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$1,300,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,832 Sq. Ft.
  • Updated 5 hours ago
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Located near the sugar-white beaches of the Emerald Coast, this beach house in Terra Cotta Terrace offers deeded beach access, a pool, tennis courts, clubhouse, and volleyball court. Close to shopping, dining, and entertainment, it features a unique hard stucco design with a covered balcony and rooftop 'Martini Deck' showcasing Gulf, bay, and lake views. The open floor plan is ideal for entertaining and can accommodate 2-3 families. The kitchen includes custom cabinetry and granite countertops. Additional features: 3 HVAC units, 2 refrigerators, washer/dryer, surround sound, insulated windows, security system, paging system, and hurricane shutters. Includes 1-year home warranty. Buyer to verify dimensions.

Full Property Details for 56 Terra Cotta Way

General

  • Price: $1,300,000
  • Taxes: $13,790 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 998413
  • Updated: 4/13/2026
  • Added to Site: 31 day(s) ago

Rental Information

  • Complex Features: BBQ Pit/Grill, Beach, Community Room, Deed Access, Picnic Area, Pool

Interior

  • Number of Rooms: 12
  • Interior Features: Breakfast Bar, Built-In Bookcases, Fireplace, Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Security System, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Warranty Provided, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Marble, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Exterior

  • Exterior Features: Balcony, Columns, Sprinkler System

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: TERRA COTTA TERRACE
  • Driving Directions: From the Destin Bridge, go east on Highway 98. After you pass the Commons Shopping Center, turn right on Regatta Bay Boulevard. Turn left onto Old Highway 98. Continue east on Old Hwy 98. You will pas

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Fort Walton Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Phone, Public Water

Structural Information

  • Architectural Style: Contemporary
  • Construction: Stucco
  • Exterior Const.: Stucco
  • Stories/Levels: 3
  • Square Feet: 3,832
  • Sq. Ft. Source: Appraiser
  • Year Built: 2003

Lot Features

  • Property View: Gulf
  • Lot Size (Acres): 0.09
  • Lot Size (Sq. Ft.): 3,920.4
  • Lot Dimensions: 37 x 90
  • Frontage: City Street
  • Street/Road Desc.: Paved
  • Lot Features: Covenants, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Assessment Amount: $199
  • Tax Amount: $13,790.84
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: TERRA COTTA TERRACE LOT 10
  • APN: 00-2S-22-2499-0000-0100
  • Property ID: 00-2S-22-2499-0000-0100

Listed by VIP Beach Destinations

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— 56 Terra Cotta Way —

  • VIP Beach Destinations

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 56 Terra Cotta Way

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-81.9 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-45.6 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1214.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 56 Terra Cotta Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/19/2026
Listed
$1,300,000
94.03%
MLS
6/03/2013
Sold
$670,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 56 Terra Cotta Way

Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,791
10%
$1,295,067
11%
2024
$12,490
5%
$1,167,873
3%
2023
$11,843
32%
$1,131,693
57%
2021
$8,955
-13%
$721,120
-23%
2022
$10,335
15%
$932,327
41%
2021
$8,955
14%
$659,491
7%
2019
$7,824
1%
$616,835
2%
2018
$7,765
3%
$604,702
4%
2017
$7,567
1%
$579,024
1%
2016
$7,466
2%
$574,770
2%
2015
$7,306
11%
$561,729
15%
2014
$6,571
5%
$490,009
6%
2013
$6,259
—
$462,875
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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56 Terra Cotta Way, Destin, FL 32541 (MLS# 998413) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 56 Terra Cotta Way is currently listed for $1,300,000 and was received on March 19, 2026. Want to learn more about 56 Terra Cotta Way? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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