S-24-2186-000F-0890
  • Property ID: 00-2S-24-2186-000F-0890

Listed by Scenic Sotheby's International Realty

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Listing agent

— 524 Vera Cruz Dr —

  • Scenic Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 524 Vera Cruz Dr

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41.1 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-84.3 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-128.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 524 Vera Cruz Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/06/2026
Price Reduced
$2,245,000
-0.22%
MLS
3/07/2026
Listed
$2,250,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 524 Vera Cruz Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$14,037
7%
$1,224,263
7%
2024
$13,067
-1%
$1,141,637
—
2023
$13,199
59%
$1,143,411
67%
2021
$8,305
-14%
$684,436
-23%
2022
$9,639
16%
$892,649
50%
2021
$8,305
14%
$594,978
4%
2019
$7,288
5%
$574,574
6%
2018
$6,953
6%
$541,393
6%
2017
$6,557
9%
$511,057
8%
2016
$5,997
12%
$474,245
18%
2015
$5,359
-1%
$400,393
2%
2013
$5,388
—
$394,392
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 524 Vera Cruz Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Scenic Sotheby's International Realty

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524 Vera Cruz Drive, Destin, FL 32541 (MLS# 997269) is a Single Family property with 4 bedrooms and 2 full bathrooms. 524 Vera Cruz Drive is currently listed for $2,245,000 and was received on March 07, 2026. Want to learn more about 524 Vera Cruz Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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