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$543,900 Just Listed
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Property Description
Pictures Soon! Welcome to 628 Mountain Dr, a beautifully maintained single-level home located in the highly desirable Sea Hills neighborhood in the heart of Destin. Just minutes from the Destin Harbor, waterfront dining, shopping, entertainment, and the white sand beaches of the Emerald Coast, this spacious residence offers comfort, functionality, and exceptional outdoor living. This thoughtfully designed split floor plan features 4 bedrooms and 3 baths, including two primary suites with private en-suite baths, making it ideal for multi-generational living, guests, or a second-home retreat. Inside, you'll find fresh interior paint, crown molding, new lighting fixtures, a built-in desk and cabinetry, and a cozy natural gas fireplace that anchors the main living area. The spacious Florida room adds approximately 450 square feet of additional living space and overlooks the private backyard oasis. The kitchen is equipped with stainless steel appliances, granite countertops, sink 2026, refrigerator 2026, and a dishwasher 2025. The home also features two jetted tubs, a walk-in shower, an on-demand hot water heater installed in 2022, central heat and air with HVAC replaced in 2019, and a whole-house Generac generator for added peace of mind. Hurricane shutters and a fully irrigated lawn further enhance the property's convenience and durability. Outdoor living shines with approximately 520 square feet of decking, outer deck lighting, and mature shrubbery providing exceptional privac and a fully fenced backyard with room for a future POOL addition. A gated boat pad offers secure storage for your boat or recreational vehicles. Perfect for enjoying the Destin lifestyle with easy access to the harbor and Gulf waters. With no HOA, abundant outdoor space, and a prime central Destin location, this move-in-ready property offers an outstanding opportunity as a primary residence, vacation home, or investment property. Only long-term rentals allowed--buyer to verify all information. Call listing agent Robin Payne to schedule a showing.
Full Property Details
Full Property Details for 628 Mountain Dr
General
- Price: $543,900
- Taxes: $4,794 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1003008
- Updated: 5/18/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Fireplace
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: SEA HILLS 1ST
- Driving Directions: Turn North on to Beach Drive from Highway 98. Take a Left on Mountain Drive and proceed to 628.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans
- Heating/Cooling: Ceiling Fans
Utilities
- Utility Description: Gas - Natural
Structural Information
- Architectural Style: Ranch
- Stories/Levels: 1
- Square Feet: 2,550
- Sq. Ft. Source: Agent-Measured
- Year Built: 1974
Lot Features
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,583.2
- Lot Dimensions: Irregular
- Frontage: City Street
- Street/Road Desc.: Paved
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $4,794.22
- Tax Year: 2025
Disclosures and Reports
- Legal Description: SEA HILLS 1ST LOT 2 BLK C
- APN: 00-2S-22-3081-000C-0020
- Property ID: 00-2S-22-3081-000C-0020
Listed by EXP Realty LLC
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Schools
Schools serving 628 Mountain Dr
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 0.6 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 3.9 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 628 Mountain Dr
Date
Details
Price
Change
Source
5/18/2026
Listed
$543,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 628 Mountain Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,794
4%
$404,797
1%
2024
$4,591
4%
$399,489
1%
2023
$4,409
24%
$395,778
37%
2021
$3,566
-13%
$288,023
-22%
2022
$4,096
15%
$368,823
42%
2021
$3,566
119%
$260,354
57%
2019
$1,629
1%
$166,210
2%
2018
$1,611
1%
$163,111
2%
2017
$1,599
3%
$159,756
2%
2016
$1,556
-1%
$156,470
1%
2015
$1,578
1%
$155,382
2%
2013
$1,566
—
$151,871
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 628 Mountain Dr
628 Mountain Drive, Destin, FL 32541 (MLS# 1003008) is a Single Family property with 4 bedrooms and 3 full bathrooms. 628 Mountain Drive is currently listed for $543,900 and was received on May 18, 2026. Want to learn more about 628 Mountain Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

