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$1,799,990 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 3,251 Sq. Ft.
  • Updated 4 days ago
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Tucked away on beautiful Marler Bayou, one of Destin's most sought-after waterfront locations, this beautifully maintained brick home offers the kind of lifestyle people move to Destin to enjoy. With a detached accessory dwelling unit (ADU) already set up as a studio apartment and a location just minutes from Destin Pass, Crab Island, Choctawhatchee Bay, and the Gulf of America, this property delivers a rare combination of waterfront living, flexibility, and convenience. Spend your days boating, fishing, paddleboarding, or enjoying waterfront dining, then come home to your own private retreat beneath the shade of mature oak and magnolia trees. Inside, you'll find custom touches throughout that make this home anything but cookie-cutter. The spacious living room features soaring 19-foot ceilings and a stunning custom wood feature wall that immediately becomes the focal point of the home. Granite countertops, a custom wood wet bar, beautiful cypress shelving, and thoughtfully selected finishes create a warm, welcoming space that's equally suited for entertaining or everyday living. The spacious primary suite offers vaulted ceilings, a walk-in closet, and plenty of room to relax after a day on the water. Step onto the screened porch and take in the peaceful bayou setting, coastal breezes, spectacular sunsets, and even Destin's fireworks displays from the comfort of home. The detached ADU includes a sleeping area, living space, and kitchen, making it ideal for guests, extended family, a home office, creative studio, or private retreat. Waterfront homes on Marler Bayou rarely become available. Combining custom features, mature landscaping, a detached ADU, and one of Destin's most desirable waterfront settings, this is a unique opportunity to enjoy the very best of life on the Emerald Coast.

Full Property Details for 821 Cross St

General

  • Price: $1,799,990
  • Taxes: $9,529 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1004822
  • Updated: 6/7/2026
  • Added to Site: 7 day(s) ago

Interior

  • Number of Rooms: 12
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Raised, Ceiling Vaulted, Kitchen Island, Lighting Recessed, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Woodwork Stained
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Gas
  • Flooring: Floor Laminate, Floor Tile, Floor WW Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Exterior

  • Exterior Features: Boatlift, Dock, Lawn Pump
  • Porch/Patio/Deck: Patio Enclosed, Porch Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: CALHOUN RESUB LT 155 BLK D
  • Driving Directions: From Hwy 98 take Calhoun Ave north. Turn left on Cross Street, home is on the left. 821 Cross Street

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Fort Walton Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air, Roof Turbines
  • Heating Type: Natural Gas
  • Heating/Cooling: Natural Gas, Ceiling Fans, Central Air, Roof Turbines

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water, TV Cable

Structural Information

  • Architectural Style: Contemporary
  • Construction: Concrete, Brick, Foundation Off Grade, Siding Brick Front
  • Exterior Const.: Concrete, Brick, Foundation Off Grade, Siding Brick Front
  • Stories/Levels: 2
  • Square Feet: 3,251
  • Sq. Ft. Source: Appraiser
  • Year Built: 1997

Additional Structures

  • Other Structures: Guest Quarters

Lot Features

  • Property View: Bayou, Bay
  • Lot Size (Acres): 0.68
  • Lot Size (Sq. Ft.): 29,620.8
  • Lot Dimensions: 100 x 330
  • Frontage: City Street
  • Lot Features: Bulkhead/Seawall, Interior, Level, Survey Available, Wooded
  • Zoning: City, Resid Single Family
  • Fencing (Description): Fenced Lot-Part

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Bayou

Financial Considerations

  • Tax Amount: $9,529.67
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: CALHOUN S/D DESTIN LOT 95 BLK D
  • APN: 00-2S-22-0310-000D-0950
  • Property ID: 00-2S-22-0310-000D-0950
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 821 Cross St —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 821 Cross St

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-40.6 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-84.5 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-128.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 821 Cross St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/05/2026
Listed
$1,799,990
84.61%
MLS
3/02/2020
Sold
$975,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 821 Cross St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,530
3%
$843,677
3%
2024
$9,255
2%
$819,900
3%
2023
$9,049
2%
$796,019
6%
2021
$8,845
—
$750,324
-3%
2022
$8,850
—
$772,834
6%
2021
$8,845
9%
$727,756
14%
2019
$8,102
3%
$638,747
4%
2018
$7,899
4%
$615,121
5%
2017
$7,627
4%
$583,554
4%
2016
$7,314
5%
$563,051
7%
2015
$6,996
5%
$528,094
5%
2014
$6,654
11%
$503,366
14%
2013
$5,988
—
$442,850
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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821 Cross Street, Destin, FL 32541 (MLS# 1004822) is a Single Family property with 5 bedrooms and 3 full bathrooms. 821 Cross Street is currently listed for $1,799,990 and was received on June 05, 2026. This property is listed by Paige Brown from our Destin / 30A Office.Want to learn more about 821 Cross Street? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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