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$700,000 Just Listed
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Property Description
Tucked inside the gates of Emerald Bay Golf Club, this 3-bedroom, 3-bath residence delivers the outdoor living that defines Destin life. A private pool and covered lanai anchor the back of the home, framed by mature golf course landscape and glimpses of Choctawhatchee Bay beyond -- a rare combination at this price point. Inside, roughly 1,984 SF is arranged for easy coastal living, with a light-filled main living area that opens to the pool deck and three full baths that make hosting guests effortless. Three bedrooms give you room for family, visitors, or a dedicated home office. Emerald Bay is one of Destin's most established gated golf communities, wrapping a redesigned championship course along the shores of the bay. Residents enjoy the newly remodeled clubhouse, which features a fully stocked bar and restaurant offering a social hub for neighborhood gatherings and casual dining. Residents also get exclusive access to a spacious community swimming pool and two clay tennis courts. Perfect location between Destin and the Beaches of South Walton, minutes to Destin Commons, Harbor Walk, world-class dining, and the sugar-white sand of the Gulf. Low-maintenance lot. Roof was replaced in 2024. HVAC and Hot Water Heater replaced in 2018 giving peace of mind on some bigger ticket items. Home is turnkey and a true Destin gem. Schedule your private tour today.
Full Property Details
Full Property Details for 674 Emerald Bay Dr
General
- Price: $700,000
- Taxes: $4,988 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1012644
- Updated: 9/24/2026
- Added to Site: 4 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Not Allowed, Pickle Ball, BBQ Pit/Grill, Community Room, Exercise Room, Gated Community, Golf, Pets Allowed, Picnic Area, Playground, Pool, Tennis
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Ceiling Vaulted, Fireplace, Handicap Provisions, Pantry, Washer/Dryer Hookup
- Fireplace: Yes
- Fireplace(s): Fireplace Gas, Fireplace
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect, Water Heater - Gas
- Furnishings: Furnished - None
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool - Heated, Pool - In-Ground, Pool Type
Exterior
- Exterior Features: Rain Gutter, Balcony, Hot Tub, Lawn Pump, Pool - Enclosed, Sprinkler System
- Porch/Patio/Deck: Deck Covered, Patio Covered
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: EMERALD BAY PH 1-B
- Driving Directions: Traveling west of US-98, turn right into Emerald Bay. Go through guard gate, continue past Clubhouse Dr (where Emerald Bay Golf Club is located) and the home is up on the right (just before Garnet Place).
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Other Utilities, Security
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water, TV Cable
Structural Information
- Architectural Style: Mediterranean
- Construction: Stucco, Other N/A
- Exterior Const.: Stucco, Other N/A
- Stories/Levels: 2
- Square Feet: 1,984
- Sq. Ft. Source: County PA Records
- Year Built: 1993
Lot Features
- Property View: Bay
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,534
- Lot Dimensions: 60 x 114 x 60 x 108
- Frontage: Private Road
- Street/Road Desc.: Paved
- Lot Features: Covenants, Restrictions, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water View: Yes
Financial Considerations
- Assessment Amount: $60
- Tax Amount: $4,988.55
- Tax Year: 2025
Disclosures and Reports
- Legal Description: EMERALD BAY PH 1-B LOT 3 BLK U
- APN: 00-2S-22-102A-000U-0030
- Property ID: 00-2S-22-102A-000U-0030
Listed by EXP Realty LLC
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Schools
Schools serving 674 Emerald Bay Dr
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1.7 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 5.6 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 14.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 674 Emerald Bay Dr
Date
Details
Price
Change
Source
9/24/2026
Listed
$700,000
15.23%
MLS
3/08/2023
Sold
$607,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 674 Emerald Bay Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,196
-10%
$531,689
-3%
2024
$5,776
124%
$548,537
96%
2023
$2,573
2%
$279,168
6%
2021
$2,515
—
$263,143
-3%
2022
$2,512
—
$271,037
4%
2021
$2,515
2%
$259,510
2%
2019
$2,471
1%
$253,675
2%
2018
$2,452
—
$248,945
2%
2017
$2,443
3%
$243,825
2%
2016
$2,377
-2%
$238,810
1%
2015
$2,436
1%
$237,150
2%
2013
$2,407
—
$231,791
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 674 Emerald Bay Dr
674 Emerald Bay Drive, Destin, FL 32541 (MLS# 1012644) is a Single Family property with 3 bedrooms and 3 full bathrooms. 674 Emerald Bay Drive is currently listed for $700,000 and was received on September 24, 2026. Want to learn more about 674 Emerald Bay Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

