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$2,595,000
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Property Description
2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings and relaxation. The main floor is designed for convenience and socializing, showcasing a fully equipped kitchen, an inviting open living room perfect for entertaining, and two luxurious king bedrooms. Ascend to the second floor, where you'll discover four additional king rooms, each with its own private bath. This level also includes a spacious living area featuring a queen sleeper sofa, making it a versatile space. Venture outside to the generous backyard, which features a private heated pool that invites leisurely swims or sun-soaked lounging. For the culinary enthusiast, a gas grill is readily available for enjoyable outdoor cooking, allowing you to savor your meals in the fresh air. The outdoor shower provides a convenient option for rinsing off after a day at the beach, while the shaded sitting area, furnished with umbrellas and ample loungers, creates a perfect haven for relaxation. The property also boasts an oversized driveway, accommodating up to seven vehicles, with additional space available for a boat or RV, ensuring your adventures are just a step away.
Full Property Details
Full Property Details for 84 Cobia St
General
- Price: $2,595,000
- Taxes: $26,485 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 986396
- Updated: 1/12/2026
- Added to Site: 108 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Area, Kitchen, Living Room, Master Bedroom
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Floor Tile, Furnished - All, Kitchen Island, Lighting Recessed, Owner's Closet, Walls Paneled, Walls Wainscoting, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
- Appliances: Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 7
- Full Bathrooms: 7
Bedrooms
- Total Bedrooms: 7
Other Rooms
- Living Room: Living Room
- Kitchen: Kitchen
Additional Information
- Pool: Yes
Exterior
- Exterior Features: Balcony, Columns, Fenced Back Yard, Fenced Privacy, Patio Covered, Pool - Gunite Concrt, Pool - Heated, Pool - In-Ground, Shower, Sprinkler System
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Crystal Beach
- Driving Directions: From Highway 98 head south on Crystal Beach Drive and then take a left on Luke Avenue and then a right on Cobia Street. The home will be down on the right.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Heating/Cooling: AC - 2 or More, AC - Central Elect, Heat Cntrl Electric, Water Heater - Gas, Water Heater - Tnkls
Utilities
- Utility Description: Electric, Gas - Natural, Phone, Public Sewer, Public Water, Tap Fee Paid, TV Cable
Structural Information
- Architectural Style: Beach House
- Construction: Frame, Roof Metal, Roof Pitched, Siding CmntFbrHrdBrd, Siding Wood, Slab, Trim Wood
- Stories/Levels: 3
- Square Feet: 3,389
- Sq. Ft. Source: County PA Records
- Year Built: 2018
Lot Features
- Lot Size (Acres): 0.17
- Lot Dimensions: 50' x 150'
- Street/Road Desc.: City Road, Paved Road
- Lot Features: Covenants, Interior, Level, Sidewalk, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $26,485
- Tax Year: 2024
- Terms: Conventional
Disclosures and Reports
- Legal Description: CRYSTAL BCH S/D LOT 2 BLK 23
- APN: 00-2S-22-0580-0023-0020
Listed by Scenic Sotheby's International Realty
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Schools
Schools serving 84 Cobia St
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1.1 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 4.5 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 13.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 84 Cobia St
Date
Details
Price
Change
Source
9/29/2025
Listed
$2,595,000
-2.08%
MLS
2/15/2023
Sold
$2,650,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 84 Cobia St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$25,463
-4%
$2,149,993
-4%
2024
$26,485
78%
$2,235,704
53%
2023
$14,892
36%
$1,460,623
66%
2021
$10,934
-15%
$880,443
-25%
2022
$12,827
17%
$1,175,675
42%
2021
$10,934
8%
$827,176
7%
2019
$10,089
227%
$774,885
223%
2018
$3,083
18%
$240,108
7%
2017
$2,617
11%
$224,400
11%
2016
$2,363
7%
$201,400
9%
2015
$2,213
16%
$185,000
23%
2014
$1,904
17%
$150,000
25%
2013
$1,623
—
$120,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 84 Cobia St
84 Cobia Street, Destin, FL 32541 (MLS# 986396) is a Single Family property with 7 bedrooms and 7 full bathrooms. 84 Cobia Street is currently listed for $2,595,000 and was received on September 29, 2025. Want to learn more about 84 Cobia Street? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

