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Property Description
Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin.Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings. A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space. Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room. Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away. This established vacation rental currently generates nearly $90K(2025) annually as-is with $35K already on the books for 2026, and the potential to increase income to an estimated $115K-$138K annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities.
Full Property Details
Full Property Details for 87 Vista Bluffs
General
- Price: $1,799,900
- Taxes: $15,096 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 995743
- Updated: 2/19/2026
- Added to Site: Today
Interior
- Rooms/Areas: Bedroom, Bonus Room, Dining Room, Full Bathroom, Great Room, Kitchen, Master Bathroom, Master Bedroom
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Fireplace, Floor Hardwood, Floor WW Carpet, Furnished - All, Renovated, Split Bedroom, Window Treatment All
- Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Ice Machine, Range Hood, Smoke Detector, Stove/Oven Gas
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Great Room: Great Room
- Kitchen: Kitchen
- Dining Room: Dining Room
Additional Information
- Shared Amenities: Community Room, Gated Community, Pavillion/Gazebo, Pets Allowed, Pool, Short Term Rental - Allowed, Tennis, Waterfront
- Pool: Yes
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Deck Open, Patio Covered, Porch, Renovated, Shower, Summer Kitchen
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking: Garage, Garage Attached, Golf Cart Enclosed, Guest
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Destiny S/D
- Driving Directions: Scenic Hwy 98 to the Destiny subdivision across from the Crab Trap Restaurant and James Lee Park turn North into Destiny subdivision go to stop sign take a right on Vista Bluffs home is on the right hand lake side of the road
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Fort Walton Beach
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect
Utilities
- Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, Underground
Structural Information
- Architectural Style: Beach House
- Construction: Roof Tile/Slate, Slab, Stucco
- Stories/Levels: 3
- Square Feet: 3,593
- Sq. Ft. Source: County PA Records
- Year Built: 1997
Lot Features
- Property View: Gulf, Lake
- Lot Size (Acres): 0.19
- Lot Dimensions: 64 x 139 x 62 x 135
- Street/Road Desc.: Controlled Access, Paved Road, Private Road
- Lot Features: Dead End, Interior, Restrictions, See Remarks, Survey Available, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water Front Type: Lake
Financial Considerations
- Assessment Amount: $3,575
- Assmt Payment Freq: Annually
- Tax Amount: $15,096
- Tax Year: 2025
- Terms: Conventional
Disclosures and Reports
- Legal Description: DESTINY S/D LOT 39
- Assessment: Yes
- APN: 00-2S-22-0400-0000-0390
Listed by Scenic Sotheby's International Realty
Get Pre-Approved Today
Schools
Schools serving 87 Vista Bluffs
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1.5 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 5.1 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 13.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 87 Vista Bluffs
Date
Details
Price
Change
Source
2/19/2026
Listed
$1,799,900
105.7%
MLS
1/30/2015
Sold
$875,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 87 Vista Bluffs
Year
Property Taxes
Change
Tax Assessment
Change
2025
$15,097
-10%
$1,274,688
-10%
2024
$16,800
100%
$1,418,136
39%
2023
-100%
$1,023,890
33%
2021
$9,545
100%
$768,662
-23%
2022
-100%
$994,068
39%
2021
$9,545
26%
$715,933
13%
2019
$7,571
1%
$634,639
2%
2018
$7,514
—
$622,806
2%
2017
$7,483
3%
$609,996
2%
2016
$7,284
9%
$597,450
10%
2015
$6,705
—
$542,423
1%
2014
$6,732
-10%
$538,118
-3%
2013
$7,493
—
$554,143
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 87 Vista Bluffs
87 Vista Bluffs, Destin, FL 32541 (MLS# 995743) is a Single Family property with 4 bedrooms and 4 full bathrooms. 87 Vista Bluffs is currently listed for $1,799,900 and was received on February 19, 2026. Want to learn more about 87 Vista Bluffs? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

