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$644,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,269 Sq. Ft.

Next open house:

Open House: 1:00 PM - 3:00 PM

Saturday 1/17 1:00 PM - 3:00 PM

895 Emerald Bay Drive,Destin, FL 32541

895 Emerald Bay DriveDestinFL32541

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Price reduction for quick sale. Lowest priced home in Emerald Bay.''Parade of Homes Award Winner'' offers a great layout and 420 Sq. Ft. of Lanai space that truly brings the outdoors in! Click on the photos to discover the keeping room at the entry complimented by an 'office', a separate family room, formal dining area, and a split-bedroom plan with a Large En-Suite Primary that has a serene view of the tree lined backyard. The home is in an enviable location within the beautiful, gated golf course community of Emerald Bay as it's elevated and there is no flood insurance required. The owner has taken very good care of the property. So...If you are looking to invest in a well-cared for home that has tremendous upside potential and a low HOA Fee...you need not look any further

Full Property Details for 895 Emerald Bay Dr

General

  • Price: $644,000
  • Taxes: $2,896 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 985343
  • Updated: 12/13/2025
  • Added to Site: 122 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Room, Family Room, Kitchen, Living Room, Master Bedroom, Office
  • Interior Features: Basement Finished, Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Floor Tile, Floor WW Carpet New, Furnished - All, Plantation Shutters, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Window Bay, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Disposal, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Family Room: Family Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room
  • Office: Office

Additional Information

  • Shared Amenities: Community Room, Gated Community, Golf, Pets Allowed, Picnic Area, Pool, Tennis

Exterior

  • Exterior Features: Lawn Pump, Patio Covered, Porch, Porch Screened, Sprinkler System

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Emerald Bay Ph 1-B
  • Driving Directions: From the east or west on Emerald Coast Pkwy, enter Emerald Bay and go past the Guard Gate and drive straight 'north' on Emerald Bay Drive. Go past the 4-Way Stop near the Clubhouse and continue on. You will drive past the seventeenth green on your right and the tee box for the eighteenth hole on your left before the road bends to the right. Coming out of the bend, house will on the left.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Fort Walton Beach

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Storm Doors, Storm Windows, Water Heater - Elect

Utilities

  • Utility Description: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Contemporary
  • Construction: Roof Tile/Slate, Stucco
  • Stories/Levels: 1
  • Square Feet: 2,269
  • Sq. Ft. Source: County PA Records
  • Year Built: 1996

Lot Features

  • Lot Size (Acres): 0.2
  • Lot Dimensions: 115 x 80 x 102 x 81
  • Street/Road Desc.: Controlled Access, Paved Road, Private Road
  • Lot Features: Easements, Interior, Level, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $253
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $2,896
  • Tax Year: 2024
  • Terms: Conventional

Disclosures and Reports

  • Legal Description: EMERALD BAY PH 1-B LOT 2 BLK W
  • Assessment: Yes
  • APN: 00-2S-22-102A-000W-0020

Listed by Keller Williams Realty Destin

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Listing agents

— 895 Emerald Bay Dr —

  • Keller Williams Realty Destin

  • Keller Williams Realty Destin

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 895 Emerald Bay Dr

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-81.5 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-45.5 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1214.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 895 Emerald Bay Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/17/2025
Price Reduced
$644,000
-2.28%
MLS
9/15/2025
Listed
$659,000
168%
MLS
5/28/1998
Sold
$245,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 895 Emerald Bay Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,986
3%
$326,478
3%
2024
$2,896
2%
$317,277
3%
2023
$2,827
1%
$308,036
6%
2021
$2,811
—
$290,353
-3%
2022
$2,808
—
$299,064
4%
2021
$2,811
2%
$286,344
2%
2019
$2,763
1%
$279,906
2%
2018
$2,743
—
$274,687
2%
2017
$2,733
3%
$269,037
2%
2016
$2,659
-2%
$263,503
1%
2015
$2,726
3%
$261,671
4%
2013
$2,654
—
$252,532
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 895 Emerald Bay Dr

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NMLS#: 1598647

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Listed by Keller Williams Realty Destin

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895 Emerald Bay Drive, Destin, FL 32541 (MLS# 985343) is a Single Family property with 3 bedrooms and 2 full bathrooms. 895 Emerald Bay Drive is currently listed for $644,000 and was received on September 15, 2025. Want to learn more about 895 Emerald Bay Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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